PRAA (PRA Group) Total Liabilities: $4,138 Mil (As of Mar. 2026)


PRAA PRA Group Inc PRAA
63 GF Score
Price $18.92
GF Value $26.20
Valuation Modestly Undervalued
! 3 Warning Signs
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What is PRA Group Total Liabilities?

PRA Group PRAA +4.13% 63 Total Liabilities is $4,138 Mil as of Mar. 2026. GuruFocus rates PRAA with a GF Score™ of 63/100 and a GF Value™ of $26.20 (Modestly Undervalued). The stock has 3 warning signs investors should review.

PRA Group's Total Liabilities for the quarter that ended in Mar. 2026 was $4,138 Mil.

PRA Group's quarterly Total Liabilities increased from Sep. 2025 ($4,015.24 Mil) to Dec. 2025 ($4,063.36 Mil) and increased from Dec. 2025 ($4,063.36 Mil) to Mar. 2026 ($4,138.28 Mil).

PRA Group's annual Total Liabilities increased from Dec. 2023 ($3,285.98 Mil) to Dec. 2024 ($3,737.55 Mil) and increased from Dec. 2024 ($3,737.55 Mil) to Dec. 2025 ($4,063.36 Mil).

PRA Group Total Liabilities Historical Data

* Premium members only.

The historical data trend for PRA Group's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PRA Group Total Liabilities Chart

PRA Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3,041.41 2,888.92 3,285.98 3,737.55 4,063.36

PRA Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,867.55 4,038.16 4,015.24 4,063.36 4,138.28
PRAA
63GF Score
PRA Group Inc PRAA
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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PRA Group Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

PRA Group's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=267.805+(3729.498+48.99
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+17.064+0+0)
=4,063

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=5103.322-1039.965
=4,063

PRA Group's Total Liabilities for the quarter that ended in Mar. 2026 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=209.306+(3810.762+99.475
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+18.733+0+0)
=4,138

Total Liabilities=Total Assets (Q: Mar. 2026 )-Total Equity (Q: Mar. 2026 )
=5206.83-1068.554
=4,138

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of $4,138 Mil mean?
PRA Group (PRAA) has a Total Liabilities of $4,138 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for PRA Group and its competitors.
Is PRA Group's Total Liabilities too high?
PRA Group's current Total Liabilities is $4,138 Mil. Overall, PRA Group has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PRA Group's Total Liabilities compare to TROO and HTT?
PRA Group's Total Liabilities of $4,138 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Credit Services company?
A good Total Liabilities depends on the Credit Services industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for PRA Group and its competitors. PRA Group's current Total Liabilities is $4,138 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PRA Group stock overvalued right now?
Based on GuruFocus' analysis, PRA Group (PRAA) is currently considered Modestly Undervalued. The stock's GF Value™ is $26.20, compared to a current price of $18.92 — trading 27.8% below its estimated fair value. The current Total Liabilities is $4,138 Mil. PRA Group's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For PRA Group (PRAA), the current Total Liabilities is $4,138 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PRA Group (PRAA) Overvalued in 2026?

Based on GuruFocus' analysis, PRA Group stock appears to be undervalued. The current stock price of $18.92 is trading 27.8% below its estimated GF Value™ of $26.20. GuruFocus considers PRA Group to be Modestly Undervalued.

Key valuation signals for PRAA:

  • Total Liabilities: $4,138 Mil
  • GF Value™: $26.20 vs. price of $18.92 (27.8% below fair value)
  • GF Score™: 63/100 with 3 warning signs

No single metric tells the full story. See the PRAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PRA Group Business Description

Other Exchanges POV1:Germany
Address 120 Corporate Boulevard, Norfolk, VA, USA, 23502
PRA Group Inc is a specialty finance company engaged in the purchase, collection, and management of nonperforming loan portfolios. The majority of the loans it purchases are from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed to them (Core accounts). To a lesser extent, the company also purchases loans in situations where the customer is involved in a bankruptcy or similar proceeding (Insolvency accounts). As part of an ancillary business, it also purchases and provides fee-based services for class action claims recoveries in the U.S. The company has two operating and reportable segments, comprised of its U.S. and European businesses. The majority of its revenue is generated from the United States.
63GF Score

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Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.92
Price
$26.20
GF Value