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PRAA (PRA Group) Cyclically Adjusted FCF per Share : $1.26 (As of Mar. 2025)


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What is PRA Group Cyclically Adjusted FCF per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

PRA Group's adjusted free cash flow per share for the three months ended in Mar. 2025 was $-1.348. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $1.26 for the trailing ten years ended in Mar. 2025.

During the past 12 months, PRA Group's average Cyclically Adjusted FCF Growth Rate was -40.60% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -21.10% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was -12.00% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was -2.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of PRA Group was 15.60% per year. The lowest was -21.10% per year. And the median was 1.30% per year.

As of today (2025-05-16), PRA Group's current stock price is $15.37. PRA Group's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 was $1.26. PRA Group's Cyclically Adjusted Price-to-FCF of today is 12.20.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of PRA Group was 23.89. The lowest was 5.13. And the median was 11.66.


PRA Group Cyclically Adjusted FCF per Share Historical Data

The historical data trend for PRA Group's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

PRA Group Cyclically Adjusted FCF per Share Chart

PRA Group Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.16 3.16 3.07 2.37 1.55

PRA Group Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.12 1.92 1.67 1.55 1.26

Competitive Comparison of PRA Group's Cyclically Adjusted FCF per Share

For the Credit Services subindustry, PRA Group's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PRA Group's Cyclically Adjusted Price-to-FCF Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, PRA Group's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where PRA Group's Cyclically Adjusted Price-to-FCF falls into.


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PRA Group Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PRA Group's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2025 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=-1.348/134.9266*134.9266
=-1.348

Current CPI (Mar. 2025) = 134.9266.

PRA Group Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201506 0.613 100.684 0.821
201509 0.504 100.392 0.677
201512 1.548 99.792 2.093
201603 0.147 100.470 0.197
201606 1.445 101.688 1.917
201609 0.721 101.861 0.955
201612 1.821 101.863 2.412
201703 0.637 102.862 0.836
201706 -1.107 103.349 -1.445
201709 0.214 104.136 0.277
201712 0.093 104.011 0.121
201803 0.589 105.290 0.755
201806 -0.158 106.317 -0.201
201809 0.700 106.507 0.887
201812 0.199 105.998 0.253
201903 0.230 107.251 0.289
201906 0.326 108.070 0.407
201909 0.668 108.329 0.832
201912 1.302 108.420 1.620
202003 0.855 108.902 1.059
202006 1.582 108.767 1.962
202009 0.142 109.815 0.174
202012 0.132 109.897 0.162
202103 0.387 111.754 0.467
202106 -0.007 114.631 -0.008
202109 0.306 115.734 0.357
202112 0.969 117.630 1.111
202203 -0.641 121.301 -0.713
202206 -0.589 125.017 -0.636
202209 0.916 125.227 0.987
202212 0.573 125.222 0.617
202303 -1.228 127.348 -1.301
202306 -0.868 128.729 -0.910
202309 -0.985 129.860 -1.023
202312 0.514 129.419 0.536
202403 -1.863 131.776 -1.908
202406 -0.779 132.554 -0.793
202409 -0.914 133.029 -0.927
202412 1.052 133.157 1.066
202503 -1.348 134.927 -1.348

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.


PRA Group  (NAS:PRAA) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

PRA Group's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=15.37/1.26
=12.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of PRA Group was 23.89. The lowest was 5.13. And the median was 11.66.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


PRA Group Cyclically Adjusted FCF per Share Related Terms

Thank you for viewing the detailed overview of PRA Group's Cyclically Adjusted FCF per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


PRA Group Business Description

Industry
Traded in Other Exchanges
Address
120 Corporate Boulevard, Norfolk, VA, USA, 23502
PRA Group Inc is a leader in acquiring and collecting nonperforming loans. The company returns capital to banks and other creditors to help expand financial services for consumers in the Americas, Europe, and Australia. It is also engaged in providing fee-based services on class action claims recoveries in the United States. The company's portfolio segments include; Core, which is engaged in purchasing and collecting nonperforming loans, which the originators have not chosen not to pursue, and the Insolvency segment which is engaged in purchasing and collecting nonperforming loans where the customer is involved in a bankruptcy proceeding.
Executives
Geir Olsen officer: CEO-PRA Group Europe RONDA DE LA AVUTARDA 28A, MADRID U3 28043
Vikram A Atal director C/O THE STUDENT LOAN CORP. LEGAL DEPT., 750 WASHINGTON BLVD. 9TH FLOOR, STAMFORD CT 06901
Rakesh Sehgal officer: Chief Financial Officer 150 CORPORATE BLVD, NORFOLK VA 23502
Steven D Fredrickson director, officer: President, CEO, Chairman 120 CORPORATE BLVD STE 100, NORFOLK VA 23502
Marjorie Mary Connelly director 2580 PALMER DR, KESWICK VA 22947
Richard Owen James officer: Global Investments Officer 150 CORPORATE BLVD, NORFOLK VA 23502
Steven C Roberts officer: Chief Global Strategy Bus Dev 120 CORPORATE BLVD, NORFOLK VA 23502
Latisha Owens Tarrant officer: General Counsel & CHRO 150 CORPORATE BLVD, NORFOLK VA 23502
Kevin P Stevenson officer: EVP, CFO, Treasurer, Asst Secy 120 CORPORATE BLVD STE 100, NORFOLK VA 23502
Peter M Graham officer: EVP, Chief Financial Officer 150 CORPORATE BLVD, NORFOLK VA 23502
John H Fain director REFLECTIONS II, THIRD FLOOR 200 GOLDEN OAK COURT, VIRGINIA BEACH VA 23452
Laura White officer: Chief Compliance Officer 120 CORPORATE BLVD, NORFOLK VA 23502
Christopher B Graves officer: EVP, Core Acquisitions 150 CORPORATE BOULEVARD, NORFOLK VA 23502
Christopher D. Lagow officer: SVP- General Counsel 150 CORPORATE BLVD, NORFOLK VA 23502
Peggy P. Turner director 6565 HEADQUARTERS DRIVE, PLANO TX 75024