MCHB (Mechanics Bancorp) Institutional Ownership: 0.17% (As of Jul. 23, 2026)

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MCHB Mechanics Bancorp MCHB
33 GF Score
Price $15.88
GF Value $9.27
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Mechanics Bancorp Institutional Ownership?

Mechanics Bancorp MCHB -0.22% 33 Institutional Ownership is 0.17% as of Jul. 23, 2026. GuruFocus rates MCHB with a GF Score™ of 33/100 and a GF Value™ of $9.27 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Mechanics Bancorp's institutional ownership is 0.17%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Mechanics Bancorp's Insider Ownership is 5.90%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Mechanics Bancorp's Float Percentage Of Total Shares Outstanding is 17.87%.

Mechanics Bancorp Institutional Ownership Historical Data

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The historical data trend for Mechanics Bancorp's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mechanics Bancorp Institutional Ownership Chart

Mechanics Bancorp Historical Data

The historical data trend for Mechanics Bancorp can be seen below:

2025-05-31 2025-06-30 2025-07-31 2025-09-30 2025-10-31 2026-02-28 2026-03-31 2026-04-30 2026-05-31 2026-06-30
Institutional Ownership 0.08 0.08 0.08 0.26 0.26 0.23 0.55 0.94 3.00 3.39
MCHB
33GF Score
Mechanics Bancorp MCHB
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Mechanics Bancorp Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 0.17% mean?
Mechanics Bancorp (MCHB) has a Institutional Ownership of 0.17% as of Jul. 23, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Mechanics Bancorp and its competitors.
Is Mechanics Bancorp's Institutional Ownership too high?
Mechanics Bancorp's current Institutional Ownership is 0.17%. Overall, Mechanics Bancorp has a GF Score™ of 33/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mechanics Bancorp's Institutional Ownership compare to FBK and EFSC?
Mechanics Bancorp's Institutional Ownership of 0.17% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Banks company?
A good Institutional Ownership depends on the Banks industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Mechanics Bancorp and its competitors. Mechanics Bancorp's current Institutional Ownership is 0.17%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mechanics Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Mechanics Bancorp (MCHB) is currently considered Significantly Overvalued. The stock's GF Value™ is $9.27, compared to a current price of $15.88 — trading 71.3% above its estimated fair value. The current Institutional Ownership is 0.17%. Mechanics Bancorp's overall GF Score™ is 33/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For Mechanics Bancorp (MCHB), the current Institutional Ownership is 0.17% as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mechanics Bancorp (MCHB) Overvalued in 2026?

Based on GuruFocus' analysis, Mechanics Bancorp stock appears to be overvalued. The current stock price of $15.88 is trading 71.3% above its estimated GF Value™ of $9.27. GuruFocus considers Mechanics Bancorp to be Significantly Overvalued.

Key valuation signals for MCHB:

  • Institutional Ownership: 0.17%
  • GF Value™: $9.27 vs. price of $15.88 (71.3% above fair value)
  • GF Score™: 33/100 with 3 warning signs

No single metric tells the full story. See the MCHB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mechanics Bancorp Business Description

Address 1111 Civic Drive, Suite 390, Walnut Creek, CA, USA, 94596
Mechanics Bancorp is the financial holding company of Mechanics Bank, a full-service bank with branches across California, Oregon, Washington and Hawaii. It offers a various products and services in consumer and business banking, commercial lending, cash management services, private banking, and comprehensive wealth management and trust services.
33GF Score

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Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.88
Price
$9.27
GF Value