Zurich Insurance Group AGZFSVF -0.38%65 Net Debt Paydown Yield % is 0.34% as of Jul. 03, 2026, which is 750% above its 10-year median of 0.04. GuruFocus rates ZFSVF with a GF Scoreâ„¢ of 65/100 and a GF Valueâ„¢ of $590.18 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 424 Insurance companies, Zurich Insurance Group AG ranks better than 73.82% on this metric.
Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt.
As of today, Zurich Insurance Group AG's Net Debt Paydown Yield % was 0.34%.
Zurich Insurance Group AG (OTCPK:ZFSVF) Net Debt Paydown Yield % Explanation
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.
In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.
Zurich Insurance Group AG Net Debt Paydown Yield % Related Terms
Zurich Insurance Group AG Net Debt Paydown Yield % Historical Data
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The historical data trend for Zurich Insurance Group AG's Net Debt Paydown Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zurich Insurance Group AG Net Debt Paydown Yield % Chart
ZFSVF vs BRK.A, AIG, HIG: Net Debt Paydown Yield % Comparison
For the Insurance - Diversified subindustry, Zurich Insurance Group AG's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zurich Insurance Group AG Net Debt Paydown Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Zurich Insurance Group AG's Net Debt Paydown Yield % distribution charts can be found below:
* The bar in red indicates where Zurich Insurance Group AG's Net Debt Paydown Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
What does a Net Debt Paydown Yield % of 0.34% mean?
Zurich Insurance Group AG (ZFSVF) has a Net Debt Paydown Yield % of 0.34% as of Jul. 03, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Zurich Insurance Group AG and its competitors. This is 750% above median its historical median of 0.04. According to the industry distribution chart, Zurich Insurance Group AG ranks #111 out of 424 companies in the Insurance industry, placing it in the top 26.2%.
Is Zurich Insurance Group AG's Net Debt Paydown Yield % too high?
Zurich Insurance Group AG's current Net Debt Paydown Yield % of 0.34% is 750% above median its 10-year median of 0.04. Based on the distribution chart, Zurich Insurance Group AG ranks #111 out of 424 companies in the Insurance industry, which is above the industry midpoint. Overall, Zurich Insurance Group AG has a GF Scoreâ„¢ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zurich Insurance Group AG's Net Debt Paydown Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Zurich Insurance Group AG ranks #111 out of 424 companies for Net Debt Paydown Yield %. This puts Zurich Insurance Group AG in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for an Insurance company?
A good Net Debt Paydown Yield % depends on the Insurance industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Zurich Insurance Group AG and its competitors. Zurich Insurance Group AG's current Net Debt Paydown Yield % is 0.34%, which is 750% above median its own 10-year median of 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zurich Insurance Group AG stock overvalued right now?
Based on GuruFocus' analysis, Zurich Insurance Group AG (ZFSVF) is currently considered Modestly Overvalued. The stock's GF Value™ is $590.18, compared to a current price of $729.00 — trading 23.5% above its estimated fair value. The current Net Debt Paydown Yield % is 0.34%, which is 750% above median its 10-year median of 0.04. Zurich Insurance Group AG's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Zurich Insurance Group AG (ZFSVF), the current Net Debt Paydown Yield % is 0.34% as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zurich Insurance Group AG (ZFSVF) Overvalued in 2026?
Based on GuruFocus' analysis, Zurich Insurance Group AG stock appears to be overvalued.
The current stock price of $729.00 is trading 23.5% above its estimated GF Value™ of $590.18.
GuruFocus considers Zurich Insurance Group AG to be Modestly Overvalued.
Key valuation signals for ZFSVF:
Net Debt Paydown Yield %: 0.34% (750% above median its 10-year median of 0.04)
GF Value™: $590.18 vs. price of $729.00 (23.5% above fair value)
No single metric tells the full story. See the ZFSVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zurich is a multiline insurer that writes business across both life and nonlife insurance and also owns Farmers Management Services. Zurich was founded in 1872 as a marine reinsurer to provide reinsurance to its parent company. The company subsequently expanded into transport and accident insurance and rode the wave of transport technology innovation that drove rising demand for insurance. One of Zurich's early principles was that setting prices too low would result in unfair claims handling, which would be damaging to both customers and Zurich. Over the years, Zurich has sought to combine customer goodwill through claims and a sufficient premium. Zurich is one of the most successful European multilines.
65GF Score
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