Encore Capital Group (FRA:ECP) 3-Year Dividend Growth Rate: 0.00% (As of Jun. 2026)

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FRA:ECP Encore Capital Group Inc FRA:ECP
67 GF Score
Price €83.00
GF Value €64.62
Valuation Modestly Overvalued
! 11 Warning Signs
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What is Encore Capital Group 3-Year Dividend Growth Rate?

Encore Capital Group FRA:ECP -1.19% 67 3-Year Dividend Growth Rate is 0.00% as of Jun. 2026. GuruFocus rates FRA:ECP with a GF Score™ of 67/100 and a GF Value™ of €64.62 (Modestly Overvalued). The stock has 11 warning signs investors should review. Among 135 Credit Services companies, Encore Capital Group ranks worse than 740740% on this metric.

Encore Capital Group's Dividends per Share for the three months ended in Jun. 2026 was €0.00.

The historical rank and industry rank for Encore Capital Group's 3-Year Dividend Growth Rate or its related term are showing as below:

FRA:ECP's 3-Year Dividend Growth Rate is not ranked *
in the Credit Services industry.
Industry Median: 8.5
* Ranked among companies with meaningful 3-Year Dividend Growth Rate only.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

Encore Capital Group's Dividend Payout Ratio for the three months ended in Jun. 2026 was 0.00. As of today, Encore Capital Group's Dividend Yield % is 0.00%.

For more information regarding to dividend, please check our Dividend Page.


Encore Capital Group  (FRA:ECP) 3-Year Dividend Growth Rate Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

Encore Capital Group's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=0/ 3.3065457056945
=0.00

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Encore Capital Group 3-Year Dividend Growth Rate Related Terms>


FRA:ECP vs EZPW, WU, AGM.A: 3-Year Dividend Growth Rate Comparison

For the Credit Services subindustry, Encore Capital Group's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Encore Capital Group 3-Year Dividend Growth Rate vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Encore Capital Group's 3-Year Dividend Growth Rate distribution charts can be found below:

* The bar in red indicates where Encore Capital Group's 3-Year Dividend Growth Rate falls into.


FRA:ECP
67GF Score
Encore Capital Group Inc FRA:ECP
3-Year Dividend Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Encore Capital Group 3-Year Dividend Growth Rate Calculation

This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Dividend Growth Rate of 0.00% mean?
Encore Capital Group (FRA:ECP) has a 3-Year Dividend Growth Rate of 0.00% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Encore Capital Group and its competitors. According to the industry distribution chart, Encore Capital Group ranks #999999 out of 135 companies in the Credit Services industry.
Is Encore Capital Group's 3-Year Dividend Growth Rate too high?
Encore Capital Group's current 3-Year Dividend Growth Rate is 0.00%. Based on the distribution chart, Encore Capital Group ranks #999999 out of 135 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Encore Capital Group has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Encore Capital Group's 3-Year Dividend Growth Rate compare to EZPW and WU?
According to the Credit Services industry distribution chart, Encore Capital Group ranks #999999 out of 135 companies for 3-Year Dividend Growth Rate. This places Encore Capital Group in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 8.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Credit Services company?
The median 3-Year Dividend Growth Rate among Credit Services companies is 8.50, based on 135 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Encore Capital Group and its competitors. For the Credit Services industry, the median 3-Year Dividend Growth Rate is 8.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Encore Capital Group's current 3-Year Dividend Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Encore Capital Group stock overvalued right now?
Based on GuruFocus' analysis, Encore Capital Group (FRA:ECP) is currently considered Modestly Overvalued. The stock's GF Value™ is €64.62, compared to a current price of €83.00 — trading 28.4% above its estimated fair value. The current 3-Year Dividend Growth Rate is 0.00%. Encore Capital Group's overall GF Score™ is 67/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Encore Capital Group (FRA:ECP), the current 3-Year Dividend Growth Rate is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Encore Capital Group (FRA:ECP) Overvalued in 2026?

Based on GuruFocus' analysis, Encore Capital Group stock appears to be overvalued. The current stock price of €83.00 is trading 28.4% above its estimated GF Value™ of €64.62. GuruFocus considers Encore Capital Group to be Modestly Overvalued.

Key valuation signals for FRA:ECP:

  • 3-Year Dividend Growth Rate: 0.00%
  • GF Value™: €64.62 vs. price of €83.00 (28.4% above fair value)
  • GF Score™: 67/100 with 11 warning signs

No single metric tells the full story. See the FRA:ECP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Encore Capital Group Business Description

Other Exchanges ECPG:USA
Address 350 Camino De La Reina, Suite 100, San Diego, CA, USA, 92108
Encore Capital Group Inc is an international specialty finance company engaged in providing debt recovery solutions and other related services for consumers across a broad range of financial assets. It mainly purchases portfolios of defaulted consumer receivables at deep discounts to face value and manages them by working with individuals to repay their obligations and work toward financial recovery. The company also provides debt servicing and other portfolio management services to credit originators for non-performing loans in Europe. It has only one reportable segment, debt purchasing and recovery. Geographically, the company generates maximum revenue from its business in the United States, followed by the United Kingdom, Europe, and other regions.
67GF Score

Get the complete analysis for FRA:ECP

3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€83.00
Price
€64.62
GF Value