OVBC (Ohio Valley Banc) Earnings per Share (Diluted): $3.28 (TTM As of Mar. 2026)

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OVBC Ohio Valley Banc Corporation OVBC
49 GF Score
Price $43.02
GF Value $30.46
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Ohio Valley Banc Earnings per Share (Diluted)?

Ohio Valley Banc OVBC -0.61% 49 Earnings per Share (Diluted) is $3.28 as of Mar. 2026. GuruFocus rates OVBC with a GF Score™ of 49/100 and a GF Value™ of $30.46 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,410 Banks companies, Ohio Valley Banc ranks worse than 54.11% on this metric.

Ohio Valley Banc's Earnings per Share (Diluted) for the three months ended in Mar. 2026 was $0.91. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $3.28.

Ohio Valley Banc's EPS (Basic) for the three months ended in Mar. 2026 was $0.91. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was $3.28.

Ohio Valley Banc's EPS without NRI for the three months ended in Mar. 2026 was $0.91. Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was $3.28.

During the past 12 months, Ohio Valley Banc's average EPS without NRIGrowth Rate was 22.40% per year. During the past 3 years, the average EPS without NRIGrowth Rate was 5.70% per year. During the past 5 years, the average EPS without NRI Growth Rate was 8.40% per year. During the past 10 years, the average EPS without NRI Growth Rate was 4.80% per year.

During the past 13 years, Ohio Valley Banc's highest 3-Year average EPS without NRI Growth Rate was 56.20% per year. The lowest was -5.60% per year. And the median was 5.10% per year.


Ohio Valley Banc  (NAS:OVBC) Earnings per Share (Diluted) Explanation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Ohio Valley Banc Earnings per Share (Diluted) Related Terms


Ohio Valley Banc Earnings per Share (Diluted) Historical Data

* Premium members only.

The historical data trend for Ohio Valley Banc's Earnings per Share (Diluted) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ohio Valley Banc Earnings per Share (Diluted) Chart

Ohio Valley Banc Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Earnings per Share (Diluted)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.45 2.80 2.65 2.32 3.31

Ohio Valley Banc Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Earnings per Share (Diluted) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.94 0.89 0.64 0.84 0.91

OVBC vs CBTN, FOTB, FINW: Earnings per Share (Diluted) Comparison

For the Banks - Regional subindustry, Ohio Valley Banc's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ohio Valley Banc PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Ohio Valley Banc's PE Ratio distribution charts can be found below:

* The bar in red indicates where Ohio Valley Banc's PE Ratio falls into.


OVBC
49GF Score
Ohio Valley Banc Corporation OVBC
Earnings per Share (Diluted) is just one metric. See GF Score™, valuation, warning signs, and more.
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Ohio Valley Banc Earnings per Share (Diluted) Calculation

Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.

Ohio Valley Banc's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as

Diluted Earnings Per Share (A: Dec. 2025 ) = (Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(15.601-0)/4.711
=3.31

Ohio Valley Banc's Earnings Per Share (Diluted) for the quarter that ended in Mar. 2026 is calculated as

Diluted Earnings Per Share (Q: Mar. 2026 )=(Net Income - Preferred Dividends / Shares Outstanding (Diluted Average)
=(4.297-0)/4.711
=0.91

Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.

What does a Earnings per Share (Diluted) of $3.28 mean?
Ohio Valley Banc (OVBC) has a Earnings per Share (Diluted) of $3.28 as of Mar. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Ohio Valley Banc and its competitors. According to the industry distribution chart, Ohio Valley Banc ranks #763 out of 1410 companies in the Banks industry, placing it in the top 54.1%.
Is Ohio Valley Banc's Earnings per Share (Diluted) too high?
Ohio Valley Banc's current Earnings per Share (Diluted) is $3.28. The Banks industry median Earnings per Share (Diluted) is 7.30. Ohio Valley Banc's value of $3.28 is 55.1% below this industry median. Based on the distribution chart, Ohio Valley Banc ranks #763 out of 1410 companies in the Banks industry, which is below the industry midpoint. Overall, Ohio Valley Banc has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ohio Valley Banc's Earnings per Share (Diluted) compare to CBTN and FOTB?
According to the Banks industry distribution chart, Ohio Valley Banc ranks #763 out of 1410 companies for Earnings per Share (Diluted). This places Ohio Valley Banc in the lower half of its industry. The industry median Earnings per Share (Diluted) is 7.30. Ohio Valley Banc's value of $3.28 is 55.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.30, based on 1,410 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ohio Valley Banc's current Earnings per Share (Diluted) of $3.28 is 55.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Ohio Valley Banc and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ohio Valley Banc's current Earnings per Share (Diluted) is $3.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ohio Valley Banc stock overvalued right now?
Based on GuruFocus' analysis, Ohio Valley Banc (OVBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.46, compared to a current price of $43.02 — trading 41.2% above its estimated fair value. The current Earnings per Share (Diluted) is $3.28 and 55.1% below the Banks industry median of 7.30. Ohio Valley Banc's overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Ohio Valley Banc (OVBC), the current Earnings per Share (Diluted) is $3.28 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ohio Valley Banc (OVBC) Overvalued in 2026?

Based on GuruFocus' analysis, Ohio Valley Banc stock appears to be overvalued. The current stock price of $43.02 is trading 41.2% above its estimated GF Value™ of $30.46. GuruFocus considers Ohio Valley Banc to be Significantly Overvalued.

Key valuation signals for OVBC:

  • Earnings per Share (Diluted): $3.28
  • GF Value™: $30.46 vs. price of $43.02 (41.2% above fair value)
  • GF Score™: 49/100 with 2 warning signs
  • Industry Position: 55.1% below the Banks median (#763 of 1410)

No single metric tells the full story. See the OVBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ohio Valley Banc Business Description

Address 420 Third Avenue, PO Box 240, Gallipolis, OH, USA, 45631
Ohio Valley Banc Corporation is a financial holding company. The bank is a full-service financial institution offering a blend of commercial and consumer banking services in Southeastern Ohio and western West Virginia. The banking services offered by the bank include the acceptance of deposits in checking, savings, time and money market accounts; the making and servicing of personal, commercial, and student loans; and the making of construction and real estate loans. It also offers individual retirement accounts, safe deposit boxes, wire transfers, and other standard banking products and services.
49GF Score

Get the complete analysis for OVBC

Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.02
Price
$30.46
GF Value