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OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Mechanics Bancorp OCF Yield % Related Terms
Mechanics Bancorp OCF Yield % Historical Data
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The historical data trend for Mechanics Bancorp's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Mechanics Bancorp's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mechanics Bancorp OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Mechanics Bancorp's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Mechanics Bancorp's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mechanics Bancorp (MCHB) has a OCF Yield % of 0.32 as of Jul. 20, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Mechanics Bancorp and its competitors. According to the industry distribution chart, Mechanics Bancorp ranks #1139 out of 1499 companies in the Banks industry, placing it in the top 76%.
Is Mechanics Bancorp's OCF Yield % too high?
Mechanics Bancorp's current OCF Yield % is 0.32. The Banks industry median OCF Yield % is 9.18. Mechanics Bancorp's value of 0.32 is 96.5% below this industry median. Based on the distribution chart, Mechanics Bancorp ranks #1139 out of 1499 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Mechanics Bancorp has a GF Score™ of 27/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mechanics Bancorp's OCF Yield % compare to FBK and EFSC?
According to the Banks industry distribution chart, Mechanics Bancorp ranks #1139 out of 1499 companies for OCF Yield %. This places Mechanics Bancorp in the lower half of its industry. The industry median OCF Yield % is 9.18. Mechanics Bancorp's value of 0.32 is 96.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.18, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mechanics Bancorp's current OCF Yield % of 0.32 is 96.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Mechanics Bancorp and its competitors. For the Banks industry, the median OCF Yield % is 9.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mechanics Bancorp's current OCF Yield % is 0.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mechanics Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Mechanics Bancorp (MCHB) is currently considered Significantly Overvalued. The stock's GF Value™ is $8.90, compared to a current price of $16.28 — trading 82.9% above its estimated fair value. The current OCF Yield % is 0.32 and 96.5% below the Banks industry median of 9.18. Mechanics Bancorp's overall GF Score™ is 27/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Mechanics Bancorp (MCHB), the current OCF Yield % is 0.32 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mechanics Bancorp (MCHB) Overvalued in 2026?
Based on GuruFocus' analysis, Mechanics Bancorp stock appears to be overvalued.
The current stock price of $16.28 is trading 82.9% above its estimated GF Value™ of $8.90.
GuruFocus considers Mechanics Bancorp to be Significantly Overvalued.
Key valuation signals for MCHB:
OCF Yield %: 0.32
GF Value™: $8.90 vs. price of $16.28 (82.9% above fair value)
Industry Position: 96.5% below the Banks median (#1139 of 1499)
No single metric tells the full story. See the MCHB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mechanics Bancorp is the financial holding company of Mechanics Bank, a full-service bank with branches across California, Oregon, Washington and Hawaii. It offers a various products and services in consumer and business banking, commercial lending, cash management services, private banking, and comprehensive wealth management and trust services.
27GF Score
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OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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