PRAA (PRA Group) Margin of Safety % (DCF FCF Based): N/A (As of Jun. 24, 2026)


PRAA PRA Group Inc PRAA
59 GF Score
Price $18.03
GF Value $26.20
Valuation Possible Value Trap
! 3 Warning Signs
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What is PRA Group Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

PRA Group's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF FCF Based) is not calculated.

PRAA vs TROO, HTT, OPFI: Margin of Safety % (DCF FCF Based) Comparison

For the Credit Services subindustry, PRA Group's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PRA Group Margin of Safety % (DCF FCF Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PRA Group's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where PRA Group's Margin of Safety % (DCF FCF Based) falls into.


PRAA
59GF Score
PRA Group Inc PRAA
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PRA Group (PRAA) Overvalued in 2026?

Based on GuruFocus' analysis, PRA Group stock appears to be undervalued. The current stock price of $18.03 is trading 31.2% below its estimated GF Value™ of $26.20. GuruFocus considers PRA Group to be Possible Value Trap.

Key valuation signals for PRAA:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: $26.20 vs. price of $18.03 (31.2% below fair value)
  • GF Score™: 59/100 with 3 warning signs

No single metric tells the full story. See the PRAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PRA Group Business Description

Other Exchanges POV1:Germany
Address 120 Corporate Boulevard, Norfolk, VA, USA, 23502
PRA Group Inc is a specialty finance company engaged in the purchase, collection, and management of nonperforming loan portfolios. The majority of the loans it purchases are from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed to them (Core accounts). To a lesser extent, the company also purchases loans in situations where the customer is involved in a bankruptcy or similar proceeding (Insolvency accounts). As part of an ancillary business, it also purchases and provides fee-based services for class action claims recoveries in the U.S. The company has two operating and reportable segments, comprised of its U.S. and European businesses. The majority of its revenue is generated from the United States.
59GF Score

Get the complete analysis for PRAA

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.03
Price
$26.20
GF Value