OVBC (Ohio Valley Banc) Cyclically Adjusted FCF per Share: $3.28 (As of Mar. 2026)


OVBC Ohio Valley Banc Corporation OVBC
45 GF Score
Price $43.44
GF Value $30.31
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Ohio Valley Banc Cyclically Adjusted FCF per Share?

Ohio Valley Banc OVBC -2.43% 45 Cyclically Adjusted FCF per Share is $3.28 as of Mar. 2026. GuruFocus rates OVBC with a GF Score™ of 45/100 and a GF Value™ of $30.31 (Significantly Overvalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Ohio Valley Banc's adjusted free cash flow per share for the three months ended in Mar. 2026 was $1.444. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $3.28 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Ohio Valley Banc's average Cyclically Adjusted FCF Growth Rate was 20.60% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 2.60% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 2.50% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 1.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Ohio Valley Banc was 52.40% per year. The lowest was -0.40% per year. And the median was 2.65% per year.

As of today (2026-06-29), Ohio Valley Banc's current stock price is $43.44. Ohio Valley Banc's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was $3.28. Ohio Valley Banc's Cyclically Adjusted Price-to-FCF of today is 13.24.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Ohio Valley Banc was 19.89. The lowest was 6.38. And the median was 10.20.


Ohio Valley Banc  (NAS:OVBC) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Ohio Valley Banc's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=43.44/3.28
=13.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Ohio Valley Banc was 19.89. The lowest was 6.38. And the median was 10.20.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Ohio Valley Banc Cyclically Adjusted FCF per Share Related Terms


Ohio Valley Banc Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Ohio Valley Banc's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ohio Valley Banc Cyclically Adjusted FCF per Share Chart

Ohio Valley Banc Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.86 3.01 3.10 3.09 3.25

Ohio Valley Banc Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.72 3.13 3.13 3.25 3.28

OVBC vs CBTN, FOTB, FINW: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Ohio Valley Banc's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ohio Valley Banc Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Ohio Valley Banc's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Ohio Valley Banc's Cyclically Adjusted Price-to-FCF falls into.


OVBC
45GF Score
Ohio Valley Banc Corporation OVBC
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ohio Valley Banc Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Ohio Valley Banc's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.444/330.2130*330.2130
=1.444

Current CPI (Mar. 2026) = 330.2130.

Ohio Valley Banc Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 0.390 241.018 0.534
201609 0.535 241.428 0.732
201612 0.547 241.432 0.748
201703 0.680 243.801 0.921
201706 0.172 244.955 0.232
201709 0.149 246.819 0.199
201712 1.722 246.524 2.307
201803 1.103 249.554 1.460
201806 0.670 251.989 0.878
201809 0.728 252.439 0.952
201812 0.762 251.233 1.002
201903 0.024 254.202 0.031
201906 0.313 256.143 0.404
201909 0.657 256.759 0.845
201912 0.789 256.974 1.014
202003 -0.048 258.115 -0.061
202006 0.640 257.797 0.820
202009 0.334 260.280 0.424
202012 0.963 260.474 1.221
202103 0.105 264.877 0.131
202106 0.663 271.696 0.806
202109 0.754 274.310 0.908
202112 1.012 278.802 1.199
202203 0.497 287.504 0.571
202206 0.377 296.311 0.420
202209 0.923 296.808 1.027
202212 1.137 296.797 1.265
202303 0.795 301.836 0.870
202306 0.619 305.109 0.670
202309 1.133 307.789 1.216
202312 1.235 306.746 1.329
202403 0.049 312.332 0.052
202406 0.814 314.175 0.856
202409 1.150 315.301 1.204
202412 0.458 315.605 0.479
202503 0.029 319.799 0.030
202506 0.927 322.561 0.949
202509 1.055 324.800 1.073
202512 1.607 324.054 1.638
202603 1.444 330.213 1.444

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $3.28 mean?
Ohio Valley Banc (OVBC) has a Cyclically Adjusted FCF per Share of $3.28 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Ohio Valley Banc and its competitors.
Is Ohio Valley Banc's Cyclically Adjusted FCF per Share too high?
Ohio Valley Banc's current Cyclically Adjusted FCF per Share is $3.28. Overall, Ohio Valley Banc has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ohio Valley Banc's Cyclically Adjusted FCF per Share compare to CBTN and FOTB?
Ohio Valley Banc's Cyclically Adjusted FCF per Share of $3.28 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Ohio Valley Banc and its competitors. Ohio Valley Banc's current Cyclically Adjusted FCF per Share is $3.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ohio Valley Banc stock overvalued right now?
Based on GuruFocus' analysis, Ohio Valley Banc (OVBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.31, compared to a current price of $43.44 — trading 43.3% above its estimated fair value. The current Cyclically Adjusted FCF per Share is $3.28. Ohio Valley Banc's overall GF Score™ is 45/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Ohio Valley Banc (OVBC), the current Cyclically Adjusted FCF per Share is $3.28 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ohio Valley Banc (OVBC) Overvalued in 2026?

Based on GuruFocus' analysis, Ohio Valley Banc stock appears to be overvalued. The current stock price of $43.44 is trading 43.3% above its estimated GF Value™ of $30.31. GuruFocus considers Ohio Valley Banc to be Significantly Overvalued.

Key valuation signals for OVBC:

  • Cyclically Adjusted FCF per Share: $3.28
  • GF Value™: $30.31 vs. price of $43.44 (43.3% above fair value)
  • GF Score™: 45/100 with 2 warning signs

No single metric tells the full story. See the OVBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ohio Valley Banc Business Description

Address 420 Third Avenue, PO Box 240, Gallipolis, OH, USA, 45631
Ohio Valley Banc Corporation is a financial holding company. The bank is a full-service financial institution offering a blend of commercial and consumer banking services in Southeastern Ohio and western West Virginia. The banking services offered by the bank include the acceptance of deposits in checking, savings, time and money market accounts; the making and servicing of personal, commercial, and student loans; and the making of construction and real estate loans. It also offers individual retirement accounts, safe deposit boxes, wire transfers, and other standard banking products and services.
45GF Score

Get the complete analysis for OVBC

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.44
Price
$30.31
GF Value