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Encore Capital Group's EPS (Basic) for the
three
months ended in Jun. 2026 was €2.58.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Jun. 2026 was €11.68.
During the past 3 years, the average EPS without NRIGrowth Rate was 13.20% per year.
During the past 13 years, Encore Capital Group's highest 3-Year average EPS without NRI Growth Rate was 73.90% per year. The lowest was -29.40% per year. And the median was 14.50% per year.
Encore Capital Group (FRA:ECP) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Encore Capital Group Earnings per Share (Diluted) Related Terms
Encore Capital Group Earnings per Share (Diluted) Historical Data
* Premium members only.
The historical data trend for Encore Capital Group's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Encore Capital Group Earnings per Share (Diluted) Chart
FRA:ECP vs EZPW, AGM.A, QFIN: Earnings per Share (Diluted) Comparison
For the Credit Services subindustry, Encore Capital Group's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Encore Capital Group PE Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Encore Capital Group's PE Ratio distribution charts can be found below:
* The bar in red indicates where Encore Capital Group's PE Ratio falls into.
Encore Capital Group Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Encore Capital Group's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €11.36
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of €11.36 mean?
Encore Capital Group (FRA:ECP) has a Earnings per Share (Diluted) of €11.36 as of Jun. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Encore Capital Group and its competitors. According to the industry distribution chart, Encore Capital Group ranks #207 out of 433 companies in the Credit Services industry, placing it in the top 47.8%.
Is Encore Capital Group's Earnings per Share (Diluted) too high?
Encore Capital Group's current Earnings per Share (Diluted) is €11.36. Based on the distribution chart, Encore Capital Group ranks #207 out of 433 companies in the Credit Services industry, which is above the industry midpoint. Overall, Encore Capital Group has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Encore Capital Group's Earnings per Share (Diluted) compare to EZPW and AGM.A?
According to the Credit Services industry distribution chart, Encore Capital Group ranks #207 out of 433 companies for Earnings per Share (Diluted). This puts Encore Capital Group in the upper half of its industry. The industry median Earnings per Share (Diluted) is 11.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Credit Services company?
The median Earnings per Share (Diluted) among Credit Services companies is 11.40, based on 433 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Encore Capital Group and its competitors. For the Credit Services industry, the median Earnings per Share (Diluted) is 11.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Encore Capital Group's current Earnings per Share (Diluted) is €11.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Encore Capital Group stock overvalued right now?
Based on GuruFocus' analysis, Encore Capital Group (FRA:ECP) is currently considered Modestly Overvalued. The stock's GF Value™ is €64.64, compared to a current price of €82.50 — trading 27.6% above its estimated fair value. The current Earnings per Share (Diluted) is €11.36. Encore Capital Group's overall GF Score™ is 67/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Encore Capital Group (FRA:ECP), the current Earnings per Share (Diluted) is €11.36 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Encore Capital Group (FRA:ECP) Overvalued in 2026?
Based on GuruFocus' analysis, Encore Capital Group stock appears to be overvalued.
The current stock price of €82.50 is trading 27.6% above its estimated GF Value™ of €64.64.
GuruFocus considers Encore Capital Group to be Modestly Overvalued.
Key valuation signals for FRA:ECP:
Earnings per Share (Diluted): €11.36
GF Value™: €64.64 vs. price of €82.50 (27.6% above fair value)
No single metric tells the full story. See the FRA:ECP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Encore Capital Group Inc is an international specialty finance company engaged in providing debt recovery solutions and other related services for consumers across a broad range of financial assets. It mainly purchases portfolios of defaulted consumer receivables at deep discounts to face value and manages them by working with individuals to repay their obligations and work toward financial recovery. The company also provides debt servicing and other portfolio management services to credit originators for non-performing loans in Europe. It has only one reportable segment, debt purchasing and recovery. Geographically, the company generates maximum revenue from its business in the United States, followed by the United Kingdom, Europe, and other regions.
67GF Score
Get the complete analysis for FRA:ECP
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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