OVBC (Ohio Valley Banc) Construction Loans (USD Mil): 89.98 (As of Mar. 2026)

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OVBC Ohio Valley Banc Corporation OVBC
45 GF Score
Price $43.73
GF Value $30.44
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Ohio Valley Banc Construction Loans (USD Mil)?

Ohio Valley Banc OVBC -2.58% 45 Construction Loans (USD Mil) is 89.98 as of Mar. 2026. GuruFocus rates OVBC with a GF Score™ of 45/100 and a GF Value™ of $30.44 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Construction Loans (USD Mil) is a short-term loan that covers only the costs of custom home building. Once the home is built, the prospective occupant must apply for a mortgage to pay for the completed home.

Ohio Valley Banc's Construction Loans (USD Mil) for the quarter that ended in Mar. 2026 was 89.98 , which is higher than 86.03 for the pervious quarter ended in Dec. 2025.

Ohio Valley Banc's Construction Loans (USD Mil) for the annual that ended in Dec. 2025 was 86.03 , which is higher than 79.67 for the pervious year ended in Dec. 2024.

The historical rank and industry rank for Ohio Valley Banc's Construction Loans (USD Mil) or its related term are showing as below:

Ohio Valley Banc Construction Loans (USD Mil) Historical Data

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The historical data trend for Ohio Valley Banc's Construction Loans (USD Mil) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ohio Valley Banc Construction Loans (USD Mil) Chart

Ohio Valley Banc Annual Data
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Construction Loans (USD Mil)
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Ohio Valley BancQuarterly Data
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OVBC vs CBTN, FOTB, FINW: Construction Loans (USD Mil) Comparison

For the Banks - Regional subindustry, Ohio Valley Banc's Construction Loans (USD Mil), along with its competitors' market caps and Construction Loans (USD Mil) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

OVBC
45GF Score
Ohio Valley Banc Corporation OVBC
Construction Loans (USD Mil) is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions
What does a Construction Loans (USD Mil) of 89.98 mean?
Ohio Valley Banc (OVBC) has a Construction Loans (USD Mil) of 89.98 as of Mar. 2026. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on Ohio Valley Banc and its competitors.
Is Ohio Valley Banc's Construction Loans (USD Mil) too high?
Ohio Valley Banc's current Construction Loans (USD Mil) is 89.98. Overall, Ohio Valley Banc has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ohio Valley Banc's Construction Loans (USD Mil) compare to CBTN and FOTB?
Ohio Valley Banc's Construction Loans (USD Mil) of 89.98 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Construction Loans (USD Mil) for a Banks company?
A good Construction Loans (USD Mil) depends on the Banks industry context. However, Construction Loans (USD Mil) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Construction Loans (USD Mil) mean?
A high Construction Loans (USD Mil) can signal that a stock is expensive relative to its fundamentals. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on Ohio Valley Banc and its competitors. Ohio Valley Banc's current Construction Loans (USD Mil) is 89.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ohio Valley Banc stock overvalued right now?
Based on GuruFocus' analysis, Ohio Valley Banc (OVBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.44, compared to a current price of $43.73 — trading 43.7% above its estimated fair value. The current Construction Loans (USD Mil) is 89.98. Ohio Valley Banc's overall GF Score™ is 45/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Construction Loans (USD Mil) calculated?
Construction Loans (USD Mil) is calculated from a company's financial statements. For Ohio Valley Banc (OVBC), the current Construction Loans (USD Mil) is 89.98 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ohio Valley Banc (OVBC) Overvalued in 2026?

Based on GuruFocus' analysis, Ohio Valley Banc stock appears to be overvalued. The current stock price of $43.73 is trading 43.7% above its estimated GF Value™ of $30.44. GuruFocus considers Ohio Valley Banc to be Significantly Overvalued.

Key valuation signals for OVBC:

  • Construction Loans (USD Mil): 89.98
  • GF Value™: $30.44 vs. price of $43.73 (43.7% above fair value)
  • GF Score™: 45/100 with 2 warning signs

No single metric tells the full story. See the OVBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ohio Valley Banc Business Description

Address 420 Third Avenue, PO Box 240, Gallipolis, OH, USA, 45631
Ohio Valley Banc Corporation is a financial holding company. The bank is a full-service financial institution offering a blend of commercial and consumer banking services in Southeastern Ohio and western West Virginia. The banking services offered by the bank include the acceptance of deposits in checking, savings, time and money market accounts; the making and servicing of personal, commercial, and student loans; and the making of construction and real estate loans. It also offers individual retirement accounts, safe deposit boxes, wire transfers, and other standard banking products and services.
45GF Score

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Construction Loans (USD Mil) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.73
Price
$30.44
GF Value