Encore Capital Group (FRA:ECP) Total Operating Expense: €290 Mil (TTM As of Mar. 2026)


FRA:ECP Encore Capital Group Inc FRA:ECP
65 GF Score
Price €79.50
GF Value €61.92
Valuation Modestly Overvalued
! 10 Warning Signs
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What is Encore Capital Group Total Operating Expense?

Encore Capital Group FRA:ECP +6.00% 65 Total Operating Expense is €290 Mil as of Mar. 2026. GuruFocus rates FRA:ECP with a GF Score™ of 65/100 and a GF Value™ of €61.92 (Modestly Overvalued). The stock has 10 warning signs investors should review.

Encore Capital Group's Total Operating Expense for the three months ended in Mar. 2026 was €70 Mil. Encore Capital Group's Total Operating Expense for the trailing twelve months (TTM) ended in Mar. 2026 was €290 Mil.

Encore Capital Group Total Operating Expense Related Terms

Encore Capital Group Total Operating Expense Historical Data

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The historical data trend for Encore Capital Group's Total Operating Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Encore Capital Group Total Operating Expense Chart

Encore Capital Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Operating Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 260.82 286.46 273.06 312.36 289.66

Encore Capital Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Operating Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 76.42 74.24 71.10 74.72 70.34
FRA:ECP
65GF Score
Encore Capital Group Inc FRA:ECP
Total Operating Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Encore Capital Group Total Operating Expense Calculation

Total Operating Expense is the primary recurring expense associated with central operations that are incurred in order to generate sales.


Total Operating Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €290 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Operating Expense of €290 Mil mean?
Encore Capital Group (FRA:ECP) has a Total Operating Expense of €290 Mil as of Mar. 2026. Total operating expense is the primary recurring expense associated with central operations. View historical data on Encore Capital Group and its competitors.
Is Encore Capital Group's Total Operating Expense too high?
Encore Capital Group's current Total Operating Expense is €290 Mil. Overall, Encore Capital Group has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Encore Capital Group's Total Operating Expense compare to QFIN and EZPW?
Encore Capital Group's Total Operating Expense of €290 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Operating Expense for a Credit Services company?
A good Total Operating Expense depends on the Credit Services industry context. However, Total Operating Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Operating Expense mean?
A high Total Operating Expense can signal that a stock is expensive relative to its fundamentals. Total operating expense is the primary recurring expense associated with central operations. View historical data on Encore Capital Group and its competitors. Encore Capital Group's current Total Operating Expense is €290 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Encore Capital Group stock overvalued right now?
Based on GuruFocus' analysis, Encore Capital Group (FRA:ECP) is currently considered Modestly Overvalued. The stock's GF Value™ is €61.92, compared to a current price of €79.50 — trading 28.4% above its estimated fair value. The current Total Operating Expense is €290 Mil. Encore Capital Group's overall GF Score™ is 65/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Operating Expense calculated?
Total Operating Expense is calculated from a company's financial statements. For Encore Capital Group (FRA:ECP), the current Total Operating Expense is €290 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Encore Capital Group (FRA:ECP) Overvalued in 2026?

Based on GuruFocus' analysis, Encore Capital Group stock appears to be overvalued. The current stock price of €79.50 is trading 28.4% above its estimated GF Value™ of €61.92. GuruFocus considers Encore Capital Group to be Modestly Overvalued.

Key valuation signals for FRA:ECP:

  • Total Operating Expense: €290 Mil
  • GF Value™: €61.92 vs. price of €79.50 (28.4% above fair value)
  • GF Score™: 65/100 with 10 warning signs

No single metric tells the full story. See the FRA:ECP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Encore Capital Group Business Description

Other Exchanges ECPG:USA
Address 350 Camino De La Reina, Suite 100, San Diego, CA, USA, 92108
Encore Capital Group Inc is an international specialty finance company engaged in providing debt recovery solutions and other related services for consumers across a broad range of financial assets. It mainly purchases portfolios of defaulted consumer receivables at deep discounts to face value and manages them by working with individuals to repay their obligations and work toward financial recovery. The company also provides debt servicing and other portfolio management services to credit originators for non-performing loans in Europe. It has only one reportable segment, debt purchasing and recovery. Geographically, the company generates maximum revenue from its business in the United States, followed by the United Kingdom, Europe, and other regions.
65GF Score

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Total Operating Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€79.50
Price
€61.92
GF Value