Encore Capital Group (FRA:ECP) EPS without NRI: €11.08 (TTM As of Mar. 2026)


FRA:ECP Encore Capital Group Inc FRA:ECP
65 GF Score
Price €81.00
GF Value €62.13
Valuation Modestly Overvalued
! 10 Warning Signs
View Full Analysis

What is Encore Capital Group EPS without NRI?

Encore Capital Group FRA:ECP +0.62% 65 EPS without NRI is €11.08 as of Mar. 2026. GuruFocus rates FRA:ECP with a GF Score™ of 65/100 and a GF Value™ of €62.13 (Modestly Overvalued). The stock has 10 warning signs investors should review. Among 428 Credit Services companies, Encore Capital Group ranks better than 52.1% on this metric.

Encore Capital Group's earnings per share without non-recurring items for the three months ended in Mar. 2026 was €3.34. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was €11.08.

During the past 3 years, the average earnings per share (NRI) Growth Rate was 13.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for Encore Capital Group's EPS without NRI or its related term are showing as below:

FRA:ECP' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -29.4   Med: 14.5   Max: 73.9
Current: 13.2

During the past 13 years, Encore Capital Group's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 73.90% per year. The lowest was -29.40% per year. And the median was 14.50% per year.

FRA:ECP's 3-Year EPS without NRI Growth Rate is ranked better than
52.1% of 428 companies
in the Credit Services industry
Industry Median: 11.5 vs FRA:ECP: 13.20

Encore Capital Group's EPS (Diluted) for the three months ended in Mar. 2026 was €3.34. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €11.08.

Encore Capital Group's EPS (Basic) for the three months ended in Mar. 2026 was €3.43. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was €11.27.


Encore Capital Group  (FRA:ECP) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Encore Capital Group EPS without NRI Related Terms


Encore Capital Group EPS without NRI Historical Data

* Premium members only.

The historical data trend for Encore Capital Group's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Encore Capital Group EPS without NRI Chart

Encore Capital Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.18 7.14 -0.13 -1.56 9.36

Encore Capital Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.79 2.16 2.70 2.88 3.34

FRA:ECP vs QFIN, EZPW, AGM.A: EPS without NRI Comparison

For the Credit Services subindustry, Encore Capital Group's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Encore Capital Group PE Ratio without NRI vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Encore Capital Group's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Encore Capital Group's PE Ratio without NRI falls into.


FRA:ECP
65GF Score
Encore Capital Group Inc FRA:ECP
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Encore Capital Group EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €11.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of €11.08 mean?
Encore Capital Group (FRA:ECP) has a EPS without NRI of €11.08 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Encore Capital Group and its competitors. According to the industry distribution chart, Encore Capital Group ranks #205 out of 428 companies in the Credit Services industry, placing it in the top 47.9%.
Is Encore Capital Group's EPS without NRI too high?
Encore Capital Group's current EPS without NRI is €11.08. Based on the distribution chart, Encore Capital Group ranks #205 out of 428 companies in the Credit Services industry, which is above the industry midpoint. Overall, Encore Capital Group has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Encore Capital Group's EPS without NRI compare to QFIN and EZPW?
According to the Credit Services industry distribution chart, Encore Capital Group ranks #205 out of 428 companies for EPS without NRI. This puts Encore Capital Group in the upper half of its industry. The industry median EPS without NRI is 11.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Credit Services company?
The median EPS without NRI among Credit Services companies is 11.50, based on 428 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Encore Capital Group and its competitors. For the Credit Services industry, the median EPS without NRI is 11.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Encore Capital Group's current EPS without NRI is €11.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Encore Capital Group stock overvalued right now?
Based on GuruFocus' analysis, Encore Capital Group (FRA:ECP) is currently considered Modestly Overvalued. The stock's GF Value™ is €62.13, compared to a current price of €81.00 — trading 30.4% above its estimated fair value. The current EPS without NRI is €11.08. Encore Capital Group's overall GF Score™ is 65/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Encore Capital Group (FRA:ECP), the current EPS without NRI is €11.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Encore Capital Group (FRA:ECP) Overvalued in 2026?

Based on GuruFocus' analysis, Encore Capital Group stock appears to be overvalued. The current stock price of €81.00 is trading 30.4% above its estimated GF Value™ of €62.13. GuruFocus considers Encore Capital Group to be Modestly Overvalued.

Key valuation signals for FRA:ECP:

  • EPS without NRI: €11.08
  • GF Value™: €62.13 vs. price of €81.00 (30.4% above fair value)
  • GF Score™: 65/100 with 10 warning signs

No single metric tells the full story. See the FRA:ECP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Encore Capital Group Business Description

Other Exchanges ECPG:USA
Address 350 Camino De La Reina, Suite 100, San Diego, CA, USA, 92108
Encore Capital Group Inc is an international specialty finance company engaged in providing debt recovery solutions and other related services for consumers across a broad range of financial assets. It mainly purchases portfolios of defaulted consumer receivables at deep discounts to face value and manages them by working with individuals to repay their obligations and work toward financial recovery. The company also provides debt servicing and other portfolio management services to credit originators for non-performing loans in Europe. It has only one reportable segment, debt purchasing and recovery. Geographically, the company generates maximum revenue from its business in the United States, followed by the United Kingdom, Europe, and other regions.
65GF Score

Get the complete analysis for FRA:ECP

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€81.00
Price
€62.13
GF Value