OVBC (Ohio Valley Banc) Long-Term Debt: $52.03 Mil (As of Mar. 2026)


OVBC Ohio Valley Banc Corporation OVBC
45 GF Score
Price $44.52
GF Value $30.31
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Ohio Valley Banc Long-Term Debt?

Ohio Valley Banc OVBC +4.80% 45 Long-Term Debt is $52.03 Mil as of Mar. 2026. GuruFocus rates OVBC with a GF Score™ of 45/100 and a GF Value™ of $30.31 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Ohio Valley Banc's Long-Term Debt for the quarter that ended in Mar. 2026 was $52.03 Mil.

Ohio Valley Banc's quarterly Long-Term Debt increased from Sep. 2025 ($44.52 Mil) to Dec. 2025 ($53.35 Mil) but then declined from Dec. 2025 ($53.35 Mil) to Mar. 2026 ($52.03 Mil).

Ohio Valley Banc's annual Long-Term Debt declined from Dec. 2023 ($53.09 Mil) to Dec. 2024 ($48.24 Mil) but then increased from Dec. 2024 ($48.24 Mil) to Dec. 2025 ($53.35 Mil).

Ohio Valley Banc  (NAS:OVBC) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Ohio Valley Banc Long-Term Debt Related Terms

Ohio Valley Banc Long-Term Debt Historical Data

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The historical data trend for Ohio Valley Banc's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ohio Valley Banc Long-Term Debt Chart

Ohio Valley Banc Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 28.11 26.45 53.09 48.24 53.35

Ohio Valley Banc Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 46.94 45.68 44.52 53.35 52.03
OVBC
45GF Score
Ohio Valley Banc Corporation OVBC
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $52.03 Mil mean?
Ohio Valley Banc (OVBC) has a Long-Term Debt of $52.03 Mil as of Mar. 2026.
Is Ohio Valley Banc's Long-Term Debt too high?
Ohio Valley Banc's current Long-Term Debt is $52.03 Mil. Overall, Ohio Valley Banc has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ohio Valley Banc's Long-Term Debt compare to CBTN and FOTB?
Ohio Valley Banc's Long-Term Debt of $52.03 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Ohio Valley Banc's current Long-Term Debt is $52.03 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ohio Valley Banc stock overvalued right now?
Based on GuruFocus' analysis, Ohio Valley Banc (OVBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.31, compared to a current price of $44.52 — trading 46.9% above its estimated fair value. The current Long-Term Debt is $52.03 Mil. Ohio Valley Banc's overall GF Score™ is 45/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Ohio Valley Banc (OVBC), the current Long-Term Debt is $52.03 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ohio Valley Banc (OVBC) Overvalued in 2026?

Based on GuruFocus' analysis, Ohio Valley Banc stock appears to be overvalued. The current stock price of $44.52 is trading 46.9% above its estimated GF Value™ of $30.31. GuruFocus considers Ohio Valley Banc to be Significantly Overvalued.

Key valuation signals for OVBC:

  • Long-Term Debt: $52.03 Mil
  • GF Value™: $30.31 vs. price of $44.52 (46.9% above fair value)
  • GF Score™: 45/100 with 2 warning signs

No single metric tells the full story. See the OVBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ohio Valley Banc Business Description

Address 420 Third Avenue, PO Box 240, Gallipolis, OH, USA, 45631
Ohio Valley Banc Corporation is a financial holding company. The bank is a full-service financial institution offering a blend of commercial and consumer banking services in Southeastern Ohio and western West Virginia. The banking services offered by the bank include the acceptance of deposits in checking, savings, time and money market accounts; the making and servicing of personal, commercial, and student loans; and the making of construction and real estate loans. It also offers individual retirement accounts, safe deposit boxes, wire transfers, and other standard banking products and services.
45GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$44.52
Price
$30.31
GF Value