OVBC (Ohio Valley Banc) OCF Yield %: 11.80 (As of Jun. 25, 2026) — 15% Above Median


OVBC Ohio Valley Banc Corporation OVBC
45 GF Score
Price $44.59
GF Value $30.31
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Ohio Valley Banc OCF Yield %?

Ohio Valley Banc OVBC -10.58% 45 OCF Yield % is 11.80 as of Jun. 25, 2026, which is 15% above its 10-year median of 10.27. GuruFocus rates OVBC with a GF Score™ of 45/100 and a GF Value™ of $30.31 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,501 Banks companies, Ohio Valley Banc ranks better than 60.83% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Ohio Valley Banc's Trailing 12-Month Cash Flow from Operations is $24.78 Mil, and Market Cap is $210.06 Mil. Therefore, Ohio Valley Banc's OCF Yield % for today is 11.80%.

The historical rank and industry rank for Ohio Valley Banc's OCF Yield % or its related term are showing as below:

OVBC' s OCF Yield % Range Over the Past 10 Years
Min: 4.78   Med: 10.27   Max: 20.06
Current: 11.8


During the past 13 years, the highest OCF Yield % of Ohio Valley Banc was 20.06%. The lowest was 4.78%. And the median was 10.27%.

OVBC's OCF Yield % is ranked better than
60.83% of 1501 companies
in the Banks industry
Industry Median: 9.25 vs OVBC: 11.80

Ohio Valley Banc's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Ohio Valley Banc OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Ohio Valley Banc OCF Yield % Related Terms


Ohio Valley Banc OCF Yield % Historical Data

* Premium members only.

The historical data trend for Ohio Valley Banc's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ohio Valley Banc OCF Yield % Chart

Ohio Valley Banc Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.36 12.68 18.90 11.48 9.60

Ohio Valley Banc Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.62 11.80 12.20 16.56 13.92

OVBC vs FBLA, NKSH, FFMH: OCF Yield % Comparison

For the Banks - Regional subindustry, Ohio Valley Banc's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ohio Valley Banc OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Ohio Valley Banc's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Ohio Valley Banc's OCF Yield % falls into.


OVBC
45GF Score
Ohio Valley Banc Corporation OVBC
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ohio Valley Banc OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Ohio Valley Banc's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=18.085 / 188.34578
=9.60%

Ohio Valley Banc's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=7.19 * 4 / 206.62446
=13.92%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 11.80 mean?
Ohio Valley Banc (OVBC) has a OCF Yield % of 11.80 as of Jun. 25, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Ohio Valley Banc and its competitors. This is 15% above median its historical median of 10.27. Over the past decade, Ohio Valley Banc's OCF Yield % has ranged from 4.78 to 20.06. According to the industry distribution chart, Ohio Valley Banc ranks #588 out of 1501 companies in the Banks industry, placing it in the top 39.2%.
Is Ohio Valley Banc's OCF Yield % too high?
Ohio Valley Banc's current OCF Yield % of 11.80 is 15% above median its 10-year median of 10.27. Over the past 10 years, this metric has ranged from a low of 4.78 to a high of 20.06. The Banks industry median OCF Yield % is 9.25. Ohio Valley Banc's value of 11.80 is 27.6% above this industry median. Based on the distribution chart, Ohio Valley Banc ranks #588 out of 1501 companies in the Banks industry, which is above the industry midpoint. Overall, Ohio Valley Banc has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ohio Valley Banc's OCF Yield % compare to FBLA and NKSH?
According to the Banks industry distribution chart, Ohio Valley Banc ranks #588 out of 1501 companies for OCF Yield %. This puts Ohio Valley Banc in the upper half of its industry. The industry median OCF Yield % is 9.25. Ohio Valley Banc's value of 11.80 is 27.6% above this benchmark. Historically, Ohio Valley Banc's own OCF Yield % has ranged from 4.78 to 20.06 over the past decade. While the company's 10-year median is 10.27 vs. the industry median of 9.25, Ohio Valley Banc has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.25, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ohio Valley Banc's current OCF Yield % of 11.80 is 27.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Ohio Valley Banc and its competitors. For the Banks industry, the median OCF Yield % is 9.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ohio Valley Banc's current OCF Yield % is 11.80, which is 15% above median its own 10-year median of 10.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ohio Valley Banc stock overvalued right now?
Based on GuruFocus' analysis, Ohio Valley Banc (OVBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.31, compared to a current price of $44.59 — trading 47.1% above its estimated fair value. The current OCF Yield % is 11.80, which is 15% above median its 10-year median of 10.27 and 27.6% above the Banks industry median of 9.25. Ohio Valley Banc's overall GF Score™ is 45/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Ohio Valley Banc (OVBC), the current OCF Yield % is 11.80 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ohio Valley Banc (OVBC) Overvalued in 2026?

Based on GuruFocus' analysis, Ohio Valley Banc stock appears to be overvalued. The current stock price of $44.59 is trading 47.1% above its estimated GF Value™ of $30.31. GuruFocus considers Ohio Valley Banc to be Significantly Overvalued.

Key valuation signals for OVBC:

  • OCF Yield %: 11.80 (15% above median its 10-year median of 10.27)
  • GF Value™: $30.31 vs. price of $44.59 (47.1% above fair value)
  • GF Score™: 45/100 with 2 warning signs
  • Industry Position: 27.6% above the Banks median (#588 of 1501)

No single metric tells the full story. See the OVBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ohio Valley Banc Business Description

Address 420 Third Avenue, PO Box 240, Gallipolis, OH, USA, 45631
Ohio Valley Banc Corporation is a financial holding company. The bank is a full-service financial institution offering a blend of commercial and consumer banking services in Southeastern Ohio and western West Virginia. The banking services offered by the bank include the acceptance of deposits in checking, savings, time and money market accounts; the making and servicing of personal, commercial, and student loans; and the making of construction and real estate loans. It also offers individual retirement accounts, safe deposit boxes, wire transfers, and other standard banking products and services.
45GF Score

Get the complete analysis for OVBC

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$44.59
Price
$30.31
GF Value