SYF (Synchrony Financial) Short-Term Capital Lease Obligation: $0 Mil (As of Mar. 2026)


SYF Synchrony Financial SYF
75 GF Score
Price $76.42
GF Value $65.56
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Synchrony Financial Short-Term Capital Lease Obligation?

Synchrony Financial SYF +1.84% 75 Short-Term Capital Lease Obligation is $0 Mil as of Mar. 2026. GuruFocus rates SYF with a GF Score™ of 75/100 and a GF Value™ of $65.56 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Synchrony Financial's Short-Term Capital Lease Obligation for the quarter that ended in Mar. 2026 was $0 Mil.

Synchrony Financial Short-Term Capital Lease Obligation Explanation

Short-Term Capital Lease Obligation represents the total amount of Long-Term Capital Lease Obligation that must be paid within the next accounting period. Capital lease obligations are contractual obligations that arise from obtaining the use of property or equipment via a capital lease contract.

Synchrony Financial Short-Term Capital Lease Obligation Related Terms

Synchrony Financial Short-Term Capital Lease Obligation Historical Data

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The historical data trend for Synchrony Financial's Short-Term Capital Lease Obligation can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Synchrony Financial Short-Term Capital Lease Obligation Chart

Synchrony Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Short-Term Capital Lease Obligation
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Synchrony Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Short-Term Capital Lease Obligation Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
SYF
75GF Score
Synchrony Financial SYF
Short-Term Capital Lease Obligation is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Short-Term Capital Lease Obligation of $0 Mil mean?
Synchrony Financial (SYF) has a Short-Term Capital Lease Obligation of $0 Mil as of Mar. 2026.
Is Synchrony Financial's Short-Term Capital Lease Obligation too high?
Synchrony Financial's current Short-Term Capital Lease Obligation is $0 Mil. Overall, Synchrony Financial has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Synchrony Financial's Short-Term Capital Lease Obligation compare to AFRM and SOFI?
Synchrony Financial's Short-Term Capital Lease Obligation of $0 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Capital Lease Obligation for a Credit Services company?
A good Short-Term Capital Lease Obligation depends on the Credit Services industry context. However, Short-Term Capital Lease Obligation should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Capital Lease Obligation mean?
A high Short-Term Capital Lease Obligation can signal that a stock is expensive relative to its fundamentals. Synchrony Financial's current Short-Term Capital Lease Obligation is $0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Synchrony Financial stock overvalued right now?
Based on GuruFocus' analysis, Synchrony Financial (SYF) is currently considered Modestly Overvalued. The stock's GF Value™ is $65.56, compared to a current price of $76.42 — trading 16.6% above its estimated fair value. The current Short-Term Capital Lease Obligation is $0 Mil. Synchrony Financial's overall GF Score™ is 75/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Capital Lease Obligation calculated?
Short-Term Capital Lease Obligation is calculated from a company's financial statements. For Synchrony Financial (SYF), the current Short-Term Capital Lease Obligation is $0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Synchrony Financial (SYF) Overvalued in 2026?

Based on GuruFocus' analysis, Synchrony Financial stock appears to be overvalued. The current stock price of $76.42 is trading 16.6% above its estimated GF Value™ of $65.56. GuruFocus considers Synchrony Financial to be Modestly Overvalued.

Key valuation signals for SYF:

  • Short-Term Capital Lease Obligation: $0 Mil
  • GF Value™: $65.56 vs. price of $76.42 (16.6% above fair value)
  • GF Score™: 75/100 with 2 warning signs

No single metric tells the full story. See the SYF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Synchrony Financial Business Description

Address 777 Long Ridge Road, Stamford, CT, USA, 06902
Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).
75GF Score

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Short-Term Capital Lease Obligation is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$76.42
Price
$65.56
GF Value