ZFSVF (Zurich Insurance Group AG) Total Payout Ratio: 0.81 (As of Jul. 17, 2026)

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ZFSVF Zurich Insurance Group AG ZFSVF
70 GF Score
Price $735.33
GF Value $584.92
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Zurich Insurance Group AG Total Payout Ratio?

Zurich Insurance Group AG ZFSVF -2.96% 70 Total Payout Ratio is 0.81 as of Jul. 17, 2026. GuruFocus rates ZFSVF with a GF Score™ of 70/100 and a GF Value™ of $584.92 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Zurich Insurance Group AG's current Total Payout Ratio is 0.81.


Zurich Insurance Group AG Total Payout Ratio Related Terms


Zurich Insurance Group AG Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for Zurich Insurance Group AG's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zurich Insurance Group AG Total Payout Ratio Chart

Zurich Insurance Group AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.77 1.15 1.41 0.99 0.81

Zurich Insurance Group AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.38 1.43 0.52 1.58 0.19

ZFSVF vs BRK.A, AIG, HIG: Total Payout Ratio Comparison

For the Insurance - Diversified subindustry, Zurich Insurance Group AG's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zurich Insurance Group AG Total Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Zurich Insurance Group AG's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Zurich Insurance Group AG's Total Payout Ratio falls into.


ZFSVF
70GF Score
Zurich Insurance Group AG ZFSVF
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Zurich Insurance Group AG Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Zurich Insurance Group AG's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-450 + 0 + -5082) / 6798
=0.81

Zurich Insurance Group AG's Total Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-394 + 0 + -302) / 3733
=0.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 0.81 mean?
Zurich Insurance Group AG (ZFSVF) has a Total Payout Ratio of 0.81 as of Jul. 17, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Zurich Insurance Group AG and its competitors.
Is Zurich Insurance Group AG's Total Payout Ratio too high?
Zurich Insurance Group AG's current Total Payout Ratio is 0.81. Overall, Zurich Insurance Group AG has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zurich Insurance Group AG's Total Payout Ratio compare to BRK.A and AIG?
Zurich Insurance Group AG's Total Payout Ratio of 0.81 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for an Insurance company?
A good Total Payout Ratio depends on the Insurance industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Zurich Insurance Group AG and its competitors. Zurich Insurance Group AG's current Total Payout Ratio is 0.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zurich Insurance Group AG stock overvalued right now?
Based on GuruFocus' analysis, Zurich Insurance Group AG (ZFSVF) is currently considered Modestly Overvalued. The stock's GF Value™ is $584.92, compared to a current price of $735.33 — trading 25.7% above its estimated fair value. The current Total Payout Ratio is 0.81. Zurich Insurance Group AG's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Zurich Insurance Group AG (ZFSVF), the current Total Payout Ratio is 0.81 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zurich Insurance Group AG (ZFSVF) Overvalued in 2026?

Based on GuruFocus' analysis, Zurich Insurance Group AG stock appears to be overvalued. The current stock price of $735.33 is trading 25.7% above its estimated GF Value™ of $584.92. GuruFocus considers Zurich Insurance Group AG to be Modestly Overvalued.

Key valuation signals for ZFSVF:

  • Total Payout Ratio: 0.81
  • GF Value™: $584.92 vs. price of $735.33 (25.7% above fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the ZFSVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zurich Insurance Group AG Business Description

Address Mythenquai 2, Corporate Center, Zurich, CHE, 8002
Zurich is a multiline insurer that writes business across both life and nonlife insurance and also owns Farmers Management Services. Zurich was founded in 1872 as a marine reinsurer to provide reinsurance to its parent company. The company subsequently expanded into transport and accident insurance and rode the wave of transport technology innovation that drove rising demand for insurance. One of Zurich's early principles was that setting prices too low would result in unfair claims handling, which would be damaging to both customers and Zurich. Over the years, Zurich has sought to combine customer goodwill through claims and a sufficient premium. Zurich is one of the most successful European multilines.
70GF Score

Get the complete analysis for ZFSVF

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$735.33
Price
$584.92
GF Value