SYF (Synchrony Financial) Total Stockholders Equity: $16,897 Mil (As of Jun. 2026)

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SYF Synchrony Financial SYF
78 GF Score
Price $74.97
GF Value $72.82
Valuation Fairly Valued
! 2 Warning Signs
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What is Synchrony Financial Total Stockholders Equity?

Synchrony Financial SYF -2.79% 78 Total Stockholders Equity is $16,897 Mil as of Jun. 2026. GuruFocus rates SYF with a GF Score™ of 78/100 and a GF Value™ of $72.82 (Fairly Valued). The stock has 2 warning signs investors should review.

Synchrony Financial's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $16,897 Mil. It refers to the net assets owned by shareholders. It does not include minority interest.

Total Stockholders Equity is used to calculate Book Value per Share. Synchrony Financial's Book Value per Share for the quarter that ended in Jun. 2026 was $46.71. The ratio of a company's debt over equity can be used to measure how leveraged this company is. Synchrony Financial's Debt-to-Equity for the quarter that ended in Jun. 2026 was 0.97.

Synchrony Financial  (NYSE:SYF) Total Stockholders Equity Explanation

1. Total Stockholders Equity is used to calculate Book Value per Share.

Synchrony Financial's Book Value per Share for the quarter that ended in Jun. 2026 is

Book Value per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(16897-1716)/325.000
=46.71

2. The ratio of a company's debt over equity can be used to measure how leveraged this company is.

Synchrony Financial's Debt-to-Equity for the quarter that ended in Jun. 2026 is

Debt-to-Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(0 + 16432) / 16897
=0.97

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Synchrony Financial Total Stockholders Equity Related Terms

Synchrony Financial Total Stockholders Equity Historical Data

* Premium members only.

The historical data trend for Synchrony Financial's Total Stockholders Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Synchrony Financial Total Stockholders Equity Chart

Synchrony Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Stockholders Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13,655.00 12,873.00 13,903.00 16,580.00 16,766.00

Synchrony Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Stockholders Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16,952.00 17,065.00 16,766.00 16,477.00 16,897.00
SYF
78GF Score
Synchrony Financial SYF
Total Stockholders Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Total Stockholders Equity of $16,897 Mil mean?
Synchrony Financial (SYF) has a Total Stockholders Equity of $16,897 Mil as of Jun. 2026. The total amount of shareholder's equity as recorded on a company's balance sheet. View historical data for Synchrony Financial and its competitors.
Is Synchrony Financial's Total Stockholders Equity too high?
Synchrony Financial's current Total Stockholders Equity is $16,897 Mil. Overall, Synchrony Financial has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Synchrony Financial's Total Stockholders Equity compare to AFRM and SOFI?
Synchrony Financial's Total Stockholders Equity of $16,897 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Stockholders Equity for a Credit Services company?
A good Total Stockholders Equity depends on the Credit Services industry context. However, Total Stockholders Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Stockholders Equity mean?
A high Total Stockholders Equity can signal that a stock is expensive relative to its fundamentals. The total amount of shareholder's equity as recorded on a company's balance sheet. View historical data for Synchrony Financial and its competitors. Synchrony Financial's current Total Stockholders Equity is $16,897 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Synchrony Financial stock overvalued right now?
Based on GuruFocus' analysis, Synchrony Financial (SYF) is currently considered Fairly Valued. The stock's GF Value™ is $72.82, compared to a current price of $74.97 — trading 3% above its estimated fair value. The current Total Stockholders Equity is $16,897 Mil. Synchrony Financial's overall GF Score™ is 78/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Stockholders Equity calculated?
Total Stockholders Equity is calculated from a company's financial statements. For Synchrony Financial (SYF), the current Total Stockholders Equity is $16,897 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Synchrony Financial (SYF) Overvalued in 2026?

Based on GuruFocus' analysis, Synchrony Financial stock appears to be overvalued. The current stock price of $74.97 is trading 3% above its estimated GF Value™ of $72.82. GuruFocus considers Synchrony Financial to be Fairly Valued.

Key valuation signals for SYF:

  • Total Stockholders Equity: $16,897 Mil
  • GF Value™: $72.82 vs. price of $74.97 (3% above fair value)
  • GF Score™: 78/100 with 2 warning signs

No single metric tells the full story. See the SYF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Synchrony Financial Business Description

Address 777 Long Ridge Road, Stamford, CT, USA, 06902
Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).
78GF Score

Get the complete analysis for SYF

Total Stockholders Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$74.97
Price
$72.82
GF Value