ZFSVF (Zurich Insurance Group AG) 3-1 Month Momentum %: -2.24% (As of Jul. 21, 2026)

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ZFSVF Zurich Insurance Group AG ZFSVF
68 GF Score
Price $756.25
GF Value $583.10
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Zurich Insurance Group AG 3-1 Month Momentum %?

Zurich Insurance Group AG ZFSVF +0.21% 68 3-1 Month Momentum % is -2.24% as of Jul. 21, 2026. GuruFocus rates ZFSVF with a GF Score™ of 68/100 and a GF Value™ of $583.10 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 576 Insurance companies, Zurich Insurance Group AG ranks better than 54.86% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-21), Zurich Insurance Group AG's 3-1 Month Momentum % is -2.24%.

The industry rank for Zurich Insurance Group AG's 3-1 Month Momentum % or its related term are showing as below:

ZFSVF's 3-1 Month Momentum % is ranked better than
54.86% of 576 companies
in the Insurance industry
Industry Median: 0.645 vs ZFSVF: -2.24

Zurich Insurance Group AG  (OTCPK:ZFSVF) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Zurich Insurance Group AG 3-1 Month Momentum % Related Terms


ZFSVF vs BRK.A, AIG, HIG: 3-1 Month Momentum % Comparison

For the Insurance - Diversified subindustry, Zurich Insurance Group AG's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zurich Insurance Group AG 3-1 Month Momentum % vs Insurance Industry

For the Insurance industry and Financial Services sector, Zurich Insurance Group AG's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Zurich Insurance Group AG's 3-1 Month Momentum % falls into.


ZFSVF
68GF Score
Zurich Insurance Group AG ZFSVF
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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Zurich Insurance Group AG  (OTCPK:ZFSVF) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of -2.24% mean?
Zurich Insurance Group AG (ZFSVF) has a 3-1 Month Momentum % of -2.24% as of Jul. 21, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Zurich Insurance Group AG and its competitors. According to the industry distribution chart, Zurich Insurance Group AG ranks #260 out of 576 companies in the Insurance industry, placing it in the top 45.1%.
Is Zurich Insurance Group AG's 3-1 Month Momentum % too high?
Zurich Insurance Group AG's current 3-1 Month Momentum % is -2.24%. Based on the distribution chart, Zurich Insurance Group AG ranks #260 out of 576 companies in the Insurance industry, which is above the industry midpoint. Overall, Zurich Insurance Group AG has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zurich Insurance Group AG's 3-1 Month Momentum % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Zurich Insurance Group AG ranks #260 out of 576 companies for 3-1 Month Momentum %. This puts Zurich Insurance Group AG in the upper half of its industry. The industry median 3-1 Month Momentum % is 0.65. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for an Insurance company?
The median 3-1 Month Momentum % among Insurance companies is 0.65, based on 576 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Zurich Insurance Group AG and its competitors. For the Insurance industry, the median 3-1 Month Momentum % is 0.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zurich Insurance Group AG's current 3-1 Month Momentum % is -2.24%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zurich Insurance Group AG stock overvalued right now?
Based on GuruFocus' analysis, Zurich Insurance Group AG (ZFSVF) is currently considered Modestly Overvalued. The stock's GF Value™ is $583.10, compared to a current price of $756.25 — trading 29.7% above its estimated fair value. The current 3-1 Month Momentum % is -2.24%. Zurich Insurance Group AG's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Zurich Insurance Group AG (ZFSVF), the current 3-1 Month Momentum % is -2.24% as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zurich Insurance Group AG (ZFSVF) Overvalued in 2026?

Based on GuruFocus' analysis, Zurich Insurance Group AG stock appears to be overvalued. The current stock price of $756.25 is trading 29.7% above its estimated GF Value™ of $583.10. GuruFocus considers Zurich Insurance Group AG to be Modestly Overvalued.

Key valuation signals for ZFSVF:

  • 3-1 Month Momentum %: -2.24%
  • GF Value™: $583.10 vs. price of $756.25 (29.7% above fair value)
  • GF Score™: 68/100 with 5 warning signs

No single metric tells the full story. See the ZFSVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zurich Insurance Group AG Business Description

Address Mythenquai 2, Corporate Center, Zurich, CHE, 8002
Zurich is a multiline insurer that writes business across both life and nonlife insurance and also owns Farmers Management Services. Zurich was founded in 1872 as a marine reinsurer to provide reinsurance to its parent company. The company subsequently expanded into transport and accident insurance and rode the wave of transport technology innovation that drove rising demand for insurance. One of Zurich's early principles was that setting prices too low would result in unfair claims handling, which would be damaging to both customers and Zurich. Over the years, Zurich has sought to combine customer goodwill through claims and a sufficient premium. Zurich is one of the most successful European multilines.
68GF Score

Get the complete analysis for ZFSVF

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$756.25
Price
$583.10
GF Value