Ohio Valley BancOVBC -3.68%45 OCF Margin % is 39.56% as of Mar. 2026, which is 38% above its 10-year median of 28.64. GuruFocus rates OVBC with a GF Score™ of 45/100 and a GF Value™ of $30.31 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,500 Banks companies, Ohio Valley Banc ranks better than 61.13% on this metric.
The historical rank and industry rank for Ohio Valley Banc's OCF Margin % or its related term are showing as below:
OVBC'
s OCF Margin % Range Over the Past 10 Years
Min: 21.13 Med: 28.64 Max: 35.37
Current: 36.38
During the past 13 years, the highest OCF Margin % of Ohio Valley Banc was 35.37%. The lowest was 21.13%. And the median was 28.64%.
OVBC's OCF Margin % is ranked better than 61.13% of 1500
companies
in the Banks industry
Industry Median: 29.44
vs OVBC: 36.38
Ohio Valley Banc OCF Margin % Related Terms
Ohio Valley Banc OCF Margin % Historical Data
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The historical data trend for Ohio Valley Banc's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Ohio Valley Banc's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ohio Valley Banc OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Ohio Valley Banc's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Ohio Valley Banc's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ohio Valley Banc (OVBC) has a OCF Margin % of 39.56% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Ohio Valley Banc and its competitors. This is 38% above median its historical median of 28.64. Over the past decade, Ohio Valley Banc's OCF Margin % has ranged from 21.13 to 35.37. According to the industry distribution chart, Ohio Valley Banc ranks #583 out of 1500 companies in the Banks industry, placing it in the top 38.9%.
Is Ohio Valley Banc's OCF Margin % too high?
Ohio Valley Banc's current OCF Margin % of 39.56% is 38% above median its 10-year median of 28.64. Over the past 10 years, this metric has ranged from a low of 21.13 to a high of 35.37. The Banks industry median OCF Margin % is 29.44. Ohio Valley Banc's value of 39.56% is 34.4% above this industry median. Based on the distribution chart, Ohio Valley Banc ranks #583 out of 1500 companies in the Banks industry, which is above the industry midpoint. Overall, Ohio Valley Banc has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ohio Valley Banc's OCF Margin % compare to FBLA and NKSH?
According to the Banks industry distribution chart, Ohio Valley Banc ranks #583 out of 1500 companies for OCF Margin %. This puts Ohio Valley Banc in the upper half of its industry. The industry median OCF Margin % is 29.44. Ohio Valley Banc's value of 39.56% is 34.4% above this benchmark. Historically, Ohio Valley Banc's own OCF Margin % has ranged from 21.13 to 35.37 over the past decade. While the company's 10-year median is 28.64 vs. the industry median of 29.44, Ohio Valley Banc has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ohio Valley Banc's current OCF Margin % of 39.56% is 34.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Ohio Valley Banc and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ohio Valley Banc's current OCF Margin % is 39.56%, which is 38% above median its own 10-year median of 28.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ohio Valley Banc stock overvalued right now?
Based on GuruFocus' analysis, Ohio Valley Banc (OVBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.31, compared to a current price of $42.95 — trading 41.7% above its estimated fair value. The current OCF Margin % is 39.56%, which is 38% above median its 10-year median of 28.64 and 34.4% above the Banks industry median of 29.44. Ohio Valley Banc's overall GF Score™ is 45/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Ohio Valley Banc (OVBC), the current OCF Margin % is 39.56% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ohio Valley Banc (OVBC) Overvalued in 2026?
Based on GuruFocus' analysis, Ohio Valley Banc stock appears to be overvalued.
The current stock price of $42.95 is trading 41.7% above its estimated GF Value™ of $30.31.
GuruFocus considers Ohio Valley Banc to be Significantly Overvalued.
Key valuation signals for OVBC:
OCF Margin %: 39.56% (38% above median its 10-year median of 28.64)
GF Value™: $30.31 vs. price of $42.95 (41.7% above fair value)
Industry Position: 34.4% above the Banks median (#583 of 1500)
No single metric tells the full story. See the OVBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ohio Valley Banc Corporation is a financial holding company. The bank is a full-service financial institution offering a blend of commercial and consumer banking services in Southeastern Ohio and western West Virginia. The banking services offered by the bank include the acceptance of deposits in checking, savings, time and money market accounts; the making and servicing of personal, commercial, and student loans; and the making of construction and real estate loans. It also offers individual retirement accounts, safe deposit boxes, wire transfers, and other standard banking products and services.
45GF Score
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