OVBC (Ohio Valley Banc) Debt-to-Asset : 0.03 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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OVBC Ohio Valley Banc Corporation OVBC
49 GF Score
Price $42.31
GF Value $30.51
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Ohio Valley Banc Debt-to-Asset?

Ohio Valley Banc OVBC +1.56% 49 Debt-to-Asset is 0.03 as of Mar. 2026. GuruFocus rates OVBC with a GF Score™ of 49/100 and a GF Value™ of $30.51 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Ohio Valley Banc's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $0.00 Mil. Ohio Valley Banc's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $52.91 Mil. Ohio Valley Banc's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Mar. 2026 was $1,677.50 Mil. Ohio Valley Banc's debt to asset for the quarter that ended in Mar. 2026 was 0.03.


Ohio Valley Banc  (NAS:OVBC) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


Ohio Valley Banc Debt-to-Asset Related Terms


Ohio Valley Banc Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Ohio Valley Banc's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ohio Valley Banc Debt-to-Asset Chart

Ohio Valley Banc Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.02 0.02 0.04 0.03 0.03

Ohio Valley Banc Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.03 0.03 0.03 0.03 0.03

OVBC vs SOME, OAKC, FXLG: Debt-to-Asset Comparison

For the Banks - Regional subindustry, Ohio Valley Banc's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ohio Valley Banc Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Ohio Valley Banc's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Ohio Valley Banc's Debt-to-Asset falls into.


OVBC
49GF Score
Ohio Valley Banc Corporation OVBC
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Ohio Valley Banc Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Ohio Valley Banc's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Ohio Valley Banc's Debt-to-Asset for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.03 mean?
Ohio Valley Banc (OVBC) has a Debt-to-Asset of 0.03 as of Mar. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Ohio Valley Banc and its competitors.
Is Ohio Valley Banc's Debt-to-Asset too high?
Ohio Valley Banc's current Debt-to-Asset is 0.03. Overall, Ohio Valley Banc has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ohio Valley Banc's Debt-to-Asset compare to SOME and OAKC?
Ohio Valley Banc's Debt-to-Asset of 0.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Ohio Valley Banc and its competitors. Ohio Valley Banc's current Debt-to-Asset is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ohio Valley Banc stock overvalued right now?
Based on GuruFocus' analysis, Ohio Valley Banc (OVBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.51, compared to a current price of $42.31 — trading 38.7% above its estimated fair value. The current Debt-to-Asset is 0.03. Ohio Valley Banc's overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Ohio Valley Banc (OVBC), the current Debt-to-Asset is 0.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ohio Valley Banc (OVBC) Overvalued in 2026?

Based on GuruFocus' analysis, Ohio Valley Banc stock appears to be overvalued. The current stock price of $42.31 is trading 38.7% above its estimated GF Value™ of $30.51. GuruFocus considers Ohio Valley Banc to be Significantly Overvalued.

Key valuation signals for OVBC:

  • Debt-to-Asset: 0.03
  • GF Value™: $30.51 vs. price of $42.31 (38.7% above fair value)
  • GF Score™: 49/100 with 2 warning signs

No single metric tells the full story. See the OVBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ohio Valley Banc Business Description

Address 420 Third Avenue, PO Box 240, Gallipolis, OH, USA, 45631
Ohio Valley Banc Corporation is a financial holding company. The bank is a full-service financial institution offering a blend of commercial and consumer banking services in Southeastern Ohio and western West Virginia. The banking services offered by the bank include the acceptance of deposits in checking, savings, time and money market accounts; the making and servicing of personal, commercial, and student loans; and the making of construction and real estate loans. It also offers individual retirement accounts, safe deposit boxes, wire transfers, and other standard banking products and services.
49GF Score

Get the complete analysis for OVBC

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.31
Price
$30.51
GF Value