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Interest Income is the interest earned on cash temporarily held in savings accounts, certificates of deposits, or other investments. Synchrony Financial's interest income for the
three
months ended in Jun. 2026 was $5,583 Mil. Its interest income for the trailing twelve months (TTM) ended in Jun. 2026 was $22,651 Mil.
Synchrony Financial Interest Income Historical Data
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The historical data trend for Synchrony Financial's Interest Income can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Interest Income is the interest earned on cash temporarily held in savings accounts, certificates of deposits, or other investments.
Interest Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $22,651 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Synchrony Financial (SYF) has a Interest Income of $22,651 Mil as of Jun. 2026. Interest Income is the amount a company receives on savings accounts and certificates of deposits. View historical data on Synchrony Financial and its competitors.
Is Synchrony Financial's Interest Income too high?
Synchrony Financial's current Interest Income is $22,651 Mil. Overall, Synchrony Financial has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Synchrony Financial's Interest Income compare to AFRM and SOFI?
Synchrony Financial's Interest Income of $22,651 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Income for a Credit Services company?
A good Interest Income depends on the Credit Services industry context. However, Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Income mean?
A high Interest Income can signal that a stock is expensive relative to its fundamentals. Interest Income is the amount a company receives on savings accounts and certificates of deposits. View historical data on Synchrony Financial and its competitors. Synchrony Financial's current Interest Income is $22,651 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Synchrony Financial stock overvalued right now?
Based on GuruFocus' analysis, Synchrony Financial (SYF) is currently considered Fairly Valued. The stock's GF Value™ is $74.20, compared to a current price of $78.47 — trading 5.8% above its estimated fair value. The current Interest Income is $22,651 Mil. Synchrony Financial's overall GF Score™ is 83/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Income calculated?
Interest Income is calculated from a company's financial statements. For Synchrony Financial (SYF), the current Interest Income is $22,651 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Synchrony Financial (SYF) Overvalued in 2026?
Based on GuruFocus' analysis, Synchrony Financial stock appears to be overvalued.
The current stock price of $78.47 is trading 5.8% above its estimated GF Value™ of $74.20.
GuruFocus considers Synchrony Financial to be Fairly Valued.
Key valuation signals for SYF:
Interest Income: $22,651 Mil
GF Value™: $74.20 vs. price of $78.47 (5.8% above fair value)
No single metric tells the full story. See the SYF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).
83GF Score
Get the complete analysis for SYF
Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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