PRAA (PRA Group) Cash per Share: $6.28 (As of Mar. 2026)

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Valuation Possible Value Trap

3 Warning Signs

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What is PRA Group Cash per Share?

PRA Group PRAA -1.93% 65 Cash per Share is $6.28 as of Mar. 2026. GuruFocus rates PRAA with a GF Score™ of 65/100 and a GF Value™ of $26.15 (Possible Value Trap). The stock has 3 warning signs investors should review.

Cash per Share is calculated as Cash, Cash Equivalents, Marketable Securities divided by Shares Outstanding (EOP). PRA Group's Cash per Share for the quarter that ended in Mar. 2026 was $6.28.

PRA Group (NAS:PRAA) Cash per Share Explanation

Cash per Share represents the liquidity of a compant's assets. A high level of Cash per Share suggests that there's enough money on hand for a company to cover any emergencies and that the company has adequate money to reinvest its business or pay dividends to investors. However, if the ratio is too high, it can also suggeust the inefficiency of management for not making a full usage of the cash.

PRA Group Cash per Share Related Terms

PRA Group Cash per Share Historical Data

* Premium members only.

The historical data trend for PRA Group's Cash per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PRA Group Cash per Share Chart

PRA Group Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Cash per Share

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2.14

3.85

4.38

4.09

4.40

PRA Group Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Cash per Share	Get a 7-Day Free Trial															4.78	5.03	4.37	4.40	6.28

65GF Score

PRA Group Inc PRAA

Cash per Share is just one metric. See GF Score™, valuation, warning signs, and more.

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PRA Group Cash per Share Calculation

This is the ratio of a company's available cash, including easy to liquidate short-term investment, to its total number of shares outstanding. The result indicates the percentage of a company's share price that is available to spend on company's activities, such as strengthening the business, paying down the debt and making dividend payment to shareholders. It's a reliable indicator of a company's financial health.

PRA Group's Cash per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Cash per Share	=	Cash, Cash Equivalents, Marketable Securities	/	Shares Outstanding (EOP)
	=	169.343	/	38
	=	4.40

PRA Group's Cash per Share for the quarter that ended in Mar. 2026 is calculated as:

Cash per Share	=	Cash, Cash Equivalents, Marketable Securities	/	Shares Outstanding (EOP)
	=	239.532	/	38
	=	6.28

Frequently Asked Questions Learn more about Cash per Share →

What does a Cash per Share of $6.28 mean?

PRA Group (PRAA) has a Cash per Share of $6.28 as of Mar. 2026. Cash per share is the per-share value of a company's available cash. View historical data for PRA Group and its competitors.

Is PRA Group's Cash per Share too high?

PRA Group's current Cash per Share is $6.28. Overall, PRA Group has a GF Score™ of 65/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.

How does PRA Group's Cash per Share compare to GDOT and OPFI?

PRA Group's Cash per Share of $6.28 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Cash per Share for a Credit Services company?

A good Cash per Share depends on the Credit Services industry context. However, Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Cash per Share mean?

A high Cash per Share can signal that a stock is expensive relative to its fundamentals. Cash per share is the per-share value of a company's available cash. View historical data for PRA Group and its competitors. PRA Group's current Cash per Share is $6.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is PRA Group stock overvalued right now?

Based on GuruFocus' analysis, PRA Group (PRAA) is currently considered Possible Value Trap. The stock's GF Value™ is $26.15, compared to a current price of $17.77 — trading 32% below its estimated fair value. The current Cash per Share is $6.28. PRA Group's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Cash per Share calculated?

Cash per Share is calculated from a company's financial statements. For PRA Group (PRAA), the current Cash per Share is $6.28 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PRA Group (PRAA) Overvalued in 2026?

Based on GuruFocus' analysis, PRA Group stock appears to be undervalued. The current stock price of $17.77 is trading 32% below its estimated GF Value™ of $26.15. GuruFocus considers PRA Group to be Possible Value Trap.

Key valuation signals for PRAA:

Cash per Share: $6.28
GF Value™: $26.15 vs. price of $17.77 (32% below fair value)
GF Score™: 65/100 with 3 warning signs

No single metric tells the full story. See the PRAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PRA Group Business Description

Industry Financial Services Credit Services

Comparable Companies GDOT OPFI NAVI WRLD HTT JCAP RM LPRO LU LX V MA AXP COF BOM:500034 PYPL AFRM SYF NSE:SHRIRAMFIN SOFI

Other Exchanges POV1:Germany

Address 120 Corporate Boulevard, Norfolk, VA, USA, 23502

Website https://www.pragroup.com

PRA Group Inc is a specialty finance company engaged in the purchase, collection, and management of nonperforming loan portfolios. The majority of the loans it purchases are from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed to them (Core accounts). To a lesser extent, the company also purchases loans in situations where the customer is involved in a bankruptcy or similar proceeding (Insolvency accounts). As part of an ancillary business, it also purchases and provides fee-based services for class action claims recoveries in the U.S. The company has two operating and reportable segments, comprised of its U.S. and European businesses. The majority of its revenue is generated from the United States.

65GF Score

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Cash per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.77

Price

$26.15

GF Value

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