SYF (Synchrony Financial) Marketable Securities: $3,040 Mil (As of Mar. 2026)


SYF Synchrony Financial SYF
76 GF Score
Price $71.50
GF Value $66.44
Valuation Fairly Valued
! 2 Warning Signs
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What is Synchrony Financial Marketable Securities?

Synchrony Financial SYF +4.75% 76 Marketable Securities is $3,040 Mil as of Mar. 2026. GuruFocus rates SYF with a GF Score™ of 76/100 and a GF Value™ of $66.44 (Fairly Valued). The stock has 2 warning signs investors should review.

Marketable Securities are very liquid securities that can be converted into cash quickly at a reasonable price. Synchrony Financial's Marketable Securities for the quarter that ended in Mar. 2026 was $3,040 Mil.

Synchrony Financial's annual Marketable Securities declined from Dec. 2023 ($3,799 Mil) to Dec. 2024 ($3,079 Mil) and declined from Dec. 2024 ($3,079 Mil) to Dec. 2025 ($2,348 Mil).

Synchrony Financial  (NYSE:SYF) Marketable Securities Explanation

Marketable Securities are very liquid as they tend to have maturities of less than one year. Furthermore, the rate at which these securities can be bought or sold has little effect on their prices.

Please note, GuruFocus' Marketable Securities also includes "Other Short Term Investment".

Synchrony Financial Marketable Securities Related Terms

Synchrony Financial Marketable Securities Historical Data

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The historical data trend for Synchrony Financial's Marketable Securities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Synchrony Financial Marketable Securities Chart

Synchrony Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Marketable Securities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5,283.00 4,879.00 3,799.00 3,079.00 2,348.00

Synchrony Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Marketable Securities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,724.00 2,905.00 2,716.00 2,348.00 3,040.00
SYF
76GF Score
Synchrony Financial SYF
Marketable Securities is just one metric. See GF Score™, valuation, warning signs, and more.
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Synchrony Financial Marketable Securities Calculation

Marketable Securities are very liquid securities that can be converted into cash quickly at a reasonable price.

Frequently Asked Questions Learn more about Marketable Securities →
What does a Marketable Securities of $3,040 Mil mean?
Synchrony Financial (SYF) has a Marketable Securities of $3,040 Mil as of Mar. 2026. Marketable securities are high-liquid securites not directly classified as cash or cash equivalents. View historical data on Synchrony Financial and its competitors.
Is Synchrony Financial's Marketable Securities too high?
Synchrony Financial's current Marketable Securities is $3,040 Mil. Overall, Synchrony Financial has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Synchrony Financial's Marketable Securities compare to AFRM and SOFI?
Synchrony Financial's Marketable Securities of $3,040 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Marketable Securities for a Credit Services company?
A good Marketable Securities depends on the Credit Services industry context. However, Marketable Securities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Marketable Securities mean?
A high Marketable Securities can signal that a stock is expensive relative to its fundamentals. Marketable securities are high-liquid securites not directly classified as cash or cash equivalents. View historical data on Synchrony Financial and its competitors. Synchrony Financial's current Marketable Securities is $3,040 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Synchrony Financial stock overvalued right now?
Based on GuruFocus' analysis, Synchrony Financial (SYF) is currently considered Fairly Valued. The stock's GF Value™ is $66.44, compared to a current price of $71.50 — trading 7.6% above its estimated fair value. The current Marketable Securities is $3,040 Mil. Synchrony Financial's overall GF Score™ is 76/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Marketable Securities calculated?
Marketable Securities is calculated from a company's financial statements. For Synchrony Financial (SYF), the current Marketable Securities is $3,040 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Synchrony Financial (SYF) Overvalued in 2026?

Based on GuruFocus' analysis, Synchrony Financial stock appears to be overvalued. The current stock price of $71.50 is trading 7.6% above its estimated GF Value™ of $66.44. GuruFocus considers Synchrony Financial to be Fairly Valued.

Key valuation signals for SYF:

  • Marketable Securities: $3,040 Mil
  • GF Value™: $66.44 vs. price of $71.50 (7.6% above fair value)
  • GF Score™: 76/100 with 2 warning signs

No single metric tells the full story. See the SYF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Synchrony Financial Business Description

Address 777 Long Ridge Road, Stamford, CT, USA, 06902
Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).
76GF Score

Get the complete analysis for SYF

Marketable Securities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$71.50
Price
$66.44
GF Value