OVBC (Ohio Valley Banc) Growth Rank: 2 (As of Jul. 13, 2026) — 50% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OVBC Ohio Valley Banc Corporation OVBC
49 GF Score
Price $43.03
GF Value $30.41
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Ohio Valley Banc Growth Rank?

Ohio Valley Banc OVBC -0.09% 49 Growth Rank is 2 as of Jul. 13, 2026, which is 50% below its 10-year median of 4.00. GuruFocus rates OVBC with a GF Score™ of 49/100 and a GF Value™ of $30.41 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Ohio Valley Banc has the Growth Rank of 2.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Ohio Valley Banc Growth Rank Related Terms

OVBC vs CBTN, FOTB, FINW: Growth Rank Comparison

For the Banks - Regional subindustry, Ohio Valley Banc's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Ohio Valley Banc Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Ohio Valley Banc's Growth Rank distribution charts can be found below:

* The bar in red indicates where Ohio Valley Banc's Growth Rank falls into.


OVBC
49GF Score
Ohio Valley Banc Corporation OVBC
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 2 mean?
Ohio Valley Banc (OVBC) has a Growth Rank of 2 as of Jul. 13, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Ohio Valley Banc and its competitors. This is 50% below median its historical median of 4.00. Over the past decade, Ohio Valley Banc's Growth Rank has ranged from 2.00 to 10.00.
Is Ohio Valley Banc's Growth Rank too high?
Ohio Valley Banc's current Growth Rank of 2 is 50% below median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 10.00. Overall, Ohio Valley Banc has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ohio Valley Banc's Growth Rank compare to CBTN and FOTB?
Ohio Valley Banc's Growth Rank of 2 can be compared against companies in the Banks industry. Historically, Ohio Valley Banc's own Growth Rank has ranged from 2.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Ohio Valley Banc and its competitors. Ohio Valley Banc's current Growth Rank is 2, which is 50% below median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ohio Valley Banc stock overvalued right now?
Based on GuruFocus' analysis, Ohio Valley Banc (OVBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.41, compared to a current price of $43.03 — trading 41.5% above its estimated fair value. The current Growth Rank is 2, which is 50% below median its 10-year median of 4.00. Ohio Valley Banc's overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Ohio Valley Banc (OVBC), the current Growth Rank is 2 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ohio Valley Banc (OVBC) Overvalued in 2026?

Based on GuruFocus' analysis, Ohio Valley Banc stock appears to be overvalued. The current stock price of $43.03 is trading 41.5% above its estimated GF Value™ of $30.41. GuruFocus considers Ohio Valley Banc to be Significantly Overvalued.

Key valuation signals for OVBC:

  • Growth Rank: 2 (50% below median its 10-year median of 4.00)
  • GF Value™: $30.41 vs. price of $43.03 (41.5% above fair value)
  • GF Score™: 49/100 with 2 warning signs

No single metric tells the full story. See the OVBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ohio Valley Banc Business Description

Address 420 Third Avenue, PO Box 240, Gallipolis, OH, USA, 45631
Ohio Valley Banc Corporation is a financial holding company. The bank is a full-service financial institution offering a blend of commercial and consumer banking services in Southeastern Ohio and western West Virginia. The banking services offered by the bank include the acceptance of deposits in checking, savings, time and money market accounts; the making and servicing of personal, commercial, and student loans; and the making of construction and real estate loans. It also offers individual retirement accounts, safe deposit boxes, wire transfers, and other standard banking products and services.
49GF Score

Get the complete analysis for OVBC

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.03
Price
$30.41
GF Value