PRA GroupPRAA +0.24%63 Buyback Yield % is 2.77 as of Jun. 29, 2026, which is 33% below its 10-year median of 4.11. GuruFocus rates PRAA with a GF Score™ of 63/100 and a GF Value™ of $26.20 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 178 Credit Services companies, PRA Group ranks better than 80.9% on this metric.
Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.
The historical data trend for PRA Group's Buyback Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PRAA vs GDOT, OPFI, NAVI: Buyback Yield % Comparison
For the Credit Services subindustry, PRA Group's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PRA Group Buyback Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PRA Group's Buyback Yield % distribution charts can be found below:
* The bar in red indicates where PRA Group's Buyback Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PRA Group (PRAA) has a Buyback Yield % of 2.77 as of Jun. 29, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on PRA Group and its competitors. This is 33% below median its historical median of 4.11. Over the past decade, PRA Group's Buyback Yield % has ranged from 1.66 to 9.76. According to the industry distribution chart, PRA Group ranks #34 out of 178 companies in the Credit Services industry, placing it in the top 19.1%.
Is PRA Group's Buyback Yield % too high?
PRA Group's current Buyback Yield % of 2.77 is 33% below median its 10-year median of 4.11. Over the past 10 years, this metric has ranged from a low of 1.66 to a high of 9.76. Based on the distribution chart, PRA Group ranks #34 out of 178 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, PRA Group has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PRA Group's Buyback Yield % compare to GDOT and OPFI?
According to the Credit Services industry distribution chart, PRA Group ranks #34 out of 178 companies for Buyback Yield %. This places PRA Group in the top 19% of its industry — outperforming the majority of peers. Historically, PRA Group's own Buyback Yield % has ranged from 1.66 to 9.76 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Credit Services company?
A good Buyback Yield % depends on the Credit Services industry context. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on PRA Group and its competitors. PRA Group's current Buyback Yield % is 2.77, which is 33% below median its own 10-year median of 4.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PRA Group stock overvalued right now?
Based on GuruFocus' analysis, PRA Group (PRAA) is currently considered Modestly Undervalued. The stock's GF Value™ is $26.20, compared to a current price of $18.96 — trading 27.6% below its estimated fair value. The current Buyback Yield % is 2.77, which is 33% below median its 10-year median of 4.11. PRA Group's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For PRA Group (PRAA), the current Buyback Yield % is 2.77 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PRA Group (PRAA) Overvalued in 2026?
Based on GuruFocus' analysis, PRA Group stock appears to be undervalued.
The current stock price of $18.96 is trading 27.6% below its estimated GF Value™ of $26.20.
GuruFocus considers PRA Group to be Modestly Undervalued.
Key valuation signals for PRAA:
Buyback Yield %: 2.77 (33% below median its 10-year median of 4.11)
GF Value™: $26.20 vs. price of $18.96 (27.6% below fair value)
No single metric tells the full story. See the PRAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PRA Group Inc is a specialty finance company engaged in the purchase, collection, and management of nonperforming loan portfolios. The majority of the loans it purchases are from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed to them (Core accounts). To a lesser extent, the company also purchases loans in situations where the customer is involved in a bankruptcy or similar proceeding (Insolvency accounts). As part of an ancillary business, it also purchases and provides fee-based services for class action claims recoveries in the U.S. The company has two operating and reportable segments, comprised of its U.S. and European businesses. The majority of its revenue is generated from the United States.
63GF Score
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