OVBC (Ohio Valley Banc) Shiller PE Ratio: 15.61 (As of Aug. 09, 2026) — 20% Above Median

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OVBC Ohio Valley Banc Corporation OVBC
47 GF Score
Price $43.56
GF Value $30.57
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Ohio Valley Banc Shiller PE Ratio?

Ohio Valley Banc OVBC -0.13% 47 Shiller PE Ratio is 15.61 as of Aug. 09, 2026, which is 20% above its 10-year median of 12.97. GuruFocus rates OVBC with a GF Score™ of 47/100 and a GF Value™ of $30.57 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,242 Banks companies, Ohio Valley Banc ranks worse than 60.39% on this metric.

As of today (2026-08-09), Ohio Valley Banc's current share price is $43.56. Ohio Valley Banc's E10 for the quarter that ended in Mar. 2026 was $2.79. Ohio Valley Banc's Shiller PE Ratio for today is 15.61.

The historical rank and industry rank for Ohio Valley Banc's Shiller PE Ratio or its related term are showing as below:

OVBC' s Shiller PE Ratio Range Over the Past 10 Years
Min: 7.54   Med: 12.97   Max: 29.63
Current: 15.63

During the past years, Ohio Valley Banc's highest Shiller PE Ratio was 29.63. The lowest was 7.54. And the median was 12.97.

OVBC's Shiller PE Ratio is ranked worse than
60.39% of 1242 companies
in the Banks industry
Industry Median: 13.935 vs OVBC: 15.63

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Ohio Valley Banc's adjusted earnings per share data for the three months ended in Mar. 2026 was $0.910. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $2.79 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Ohio Valley Banc  (NAS:OVBC) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Ohio Valley Banc Shiller PE Ratio Related Terms


Ohio Valley Banc Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Ohio Valley Banc's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ohio Valley Banc Shiller PE Ratio Chart

Ohio Valley Banc Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.98 10.62 8.93 9.24 14.59

Ohio Valley Banc Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.95 13.57 14.59 15.74 0.00

OVBC vs SOME, OAKC, FXLG: Shiller PE Ratio Comparison

For the Banks - Regional subindustry, Ohio Valley Banc's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ohio Valley Banc Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Ohio Valley Banc's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Ohio Valley Banc's Shiller PE Ratio falls into.


OVBC
47GF Score
Ohio Valley Banc Corporation OVBC
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ohio Valley Banc Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Ohio Valley Banc's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=43.56/2.79
=15.61

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ohio Valley Banc's E10 for the quarter that ended in Mar. 2026 is calculated as:

For example, Ohio Valley Banc's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.91/330.2130*330.2130
=0.910

Current CPI (Mar. 2026) = 330.2130.

Ohio Valley Banc Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201606 0.410 241.018 0.562
201609 0.080 241.428 0.109
201612 0.430 241.432 0.588
201703 0.689 243.801 0.933
201706 0.370 244.955 0.499
201709 0.350 246.819 0.468
201712 0.190 246.524 0.255
201803 0.710 249.554 0.939
201806 0.630 251.989 0.826
201809 0.370 252.439 0.484
201812 0.820 251.233 1.078
201903 0.250 254.202 0.325
201906 0.650 256.143 0.838
201909 0.450 256.759 0.579
201912 0.730 256.974 0.938
202003 0.210 258.115 0.269
202006 0.470 257.797 0.602
202009 0.480 260.280 0.609
202012 0.980 260.474 1.242
202103 0.740 264.877 0.923
202106 0.600 271.696 0.729
202109 0.630 274.310 0.758
202112 0.480 278.802 0.569
202203 0.870 287.504 0.999
202206 0.420 296.311 0.468
202209 0.770 296.808 0.857
202212 0.740 296.797 0.823
202303 0.820 301.836 0.897
202306 0.680 305.109 0.736
202309 0.470 307.789 0.504
202312 0.680 306.746 0.732
202403 0.580 312.332 0.613
202406 0.630 314.175 0.662
202409 0.580 315.301 0.607
202412 0.530 315.605 0.555
202503 0.940 319.799 0.971
202506 0.890 322.561 0.911
202509 0.640 324.800 0.651
202512 0.840 324.054 0.856
202603 0.910 330.213 0.910

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 15.61 mean?
Ohio Valley Banc (OVBC) has a Shiller PE Ratio of 15.61 as of Aug. 09, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Ohio Valley Banc and its competitors. This is 20% above median its historical median of 12.97. Over the past decade, Ohio Valley Banc's Shiller PE Ratio has ranged from 7.54 to 29.63. According to the industry distribution chart, Ohio Valley Banc ranks #750 out of 1242 companies in the Banks industry, placing it in the top 60.4%.
Is Ohio Valley Banc's Shiller PE Ratio too high?
Ohio Valley Banc's current Shiller PE Ratio of 15.61 is 20% above median its 10-year median of 12.97. Over the past 10 years, this metric has ranged from a low of 7.54 to a high of 29.63. The Banks industry median Shiller PE Ratio is 13.94. Ohio Valley Banc's value of 15.61 is 12% above this industry median. Based on the distribution chart, Ohio Valley Banc ranks #750 out of 1242 companies in the Banks industry, which is below the industry midpoint. Overall, Ohio Valley Banc has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ohio Valley Banc's Shiller PE Ratio compare to SOME and OAKC?
According to the Banks industry distribution chart, Ohio Valley Banc ranks #750 out of 1242 companies for Shiller PE Ratio. This places Ohio Valley Banc in the lower half of its industry. The industry median Shiller PE Ratio is 13.94. Ohio Valley Banc's value of 15.61 is 12% above this benchmark. Historically, Ohio Valley Banc's own Shiller PE Ratio has ranged from 7.54 to 29.63 over the past decade. While the company's 10-year median is 12.97 vs. the industry median of 13.94, Ohio Valley Banc has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.94, based on 1,242 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ohio Valley Banc's current Shiller PE Ratio of 15.61 is 12% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Ohio Valley Banc and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ohio Valley Banc's current Shiller PE Ratio is 15.61, which is 20% above median its own 10-year median of 12.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ohio Valley Banc stock overvalued right now?
Based on GuruFocus' analysis, Ohio Valley Banc (OVBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.57, compared to a current price of $43.56 — trading 42.5% above its estimated fair value. The current Shiller PE Ratio is 15.61, which is 20% above median its 10-year median of 12.97 and 12% above the Banks industry median of 13.94. Ohio Valley Banc's overall GF Score™ is 47/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Ohio Valley Banc (OVBC), the current Shiller PE Ratio is 15.61 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ohio Valley Banc (OVBC) Overvalued in 2026?

Based on GuruFocus' analysis, Ohio Valley Banc stock appears to be overvalued. The current stock price of $43.56 is trading 42.5% above its estimated GF Value™ of $30.57. GuruFocus considers Ohio Valley Banc to be Significantly Overvalued.

Key valuation signals for OVBC:

  • Shiller PE Ratio: 15.61 (20% above median its 10-year median of 12.97)
  • GF Value™: $30.57 vs. price of $43.56 (42.5% above fair value)
  • GF Score™: 47/100 with 2 warning signs
  • Industry Position: 12% above the Banks median (#750 of 1242)

No single metric tells the full story. See the OVBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ohio Valley Banc Business Description

Address 420 Third Avenue, PO Box 240, Gallipolis, OH, USA, 45631
Ohio Valley Banc Corporation is a financial holding company. The bank is a full-service financial institution offering a blend of commercial and consumer banking services in Southeastern Ohio and western West Virginia. The banking services offered by the bank include the acceptance of deposits in checking, savings, time and money market accounts; the making and servicing of personal, commercial, and student loans; and the making of construction and real estate loans. It also offers individual retirement accounts, safe deposit boxes, wire transfers, and other standard banking products and services.
47GF Score

Get the complete analysis for OVBC

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.56
Price
$30.57
GF Value