PRA GroupPRAA -4.44%63 Receivables Turnover is 0.07 as of Mar. 2026. GuruFocus rates PRAA with a GF Score™ of 63/100 and a GF Value™ of $26.18 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 294 Credit Services companies, PRA Group ranks worse than 89.8% on this metric.
The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. PRA Group's Revenue for the
three
months ended in Mar. 2026 was $317 Mil. PRA Group's average Accounts Receivable for the
three
months ended in Mar. 2026 was $4,663 Mil.
Hence, PRA Group's Receivables Turnover for the
three
months ended in Mar. 2026 was 0.07.
PRA Group (NAS:PRAA) Receivables Turnover Explanation
An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.
PRA Group Receivables Turnover Related Terms
PRA Group Receivables Turnover Historical Data
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The historical data trend for PRA Group's Receivables Turnover can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PRAA vs GDOT, OPFI, NAVI: Receivables Turnover Comparison
For the Credit Services subindustry, PRA Group's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PRA Group Receivables Turnover vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PRA Group's Receivables Turnover distribution charts can be found below:
* The bar in red indicates where PRA Group's Receivables Turnover falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PRA Group (PRAA) has a Receivables Turnover of 0.07 as of Mar. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on PRA Group and its competitors. According to the industry distribution chart, PRA Group ranks #264 out of 294 companies in the Credit Services industry, placing it in the top 89.8%.
Is PRA Group's Receivables Turnover too high?
PRA Group's current Receivables Turnover is 0.07. The Credit Services industry median Receivables Turnover is 9.00. PRA Group's value of 0.07 is 99.2% below this industry median. Based on the distribution chart, PRA Group ranks #264 out of 294 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, PRA Group has a GF Score™ of 63/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PRA Group's Receivables Turnover compare to GDOT and OPFI?
According to the Credit Services industry distribution chart, PRA Group ranks #264 out of 294 companies for Receivables Turnover. This places PRA Group in the lower half of its industry. The industry median Receivables Turnover is 9.00. PRA Group's value of 0.07 is 99.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Credit Services company?
The median Receivables Turnover among Credit Services companies is 9.00, based on 294 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PRA Group's current Receivables Turnover of 0.07 is 99.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on PRA Group and its competitors. For the Credit Services industry, the median Receivables Turnover is 9.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PRA Group's current Receivables Turnover is 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PRA Group stock overvalued right now?
Based on GuruFocus' analysis, PRA Group (PRAA) is currently considered Possible Value Trap. The stock's GF Value™ is $26.18, compared to a current price of $18.28 — trading 30.2% below its estimated fair value. The current Receivables Turnover is 0.07 and 99.2% below the Credit Services industry median of 9.00. PRA Group's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For PRA Group (PRAA), the current Receivables Turnover is 0.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PRA Group (PRAA) Overvalued in 2026?
Based on GuruFocus' analysis, PRA Group stock appears to be undervalued.
The current stock price of $18.28 is trading 30.2% below its estimated GF Value™ of $26.18.
GuruFocus considers PRA Group to be Possible Value Trap.
Key valuation signals for PRAA:
Receivables Turnover: 0.07
GF Value™: $26.18 vs. price of $18.28 (30.2% below fair value)
Industry Position: 99.2% below the Credit Services median (#264 of 294)
No single metric tells the full story. See the PRAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PRA Group Inc is a specialty finance company engaged in the purchase, collection, and management of nonperforming loan portfolios. The majority of the loans it purchases are from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed to them (Core accounts). To a lesser extent, the company also purchases loans in situations where the customer is involved in a bankruptcy or similar proceeding (Insolvency accounts). As part of an ancillary business, it also purchases and provides fee-based services for class action claims recoveries in the U.S. The company has two operating and reportable segments, comprised of its U.S. and European businesses. The majority of its revenue is generated from the United States.
63GF Score
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