Encore Capital GroupFRA:ECP -3.23%64 OCF Yield % is 9.79 as of Jun. 28, 2026, which is 40% below its 10-year median of 16.27. GuruFocus rates FRA:ECP with a GF Score™ of 64/100 and a GF Value™ of €59.84 (Modestly Overvalued). The stock has 10 warning signs investors should review. Among 540 Credit Services companies, Encore Capital Group ranks better than 70.19% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Encore Capital Group OCF Yield % Related Terms
Encore Capital Group OCF Yield % Historical Data
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The historical data trend for Encore Capital Group's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:ECP vs AGM.A, EZPW, QFIN: OCF Yield % Comparison
For the Credit Services subindustry, Encore Capital Group's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Encore Capital Group OCF Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Encore Capital Group's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Encore Capital Group's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Encore Capital Group (FRA:ECP) has a OCF Yield % of 9.79 as of Jun. 28, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Encore Capital Group and its competitors. This is 40% below median its historical median of 16.27. Over the past decade, Encore Capital Group's OCF Yield % has ranged from 8.21 to 57.42. According to the industry distribution chart, Encore Capital Group ranks #161 out of 540 companies in the Credit Services industry, placing it in the top 29.8%.
Is Encore Capital Group's OCF Yield % too high?
Encore Capital Group's current OCF Yield % of 9.79 is 40% below median its 10-year median of 16.27. Over the past 10 years, this metric has ranged from a low of 8.21 to a high of 57.42. Based on the distribution chart, Encore Capital Group ranks #161 out of 540 companies in the Credit Services industry, which is above the industry midpoint. Overall, Encore Capital Group has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Encore Capital Group's OCF Yield % compare to AGM.A and EZPW?
According to the Credit Services industry distribution chart, Encore Capital Group ranks #161 out of 540 companies for OCF Yield %. This puts Encore Capital Group in the upper half of its industry. Historically, Encore Capital Group's own OCF Yield % has ranged from 8.21 to 57.42 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Credit Services company?
A good OCF Yield % depends on the Credit Services industry context. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Encore Capital Group and its competitors. Encore Capital Group's current OCF Yield % is 9.79, which is 40% below median its own 10-year median of 16.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Encore Capital Group stock overvalued right now?
Based on GuruFocus' analysis, Encore Capital Group (FRA:ECP) is currently considered Modestly Overvalued. The stock's GF Value™ is €59.84, compared to a current price of €75.00 — trading 25.3% above its estimated fair value. The current OCF Yield % is 9.79, which is 40% below median its 10-year median of 16.27. Encore Capital Group's overall GF Score™ is 64/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Encore Capital Group (FRA:ECP), the current OCF Yield % is 9.79 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Encore Capital Group (FRA:ECP) Overvalued in 2026?
Based on GuruFocus' analysis, Encore Capital Group stock appears to be overvalued.
The current stock price of €75.00 is trading 25.3% above its estimated GF Value™ of €59.84.
GuruFocus considers Encore Capital Group to be Modestly Overvalued.
Key valuation signals for FRA:ECP:
OCF Yield %: 9.79 (40% below median its 10-year median of 16.27)
GF Value™: €59.84 vs. price of €75.00 (25.3% above fair value)
No single metric tells the full story. See the FRA:ECP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Encore Capital Group Inc is an international specialty finance company engaged in providing debt recovery solutions and other related services for consumers across a broad range of financial assets. It mainly purchases portfolios of defaulted consumer receivables at deep discounts to face value and manages them by working with individuals to repay their obligations and work toward financial recovery. The company also provides debt servicing and other portfolio management services to credit originators for non-performing loans in Europe. It has only one reportable segment, debt purchasing and recovery. Geographically, the company generates maximum revenue from its business in the United States, followed by the United Kingdom, Europe, and other regions.
64GF Score
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