Encore Capital Group (FRA:ECP) Cyclically Adjusted Revenue per Share: €52.41 (As of Mar. 2026)


FRA:ECP Encore Capital Group Inc FRA:ECP
64 GF Score
Price €80.50
GF Value €62.17
Valuation Modestly Overvalued
! 10 Warning Signs
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What is Encore Capital Group Cyclically Adjusted Revenue per Share?

Encore Capital Group FRA:ECP +1.26% 64 Cyclically Adjusted Revenue per Share is €52.41 as of Mar. 2026. GuruFocus rates FRA:ECP with a GF Score™ of 64/100 and a GF Value™ of €62.17 (Modestly Overvalued). The stock has 10 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Encore Capital Group's adjusted revenue per share for the three months ended in Mar. 2026 was €18.424. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is €52.41 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Encore Capital Group's average Cyclically Adjusted Revenue Growth Rate was 6.90% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 5.00% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 7.90% per year. During the past 10 years, the average Cyclically Adjusted Revenue Growth Rate was 10.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Encore Capital Group was 18.20% per year. The lowest was 5.00% per year. And the median was 12.20% per year.

As of today (2026-07-07), Encore Capital Group's current stock price is €80.50. Encore Capital Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was €52.41. Encore Capital Group's Cyclically Adjusted PS Ratio of today is 1.54.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Encore Capital Group was 1.76. The lowest was 0.46. And the median was 0.98.


Encore Capital Group  (FRA:ECP) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Encore Capital Group's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=80.50/52.41
=1.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Encore Capital Group was 1.76. The lowest was 0.46. And the median was 0.98.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Encore Capital Group Cyclically Adjusted Revenue per Share Related Terms


Encore Capital Group Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Encore Capital Group's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Encore Capital Group Cyclically Adjusted Revenue per Share Chart

Encore Capital Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 39.16 47.85 49.91 51.17 50.61

Encore Capital Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 49.49 50.58 52.13 50.61 52.41

FRA:ECP vs QFIN, EZPW, AGM.A: Cyclically Adjusted Revenue per Share Comparison

For the Credit Services subindustry, Encore Capital Group's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Encore Capital Group Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Encore Capital Group's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Encore Capital Group's Cyclically Adjusted PS Ratio falls into.


FRA:ECP
64GF Score
Encore Capital Group Inc FRA:ECP
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Encore Capital Group Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Encore Capital Group's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=18.424/330.2130*330.2130
=18.424

Current CPI (Mar. 2026) = 330.2130.

Encore Capital Group Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 9.956 241.018 13.640
201609 6.202 241.428 8.483
201612 9.902 241.432 13.543
201703 9.747 243.801 13.202
201706 9.811 244.955 13.226
201709 9.624 246.819 12.876
201712 10.161 246.524 13.610
201803 10.033 249.554 13.276
201806 11.336 251.989 14.855
201809 9.582 252.439 12.534
201812 9.793 251.233 12.872
201903 9.795 254.202 12.724
201906 9.768 256.143 12.593
201909 10.209 256.759 13.130
201912 9.931 256.974 12.761
202003 8.356 258.115 10.690
202006 11.987 257.797 15.354
202009 10.769 260.280 13.662
202012 9.883 260.474 12.529
202103 11.000 264.877 13.713
202106 11.301 271.696 13.735
202109 11.183 274.310 13.462
202112 10.534 278.802 12.476
202203 16.509 287.504 18.961
202206 12.784 296.311 14.247
202209 11.992 296.808 13.342
202212 8.992 296.797 10.004
202303 11.707 301.836 12.808
202306 12.280 305.109 13.290
202309 11.899 307.789 12.766
202312 10.711 306.746 11.530
202403 12.347 312.332 13.054
202406 13.697 314.175 14.396
202409 13.551 315.301 14.192
202412 10.607 315.605 11.098
202503 14.970 319.799 15.457
202506 16.258 322.561 16.644
202509 16.676 324.800 16.954
202512 17.762 324.054 18.100
202603 18.424 330.213 18.424

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of €52.41 mean?
Encore Capital Group (FRA:ECP) has a Cyclically Adjusted Revenue per Share of €52.41 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Encore Capital Group and its competitors.
Is Encore Capital Group's Cyclically Adjusted Revenue per Share too high?
Encore Capital Group's current Cyclically Adjusted Revenue per Share is €52.41. Overall, Encore Capital Group has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Encore Capital Group's Cyclically Adjusted Revenue per Share compare to QFIN and EZPW?
Encore Capital Group's Cyclically Adjusted Revenue per Share of €52.41 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Credit Services company?
A good Cyclically Adjusted Revenue per Share depends on the Credit Services industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Encore Capital Group and its competitors. Encore Capital Group's current Cyclically Adjusted Revenue per Share is €52.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Encore Capital Group stock overvalued right now?
Based on GuruFocus' analysis, Encore Capital Group (FRA:ECP) is currently considered Modestly Overvalued. The stock's GF Value™ is €62.17, compared to a current price of €80.50 — trading 29.5% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is €52.41. Encore Capital Group's overall GF Score™ is 64/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Encore Capital Group (FRA:ECP), the current Cyclically Adjusted Revenue per Share is €52.41 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Encore Capital Group (FRA:ECP) Overvalued in 2026?

Based on GuruFocus' analysis, Encore Capital Group stock appears to be overvalued. The current stock price of €80.50 is trading 29.5% above its estimated GF Value™ of €62.17. GuruFocus considers Encore Capital Group to be Modestly Overvalued.

Key valuation signals for FRA:ECP:

  • Cyclically Adjusted Revenue per Share: €52.41
  • GF Value™: €62.17 vs. price of €80.50 (29.5% above fair value)
  • GF Score™: 64/100 with 10 warning signs

No single metric tells the full story. See the FRA:ECP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Encore Capital Group Business Description

Other Exchanges ECPG:USA
Address 350 Camino De La Reina, Suite 100, San Diego, CA, USA, 92108
Encore Capital Group Inc is an international specialty finance company engaged in providing debt recovery solutions and other related services for consumers across a broad range of financial assets. It mainly purchases portfolios of defaulted consumer receivables at deep discounts to face value and manages them by working with individuals to repay their obligations and work toward financial recovery. The company also provides debt servicing and other portfolio management services to credit originators for non-performing loans in Europe. It has only one reportable segment, debt purchasing and recovery. Geographically, the company generates maximum revenue from its business in the United States, followed by the United Kingdom, Europe, and other regions.
64GF Score

Get the complete analysis for FRA:ECP

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€80.50
Price
€62.17
GF Value