SYF (Synchrony Financial) Notes Receivable: $0 Mil (As of Mar. 2026)


SYF Synchrony Financial SYF
75 GF Score
Price $78.66
GF Value $65.69
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Synchrony Financial Notes Receivable?

Synchrony Financial SYF +0.18% 75 Notes Receivable is $0 Mil as of Mar. 2026. GuruFocus rates SYF with a GF Score™ of 75/100 and a GF Value™ of $65.69 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Synchrony Financial's Notes Receivable for the quarter that ended in Mar. 2026 was $0 Mil.

Synchrony Financial Notes Receivable Related Terms

Synchrony Financial Notes Receivable Historical Data

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The historical data trend for Synchrony Financial's Notes Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Synchrony Financial Notes Receivable Chart

Synchrony Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Notes Receivable
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Synchrony Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Notes Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
SYF
75GF Score
Synchrony Financial SYF
Notes Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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Synchrony Financial Notes Receivable Calculation

Notes Receivable is an unconditional promise to receive a definite sum of money at a future date(s) within one year of the balance sheet date or the normal operating cycle, whichever is longer.

Frequently Asked Questions Learn more about Notes Receivable →
What does a Notes Receivable of $0 Mil mean?
Synchrony Financial (SYF) has a Notes Receivable of $0 Mil as of Mar. 2026. Notes Receivable is an unconditional promise to receive a definite sum of money within one year. View historical data on Synchrony Financial and its competitors.
Is Synchrony Financial's Notes Receivable too high?
Synchrony Financial's current Notes Receivable is $0 Mil. Overall, Synchrony Financial has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Synchrony Financial's Notes Receivable compare to AFRM and SOFI?
Synchrony Financial's Notes Receivable of $0 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Notes Receivable for a Credit Services company?
A good Notes Receivable depends on the Credit Services industry context. However, Notes Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Notes Receivable mean?
A high Notes Receivable can signal that a stock is expensive relative to its fundamentals. Notes Receivable is an unconditional promise to receive a definite sum of money within one year. View historical data on Synchrony Financial and its competitors. Synchrony Financial's current Notes Receivable is $0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Synchrony Financial stock overvalued right now?
Based on GuruFocus' analysis, Synchrony Financial (SYF) is currently considered Modestly Overvalued. The stock's GF Value™ is $65.69, compared to a current price of $78.66 — trading 19.7% above its estimated fair value. The current Notes Receivable is $0 Mil. Synchrony Financial's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Notes Receivable calculated?
Notes Receivable is calculated from a company's financial statements. For Synchrony Financial (SYF), the current Notes Receivable is $0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Synchrony Financial (SYF) Overvalued in 2026?

Based on GuruFocus' analysis, Synchrony Financial stock appears to be overvalued. The current stock price of $78.66 is trading 19.7% above its estimated GF Value™ of $65.69. GuruFocus considers Synchrony Financial to be Modestly Overvalued.

Key valuation signals for SYF:

  • Notes Receivable: $0 Mil
  • GF Value™: $65.69 vs. price of $78.66 (19.7% above fair value)
  • GF Score™: 75/100 with 3 warning signs

No single metric tells the full story. See the SYF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Synchrony Financial Business Description

Address 777 Long Ridge Road, Stamford, CT, USA, 06902
Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).
75GF Score

Get the complete analysis for SYF

Notes Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$78.66
Price
$65.69
GF Value