Zurich Insurance Group AG's ROE % for the quarter that ended in Dec. 2025 was 28.05%. Zurich Insurance Group AG's PB Ratio for the quarter that ended in Dec. 2025 was 3.80.
Zurich Insurance Group AG's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 7.38%.
Zurich Insurance Group AG ROE % Adjusted to Book Value Related Terms
Zurich Insurance Group AG ROE % Adjusted to Book Value Historical Data
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The historical data trend for Zurich Insurance Group AG's ROE % Adjusted to Book Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zurich Insurance Group AG ROE % Adjusted to Book Value Chart
ZFSVF vs BRK.A, AIG, HIG: ROE % Adjusted to Book Value Comparison
For the Insurance - Diversified subindustry, Zurich Insurance Group AG's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zurich Insurance Group AG ROE % Adjusted to Book Value vs Insurance Industry
For the Insurance industry and Financial Services sector, Zurich Insurance Group AG's ROE % Adjusted to Book Value distribution charts can be found below:
* The bar in red indicates where Zurich Insurance Group AG's ROE % Adjusted to Book Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROE % Adjusted to Book Value of 7.38% mean?
Zurich Insurance Group AG (ZFSVF) has a ROE % Adjusted to Book Value of 7.38% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Zurich Insurance Group AG and its competitors.
Is Zurich Insurance Group AG's ROE % Adjusted to Book Value too high?
Zurich Insurance Group AG's current ROE % Adjusted to Book Value is 7.38%. Overall, Zurich Insurance Group AG has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zurich Insurance Group AG's ROE % Adjusted to Book Value compare to BRK.A and AIG?
Zurich Insurance Group AG's ROE % Adjusted to Book Value of 7.38% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Zurich Insurance Group AG and its competitors. Zurich Insurance Group AG's current ROE % Adjusted to Book Value is 7.38%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zurich Insurance Group AG stock overvalued right now?
Based on GuruFocus' analysis, Zurich Insurance Group AG (ZFSVF) is currently considered Modestly Overvalued. The stock's GF Value™ is $594.02, compared to a current price of $700.25 — trading 17.9% above its estimated fair value. The current ROE % Adjusted to Book Value is 7.38%. Zurich Insurance Group AG's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Zurich Insurance Group AG (ZFSVF), the current ROE % Adjusted to Book Value is 7.38% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zurich Insurance Group AG (ZFSVF) Overvalued in 2026?
Based on GuruFocus' analysis, Zurich Insurance Group AG stock appears to be overvalued.
The current stock price of $700.25 is trading 17.9% above its estimated GF Value™ of $594.02.
GuruFocus considers Zurich Insurance Group AG to be Modestly Overvalued.
Key valuation signals for ZFSVF:
ROE % Adjusted to Book Value: 7.38%
GF Value™: $594.02 vs. price of $700.25 (17.9% above fair value)
No single metric tells the full story. See the ZFSVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zurich is a multiline insurer that writes business across both life and nonlife insurance and also owns Farmers Management Services. Zurich was founded in 1872 as a marine reinsurer to provide reinsurance to its parent company. The company subsequently expanded into transport and accident insurance and rode the wave of transport technology innovation that drove rising demand for insurance. One of Zurich's early principles was that setting prices too low would result in unfair claims handling, which would be damaging to both customers and Zurich. Over the years, Zurich has sought to combine customer goodwill through claims and a sufficient premium. Zurich is one of the most successful European multilines.
74GF Score
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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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