ZFSVF (Zurich Insurance Group AG) Change In Receivables: $0 Mil (TTM As of Dec. 2025)

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ZFSVF Zurich Insurance Group AG ZFSVF
70 GF Score
Price $770.00
GF Value $584.15
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Zurich Insurance Group AG Change In Receivables?

Zurich Insurance Group AG ZFSVF +4.71% 70 Change In Receivables is $0 Mil as of Dec. 2025. GuruFocus rates ZFSVF with a GF Score™ of 70/100 and a GF Value™ of $584.15 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Zurich Insurance Group AG's change in receivables for the quarter that ended in Dec. 2025 was $0 Mil. It means Zurich Insurance Group AG's Accounts Receivable stayed the same from Jun. 2025 to Dec. 2025 .

Zurich Insurance Group AG's change in receivables for the fiscal year that ended in Dec. 2025 was $0 Mil. It means Zurich Insurance Group AG's Accounts Receivable stayed the same from Dec. 2024 to Dec. 2025 .

Zurich Insurance Group AG's Accounts Receivable for the quarter that ended in Dec. 2025 was $0 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Zurich Insurance Group AG's Days Sales Outstanding for the six months ended in Dec. 2025 was 0.00.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Zurich Insurance Group AG's liquidation value for the six months ended in Dec. 2025 was $-359,048 Mil.

Zurich Insurance Group AG  (OTCPK:ZFSVF) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Zurich Insurance Group AG's Days Sales Outstanding for the quarter that ended in Dec. 2025 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/51853*91
=0.00

2. In Ben Graham's calculation of liquidation value, Zurich Insurance Group AG's accounts receivable are only considered to be worth 75% of book value:

Zurich Insurance Group AG's liquidation value for the quarter that ended in Dec. 2025 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=17997-377045+0.75 * 0+0.5 * 0
=-359,048

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zurich Insurance Group AG Change In Receivables Related Terms

Zurich Insurance Group AG Change In Receivables Historical Data

* Premium members only.

The historical data trend for Zurich Insurance Group AG's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zurich Insurance Group AG Change In Receivables Chart

Zurich Insurance Group AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
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Zurich Insurance Group AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
ZFSVF
70GF Score
Zurich Insurance Group AG ZFSVF
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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Zurich Insurance Group AG Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of $0 Mil mean?
Zurich Insurance Group AG (ZFSVF) has a Change In Receivables of $0 Mil as of Dec. 2025. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Zurich Insurance Group AG and its competitors.
Is Zurich Insurance Group AG's Change In Receivables too high?
Zurich Insurance Group AG's current Change In Receivables is $0 Mil. Overall, Zurich Insurance Group AG has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zurich Insurance Group AG's Change In Receivables compare to BRK.A and AIG?
Zurich Insurance Group AG's Change In Receivables of $0 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for an Insurance company?
A good Change In Receivables depends on the Insurance industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Zurich Insurance Group AG and its competitors. Zurich Insurance Group AG's current Change In Receivables is $0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zurich Insurance Group AG stock overvalued right now?
Based on GuruFocus' analysis, Zurich Insurance Group AG (ZFSVF) is currently considered Significantly Overvalued. The stock's GF Value™ is $584.15, compared to a current price of $770.00 — trading 31.8% above its estimated fair value. The current Change In Receivables is $0 Mil. Zurich Insurance Group AG's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Zurich Insurance Group AG (ZFSVF), the current Change In Receivables is $0 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zurich Insurance Group AG (ZFSVF) Overvalued in 2026?

Based on GuruFocus' analysis, Zurich Insurance Group AG stock appears to be overvalued. The current stock price of $770.00 is trading 31.8% above its estimated GF Value™ of $584.15. GuruFocus considers Zurich Insurance Group AG to be Significantly Overvalued.

Key valuation signals for ZFSVF:

  • Change In Receivables: $0 Mil
  • GF Value™: $584.15 vs. price of $770.00 (31.8% above fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the ZFSVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Zurich Insurance Group AG Business Description

Address Mythenquai 2, Corporate Center, Zurich, CHE, 8002
Zurich is a multiline insurer that writes business across both life and nonlife insurance and also owns Farmers Management Services. Zurich was founded in 1872 as a marine reinsurer to provide reinsurance to its parent company. The company subsequently expanded into transport and accident insurance and rode the wave of transport technology innovation that drove rising demand for insurance. One of Zurich's early principles was that setting prices too low would result in unfair claims handling, which would be damaging to both customers and Zurich. Over the years, Zurich has sought to combine customer goodwill through claims and a sufficient premium. Zurich is one of the most successful European multilines.
70GF Score

Get the complete analysis for ZFSVF

Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$770.00
Price
$584.15
GF Value