OVBC (Ohio Valley Banc) Capital Adequacy Tier - Leverage Ratio %: 0.00% (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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OVBC Ohio Valley Banc Corporation OVBC
45 GF Score
Price $46.30
GF Value $31.93
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Ohio Valley Banc Capital Adequacy Tier - Leverage Ratio %?

Ohio Valley Banc OVBC -0.77% 45 Capital Adequacy Tier - Leverage Ratio % is 0.00% as of Jun. 2026. GuruFocus rates OVBC with a GF Score™ of 45/100 and a GF Value™ of $31.93 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Capital Adequacy Tier - Leverage Ratio % measures a bank's capital relative to its total assets. This ratio is a measure of a bank's financial health and suggests how leveraged a bank is based on its assets. A higher ratio indicates stronger financial footing.

The historical rank and industry rank for Ohio Valley Banc's Capital Adequacy Tier - Leverage Ratio % or its related term are showing as below:

OVBC's Capital Adequacy Tier - Leverage Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Capital Adequacy Tier - Leverage Ratio % only.

Ohio Valley Banc  (NAS:OVBC) Capital Adequacy Tier - Leverage Ratio % Explanation

Capital Adequacy Tier - Leverage Ratio % measures a bank's capital relative to its total assets. In this situation, total assets means a bank's total exposures, which include its consolidated assets, derivative exposure and certain off-balance sheet exposures.

The leverage ratio is used by regulators to ensure the capital adequacy of banks and to limit the degree to which banks can leverage its capital base. The higher the leverage ratio is, the more likely a bank can withstand negative shocks to its balance sheet.


Ohio Valley Banc Capital Adequacy Tier - Leverage Ratio % Related Terms


Ohio Valley Banc Capital Adequacy Tier - Leverage Ratio % Historical Data

* Premium members only.

The historical data trend for Ohio Valley Banc's Capital Adequacy Tier - Leverage Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ohio Valley Banc Capital Adequacy Tier - Leverage Ratio % Chart

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OVBC vs CBTN, FXLG, SOME: Capital Adequacy Tier - Leverage Ratio % Comparison

For the Banks - Regional subindustry, Ohio Valley Banc's Capital Adequacy Tier - Leverage Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Leverage Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

OVBC
45GF Score
Ohio Valley Banc Corporation OVBC
Capital Adequacy Tier - Leverage Ratio % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ohio Valley Banc  (NAS:OVBC) Capital Adequacy Tier - Leverage Ratio % Calculation

Capital Adequacy Tier - Leverage Ratio % is calculated as

Capital Adequacy Tier - Leverage Ratio %=Capital / Total Assets

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions
What does a Capital Adequacy Tier - Leverage Ratio % of 0.00% mean?
Ohio Valley Banc (OVBC) has a Capital Adequacy Tier - Leverage Ratio % of 0.00% as of Jun. 2026. Capital Adequacy Tier - Leverage Ratio measures a bank's capital relative to its total assets. View historical data on Ohio Valley Banc and its competitors.
Is Ohio Valley Banc's Capital Adequacy Tier - Leverage Ratio % too high?
Ohio Valley Banc's current Capital Adequacy Tier - Leverage Ratio % is 0.00%. Overall, Ohio Valley Banc has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ohio Valley Banc's Capital Adequacy Tier - Leverage Ratio % compare to CBTN and FXLG?
Ohio Valley Banc's Capital Adequacy Tier - Leverage Ratio % of 0.00% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Capital Adequacy Tier - Leverage Ratio % for a Banks company?
A good Capital Adequacy Tier - Leverage Ratio % depends on the Banks industry context. However, Capital Adequacy Tier - Leverage Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Capital Adequacy Tier - Leverage Ratio % mean?
A high Capital Adequacy Tier - Leverage Ratio % can signal that a stock is expensive relative to its fundamentals. Capital Adequacy Tier - Leverage Ratio measures a bank's capital relative to its total assets. View historical data on Ohio Valley Banc and its competitors. Ohio Valley Banc's current Capital Adequacy Tier - Leverage Ratio % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ohio Valley Banc stock overvalued right now?
Based on GuruFocus' analysis, Ohio Valley Banc (OVBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $31.93, compared to a current price of $46.30 — trading 45% above its estimated fair value. The current Capital Adequacy Tier - Leverage Ratio % is 0.00%. Ohio Valley Banc's overall GF Score™ is 45/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Capital Adequacy Tier - Leverage Ratio % calculated?
Capital Adequacy Tier - Leverage Ratio % is calculated from a company's financial statements. For Ohio Valley Banc (OVBC), the current Capital Adequacy Tier - Leverage Ratio % is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ohio Valley Banc (OVBC) Overvalued in 2026?

Based on GuruFocus' analysis, Ohio Valley Banc stock appears to be overvalued. The current stock price of $46.30 is trading 45% above its estimated GF Value™ of $31.93. GuruFocus considers Ohio Valley Banc to be Significantly Overvalued.

Key valuation signals for OVBC:

  • Capital Adequacy Tier - Leverage Ratio %: 0.00%
  • GF Value™: $31.93 vs. price of $46.30 (45% above fair value)
  • GF Score™: 45/100 with 6 warning signs

No single metric tells the full story. See the OVBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ohio Valley Banc Business Description

Address 420 Third Avenue, PO Box 240, Gallipolis, OH, USA, 45631
Ohio Valley Banc Corporation is a financial holding company. The bank is a full-service financial institution offering a blend of commercial and consumer banking services in Southeastern Ohio and western West Virginia. The banking services offered by the bank include the acceptance of deposits in checking, savings, time and money market accounts; the making and servicing of personal, commercial, and student loans; and the making of construction and real estate loans. It also offers individual retirement accounts, safe deposit boxes, wire transfers, and other standard banking products and services.
45GF Score

Get the complete analysis for OVBC

Capital Adequacy Tier - Leverage Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$46.30
Price
$31.93
GF Value