PRAA (PRA Group) Cash Payments

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PRAA PRA Group Inc PRAA
61 GF Score
Price $18.41
GF Value $26.16
Valuation Modestly Undervalued
! 3 Warning Signs
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What is PRA Group Cash Payments?

Cash Payments only applicable to companies reporting Cash Flow from Operations in direct method.

PRAA
61GF Score
PRA Group Inc PRAA
Cash Payments is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is PRA Group (PRAA) Overvalued in 2026?

Based on GuruFocus' analysis, PRA Group stock appears to be undervalued. The current stock price of $18.41 is trading 29.6% below its estimated GF Value™ of $26.16. GuruFocus considers PRA Group to be Modestly Undervalued.

Key valuation signals for PRAA:

  • Cash Payments:
  • GF Value™: $26.16 vs. price of $18.41 (29.6% below fair value)
  • GF Score™: 61/100 with 3 warning signs

No single metric tells the full story. See the PRAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PRA Group Business Description

Other Exchanges POV1:Germany
Address 120 Corporate Boulevard, Norfolk, VA, USA, 23502
PRA Group Inc is a specialty finance company engaged in the purchase, collection, and management of nonperforming loan portfolios. The majority of the loans it purchases are from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed to them (Core accounts). To a lesser extent, the company also purchases loans in situations where the customer is involved in a bankruptcy or similar proceeding (Insolvency accounts). As part of an ancillary business, it also purchases and provides fee-based services for class action claims recoveries in the U.S. The company has two operating and reportable segments, comprised of its U.S. and European businesses. The majority of its revenue is generated from the United States.
61GF Score

Get the complete analysis for PRAA

Cash Payments is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.41
Price
$26.16
GF Value