Encore Capital Group (FRA:ECP) Quality Rank


FRA:ECP Encore Capital Group Inc FRA:ECP
66 GF Score
Price €79.50
GF Value €62.16
Valuation Modestly Overvalued
! 10 Warning Signs
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What is Encore Capital Group Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Encore Capital Group Quality Rank Related Terms

FRA:ECP
66GF Score
Encore Capital Group Inc FRA:ECP
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Encore Capital Group (FRA:ECP) Overvalued in 2026?

Based on GuruFocus' analysis, Encore Capital Group stock appears to be overvalued. The current stock price of €79.50 is trading 27.9% above its estimated GF Value™ of €62.16. GuruFocus considers Encore Capital Group to be Modestly Overvalued.

Key valuation signals for FRA:ECP:

  • Quality Rank:
  • GF Value™: €62.16 vs. price of €79.50 (27.9% above fair value)
  • GF Score™: 66/100 with 10 warning signs

No single metric tells the full story. See the FRA:ECP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Encore Capital Group Business Description

Other Exchanges ECPG:USA
Address 350 Camino De La Reina, Suite 100, San Diego, CA, USA, 92108
Encore Capital Group Inc is an international specialty finance company engaged in providing debt recovery solutions and other related services for consumers across a broad range of financial assets. It mainly purchases portfolios of defaulted consumer receivables at deep discounts to face value and manages them by working with individuals to repay their obligations and work toward financial recovery. The company also provides debt servicing and other portfolio management services to credit originators for non-performing loans in Europe. It has only one reportable segment, debt purchasing and recovery. Geographically, the company generates maximum revenue from its business in the United States, followed by the United Kingdom, Europe, and other regions.
66GF Score

Get the complete analysis for FRA:ECP

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€79.50
Price
€62.16
GF Value