Encore Capital Group (FRA:ECP) YoY EPS Growth: 12.97% (As of Jun. 2026)

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FRA:ECP Encore Capital Group Inc FRA:ECP
67 GF Score
Price €86.00
GF Value €64.55
Valuation Significantly Overvalued
! 10 Warning Signs
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What is Encore Capital Group YoY EPS Growth?

Encore Capital Group FRA:ECP +0.58% 67 YoY EPS Growth is 12.97% as of Jun. 2026. GuruFocus rates FRA:ECP with a GF Score™ of 67/100 and a GF Value™ of €64.55 (Significantly Overvalued). The stock has 10 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. Encore Capital Group's YoY EPS Growth for the quarter that ended in Jun. 2026 was 12.97%.

Encore Capital Group's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was €2.44.

Encore Capital Group YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for Encore Capital Group's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Encore Capital Group YoY EPS Growth Chart

Encore Capital Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only 81.48 -29.33 -213.55 30.37 267.33

Encore Capital Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 73.41 137.97 131.99 87.06 12.97
FRA:ECP
67GF Score
Encore Capital Group Inc FRA:ECP
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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Encore Capital Group YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

Encore Capital Group's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(9.317--5.568)/ | -5.568 |
=267.33 %

Encore Capital Group's YoY EPS Growth for the quarter that ended in Jun. 2026 is calculated as:

YoY EPS Growth (Q: Jun. 2026 )
=(Earnings per Share (Diluted) (Q: Jun. 2026 )-Earnings per Share (Diluted) (Q: Jun. 2025 )) / | Earnings per Share (Diluted) (Q: Jun. 2025 )) |
=(2.439-2.159)/ | 2.159 |
=12.97 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of 12.97% mean?
Encore Capital Group (FRA:ECP) has a YoY EPS Growth of 12.97% as of Jun. 2026. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Encore Capital Group and its competitors.
Is Encore Capital Group's YoY EPS Growth too high?
Encore Capital Group's current YoY EPS Growth is 12.97%. Overall, Encore Capital Group has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Encore Capital Group's YoY EPS Growth compare to EZPW and AGM.A?
Encore Capital Group's YoY EPS Growth of 12.97% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Credit Services company?
A good YoY EPS Growth depends on the Credit Services industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Encore Capital Group and its competitors. Encore Capital Group's current YoY EPS Growth is 12.97%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Encore Capital Group stock overvalued right now?
Based on GuruFocus' analysis, Encore Capital Group (FRA:ECP) is currently considered Significantly Overvalued. The stock's GF Value™ is €64.55, compared to a current price of €86.00 — trading 33.2% above its estimated fair value. The current YoY EPS Growth is 12.97%. Encore Capital Group's overall GF Score™ is 67/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For Encore Capital Group (FRA:ECP), the current YoY EPS Growth is 12.97% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Encore Capital Group (FRA:ECP) Overvalued in 2026?

Based on GuruFocus' analysis, Encore Capital Group stock appears to be overvalued. The current stock price of €86.00 is trading 33.2% above its estimated GF Value™ of €64.55. GuruFocus considers Encore Capital Group to be Significantly Overvalued.

Key valuation signals for FRA:ECP:

  • YoY EPS Growth: 12.97%
  • GF Value™: €64.55 vs. price of €86.00 (33.2% above fair value)
  • GF Score™: 67/100 with 10 warning signs

No single metric tells the full story. See the FRA:ECP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Encore Capital Group Business Description

Other Exchanges ECPG:USA
Address 350 Camino De La Reina, Suite 100, San Diego, CA, USA, 92108
Encore Capital Group Inc is an international specialty finance company engaged in providing debt recovery solutions and other related services for consumers across a broad range of financial assets. It mainly purchases portfolios of defaulted consumer receivables at deep discounts to face value and manages them by working with individuals to repay their obligations and work toward financial recovery. The company also provides debt servicing and other portfolio management services to credit originators for non-performing loans in Europe. It has only one reportable segment, debt purchasing and recovery. Geographically, the company generates maximum revenue from its business in the United States, followed by the United Kingdom, Europe, and other regions.
67GF Score

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YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€86.00
Price
€64.55
GF Value