OVBC (Ohio Valley Banc) Pre-Tax Income: $17.55 Mil (TTM As of Mar. 2026)

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OVBC Ohio Valley Banc Corporation OVBC
49 GF Score
Price $42.87
GF Value $30.55
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Ohio Valley Banc Pre-Tax Income?

Ohio Valley Banc OVBC +0.02% 49 Pre-Tax Income is $17.55 Mil as of Mar. 2026. GuruFocus rates OVBC with a GF Score™ of 49/100 and a GF Value™ of $30.55 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Ohio Valley Banc's pretax income for the three months ended in Mar. 2026 was $5.25 Mil. Its pretax income for the trailing twelve months (TTM) ended in Mar. 2026 was $17.55 Mil. Ohio Valley Banc's pretax margin was 28.90%.

During the past 13 years, Ohio Valley Banc's highest Pretax Margin was 29.16%. The lowest was 19.84%. And the median was 25.41%.


Ohio Valley Banc  (NAS:OVBC) Pre-Tax Income Explanation

Ohio Valley Banc's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=5.253/18.176
=28.90%

During the past 13 years, Ohio Valley Banc's highest Pretax Margin was 29.16%. The lowest was 19.84%. And the median was 25.41%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Ohio Valley Banc Pre-Tax Income Related Terms


Ohio Valley Banc Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Ohio Valley Banc's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ohio Valley Banc Pre-Tax Income Chart

Ohio Valley Banc Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.02 15.93 15.20 13.38 19.45

Ohio Valley Banc Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.19 3.74 4.97 5.25 3.58

OVBC vs SOME, OAKC, FXLG: Pre-Tax Income Comparison

For the Banks - Regional subindustry, Ohio Valley Banc's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ohio Valley Banc Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, Ohio Valley Banc's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Ohio Valley Banc's Pre-Tax Income falls into.


OVBC
49GF Score
Ohio Valley Banc Corporation OVBC
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ohio Valley Banc Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Ohio Valley Banc's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+19.452
=19.45

Ohio Valley Banc's Pretax Income for the quarter that ended in Mar. 2026 is calculated as

Pretax Income=Operating Income+Other
=0+5.253
=5.25

Pre-Tax Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $17.55 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $17.55 Mil mean?
Ohio Valley Banc (OVBC) has a Pre-Tax Income of $17.55 Mil as of Mar. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Ohio Valley Banc and its competitors.
Is Ohio Valley Banc's Pre-Tax Income too high?
Ohio Valley Banc's current Pre-Tax Income is $17.55 Mil. Overall, Ohio Valley Banc has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ohio Valley Banc's Pre-Tax Income compare to SOME and OAKC?
Ohio Valley Banc's Pre-Tax Income of $17.55 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Ohio Valley Banc and its competitors. Ohio Valley Banc's current Pre-Tax Income is $17.55 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ohio Valley Banc stock overvalued right now?
Based on GuruFocus' analysis, Ohio Valley Banc (OVBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.55, compared to a current price of $42.87 — trading 40.3% above its estimated fair value. The current Pre-Tax Income is $17.55 Mil. Ohio Valley Banc's overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Ohio Valley Banc (OVBC), the current Pre-Tax Income is $17.55 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ohio Valley Banc (OVBC) Overvalued in 2026?

Based on GuruFocus' analysis, Ohio Valley Banc stock appears to be overvalued. The current stock price of $42.87 is trading 40.3% above its estimated GF Value™ of $30.55. GuruFocus considers Ohio Valley Banc to be Significantly Overvalued.

Key valuation signals for OVBC:

  • Pre-Tax Income: $17.55 Mil
  • GF Value™: $30.55 vs. price of $42.87 (40.3% above fair value)
  • GF Score™: 49/100 with 2 warning signs

No single metric tells the full story. See the OVBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ohio Valley Banc Business Description

Address 420 Third Avenue, PO Box 240, Gallipolis, OH, USA, 45631
Ohio Valley Banc Corporation is a financial holding company. The bank is a full-service financial institution offering a blend of commercial and consumer banking services in Southeastern Ohio and western West Virginia. The banking services offered by the bank include the acceptance of deposits in checking, savings, time and money market accounts; the making and servicing of personal, commercial, and student loans; and the making of construction and real estate loans. It also offers individual retirement accounts, safe deposit boxes, wire transfers, and other standard banking products and services.
49GF Score

Get the complete analysis for OVBC

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.87
Price
$30.55
GF Value