Synchrony FinancialSYF -2.96%75 Buyback Yield % is 12.28 as of Jun. 30, 2026, which is 35% above its 10-year median of 9.10. GuruFocus rates SYF with a GF Score™ of 75/100 and a GF Value™ of $65.69 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 178 Credit Services companies, Synchrony Financial ranks better than 95.51% on this metric.
Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.
Synchrony Financial Buyback Yield % Historical Data
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The historical data trend for Synchrony Financial's Buyback Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SYF vs AFRM, SOFI, ALLY: Buyback Yield % Comparison
For the Credit Services subindustry, Synchrony Financial's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Synchrony Financial Buyback Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Synchrony Financial's Buyback Yield % distribution charts can be found below:
* The bar in red indicates where Synchrony Financial's Buyback Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Synchrony Financial (SYF) has a Buyback Yield % of 12.28 as of Jun. 30, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Synchrony Financial and its competitors. This is 35% above median its historical median of 9.10. Over the past decade, Synchrony Financial's Buyback Yield % has ranged from 0.85 to 38.75. According to the industry distribution chart, Synchrony Financial ranks #8 out of 178 companies in the Credit Services industry, placing it in the top 4.5%.
Is Synchrony Financial's Buyback Yield % too high?
Synchrony Financial's current Buyback Yield % of 12.28 is 35% above median its 10-year median of 9.10. Over the past 10 years, this metric has ranged from a low of 0.85 to a high of 38.75. Based on the distribution chart, Synchrony Financial ranks #8 out of 178 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Synchrony Financial has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Synchrony Financial's Buyback Yield % compare to AFRM and SOFI?
According to the Credit Services industry distribution chart, Synchrony Financial ranks #8 out of 178 companies for Buyback Yield %. This places Synchrony Financial in the top 5% of its industry — outperforming the majority of peers. Historically, Synchrony Financial's own Buyback Yield % has ranged from 0.85 to 38.75 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Credit Services company?
A good Buyback Yield % depends on the Credit Services industry context. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Synchrony Financial and its competitors. Synchrony Financial's current Buyback Yield % is 12.28, which is 35% above median its own 10-year median of 9.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Synchrony Financial stock overvalued right now?
Based on GuruFocus' analysis, Synchrony Financial (SYF) is currently considered Modestly Overvalued. The stock's GF Value™ is $65.69, compared to a current price of $76.05 — trading 15.8% above its estimated fair value. The current Buyback Yield % is 12.28, which is 35% above median its 10-year median of 9.10. Synchrony Financial's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For Synchrony Financial (SYF), the current Buyback Yield % is 12.28 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Synchrony Financial (SYF) Overvalued in 2026?
Based on GuruFocus' analysis, Synchrony Financial stock appears to be overvalued.
The current stock price of $76.05 is trading 15.8% above its estimated GF Value™ of $65.69.
GuruFocus considers Synchrony Financial to be Modestly Overvalued.
Key valuation signals for SYF:
Buyback Yield %: 12.28 (35% above median its 10-year median of 9.10)
GF Value™: $65.69 vs. price of $76.05 (15.8% above fair value)
No single metric tells the full story. See the SYF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).
75GF Score
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