Encore Capital Group (FRA:ECP) Buyback Yield %: 5.00 (As of Jul. 02, 2026) — 11% Below Median


FRA:ECP Encore Capital Group Inc FRA:ECP
64 GF Score
Price €80.50
GF Value €62.12
Valuation Modestly Overvalued
! 10 Warning Signs
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What is Encore Capital Group Buyback Yield %?

Encore Capital Group FRA:ECP -0.62% 64 Buyback Yield % is 5.00 as of Jul. 02, 2026, which is 11% below its 10-year median of 5.61. GuruFocus rates FRA:ECP with a GF Score™ of 64/100 and a GF Value™ of €62.12 (Modestly Overvalued). The stock has 10 warning signs investors should review. Among 179 Credit Services companies, Encore Capital Group ranks better than 89.39% on this metric.

Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.

Encore Capital Group's current buyback yield was 5.00%.


Encore Capital Group Buyback Yield % Historical Data

* Premium members only.

The historical data trend for Encore Capital Group's Buyback Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Encore Capital Group Buyback Yield % Chart

Encore Capital Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Buyback Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 26.58 7.90 0.00 0.00 7.71

Encore Capital Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Buyback Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.24 2.82 3.70 7.67 6.67

FRA:ECP vs QFIN, EZPW, AGM.A: Buyback Yield % Comparison

For the Credit Services subindustry, Encore Capital Group's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Encore Capital Group Buyback Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Encore Capital Group's Buyback Yield % distribution charts can be found below:

* The bar in red indicates where Encore Capital Group's Buyback Yield % falls into.


FRA:ECP
64GF Score
Encore Capital Group Inc FRA:ECP
Buyback Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Encore Capital Group Buyback Yield % Calculation

Buyback yield is a measure of shareholder return.

Encore Capital Group's Buyback Yield for the fiscal year that ended in Dec. 2025 is calculated as

Buyback Yield=Net Issuance of Stock / Market Cap
=- (Repurchase of Stock + Issuance of Stock) / Market Cap
=- (-77.203 + 0) / 1001.9856
=7.71%

Encore Capital Group's annualized Buyback Yield for the quarter that ended in Mar. 2026 is calculated as

Buyback Yield=Net Issuance of Stock(TTM) / Market Cap
=- (Repurchase of Stock + Issuance of Stock) (TTM)** / Market Cap
=- (-86.217 + 0) / 1289.94
=6.68%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** If the quarter corresponds to the year-end period, we will use the annual Repurchase of Stock and Issuance of Stock data .

Frequently Asked Questions Learn more about Buyback Yield % →
What does a Buyback Yield % of 5.00 mean?
Encore Capital Group (FRA:ECP) has a Buyback Yield % of 5.00 as of Jul. 02, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Encore Capital Group and its competitors. This is 11% below median its historical median of 5.61. Over the past decade, Encore Capital Group's Buyback Yield % has ranged from 0.91 to 35.43. According to the industry distribution chart, Encore Capital Group ranks #19 out of 179 companies in the Credit Services industry, placing it in the top 10.6%.
Is Encore Capital Group's Buyback Yield % too high?
Encore Capital Group's current Buyback Yield % of 5.00 is 11% below median its 10-year median of 5.61. Over the past 10 years, this metric has ranged from a low of 0.91 to a high of 35.43. Based on the distribution chart, Encore Capital Group ranks #19 out of 179 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Encore Capital Group has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Encore Capital Group's Buyback Yield % compare to QFIN and EZPW?
According to the Credit Services industry distribution chart, Encore Capital Group ranks #19 out of 179 companies for Buyback Yield %. This places Encore Capital Group in the top 11% of its industry — outperforming the majority of peers. Historically, Encore Capital Group's own Buyback Yield % has ranged from 0.91 to 35.43 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Credit Services company?
A good Buyback Yield % depends on the Credit Services industry context. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Encore Capital Group and its competitors. Encore Capital Group's current Buyback Yield % is 5.00, which is 11% below median its own 10-year median of 5.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Encore Capital Group stock overvalued right now?
Based on GuruFocus' analysis, Encore Capital Group (FRA:ECP) is currently considered Modestly Overvalued. The stock's GF Value™ is €62.12, compared to a current price of €80.50 — trading 29.6% above its estimated fair value. The current Buyback Yield % is 5.00, which is 11% below median its 10-year median of 5.61. Encore Capital Group's overall GF Score™ is 64/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For Encore Capital Group (FRA:ECP), the current Buyback Yield % is 5.00 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Encore Capital Group (FRA:ECP) Overvalued in 2026?

Based on GuruFocus' analysis, Encore Capital Group stock appears to be overvalued. The current stock price of €80.50 is trading 29.6% above its estimated GF Value™ of €62.12. GuruFocus considers Encore Capital Group to be Modestly Overvalued.

Key valuation signals for FRA:ECP:

  • Buyback Yield %: 5.00 (11% below median its 10-year median of 5.61)
  • GF Value™: €62.12 vs. price of €80.50 (29.6% above fair value)
  • GF Score™: 64/100 with 10 warning signs

No single metric tells the full story. See the FRA:ECP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Encore Capital Group Business Description

Other Exchanges ECPG:USA
Address 350 Camino De La Reina, Suite 100, San Diego, CA, USA, 92108
Encore Capital Group Inc is an international specialty finance company engaged in providing debt recovery solutions and other related services for consumers across a broad range of financial assets. It mainly purchases portfolios of defaulted consumer receivables at deep discounts to face value and manages them by working with individuals to repay their obligations and work toward financial recovery. The company also provides debt servicing and other portfolio management services to credit originators for non-performing loans in Europe. It has only one reportable segment, debt purchasing and recovery. Geographically, the company generates maximum revenue from its business in the United States, followed by the United Kingdom, Europe, and other regions.
64GF Score

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Buyback Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€80.50
Price
€62.12
GF Value