OVBC (Ohio Valley Banc) 3-Year EPS without NRI Growth Rate: 5.70% (As of Mar. 2026) — 12% Above Median

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OVBC Ohio Valley Banc Corporation OVBC
47 GF Score
Price $44.30
GF Value $30.58
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Ohio Valley Banc 3-Year EPS without NRI Growth Rate?

Ohio Valley Banc OVBC +0.84% 47 3-Year EPS without NRI Growth Rate is 5.70% as of Mar. 2026, which is 12% above its 10-year median of 5.10. GuruFocus rates OVBC with a GF Scoreâ„¢ of 47/100 and a GF Valueâ„¢ of $30.58 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,411 Banks companies, Ohio Valley Banc ranks worse than 54.22% on this metric.

Ohio Valley Banc's EPS without NRI for the three months ended in Mar. 2026 was $0.91.

During the past 12 months, Ohio Valley Banc's average EPS without NRI Growth Rate was 22.40% per year. During the past 3 years, the average EPS without NRI Growth Rate was 5.70% per year. During the past 5 years, the average EPS without NRI Growth Rate was 8.40% per year. During the past 10 years, the average EPS without NRI Growth Rate was 4.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Ohio Valley Banc was 56.20% per year. The lowest was -5.60% per year. And the median was 5.10% per year.


Ohio Valley Banc  (NAS:OVBC) 3-Year EPS without NRI Growth Rate Explanation

EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.


Ohio Valley Banc 3-Year EPS without NRI Growth Rate Related Terms


OVBC vs SOME, OAKC, FXLG: 3-Year EPS without NRI Growth Rate Comparison

For the Banks - Regional subindustry, Ohio Valley Banc's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ohio Valley Banc 3-Year EPS without NRI Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, Ohio Valley Banc's 3-Year EPS without NRI Growth Rate distribution charts can be found below:

* The bar in red indicates where Ohio Valley Banc's 3-Year EPS without NRI Growth Rate falls into.


OVBC
47GF Score
Ohio Valley Banc Corporation OVBC
3-Year EPS without NRI Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Ohio Valley Banc 3-Year EPS without NRI Growth Rate Calculation

This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

What does a 3-Year EPS without NRI Growth Rate of 5.70% mean?
Ohio Valley Banc (OVBC) has a 3-Year EPS without NRI Growth Rate of 5.70% as of Mar. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Ohio Valley Banc and its competitors. This is 12% above median its historical median of 5.10. According to the industry distribution chart, Ohio Valley Banc ranks #765 out of 1411 companies in the Banks industry, placing it in the top 54.2%.
Is Ohio Valley Banc's 3-Year EPS without NRI Growth Rate too high?
Ohio Valley Banc's current 3-Year EPS without NRI Growth Rate of 5.70% is 12% above median its 10-year median of 5.10. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.40. Ohio Valley Banc's value of 5.70% is 23% below this industry median. Based on the distribution chart, Ohio Valley Banc ranks #765 out of 1411 companies in the Banks industry, which is below the industry midpoint. Overall, Ohio Valley Banc has a GF Scoreâ„¢ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ohio Valley Banc's 3-Year EPS without NRI Growth Rate compare to SOME and OAKC?
According to the Banks industry distribution chart, Ohio Valley Banc ranks #765 out of 1411 companies for 3-Year EPS without NRI Growth Rate. This places Ohio Valley Banc in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.40. Ohio Valley Banc's value of 5.70% is 23% below this benchmark. While the company's 10-year median is 5.10 vs. the industry median of 7.40, Ohio Valley Banc has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.40, based on 1,411 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ohio Valley Banc's current 3-Year EPS without NRI Growth Rate of 5.70% is 23% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Ohio Valley Banc and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ohio Valley Banc's current 3-Year EPS without NRI Growth Rate is 5.70%, which is 12% above median its own 10-year median of 5.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ohio Valley Banc stock overvalued right now?
Based on GuruFocus' analysis, Ohio Valley Banc (OVBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.58, compared to a current price of $44.30 — trading 44.9% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 5.70%, which is 12% above median its 10-year median of 5.10 and 23% below the Banks industry median of 7.40. Ohio Valley Banc's overall GF Score™ is 47/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Ohio Valley Banc (OVBC), the current 3-Year EPS without NRI Growth Rate is 5.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ohio Valley Banc (OVBC) Overvalued in 2026?

Based on GuruFocus' analysis, Ohio Valley Banc stock appears to be overvalued. The current stock price of $44.30 is trading 44.9% above its estimated GF Value™ of $30.58. GuruFocus considers Ohio Valley Banc to be Significantly Overvalued.

Key valuation signals for OVBC:

  • 3-Year EPS without NRI Growth Rate: 5.70% (12% above median its 10-year median of 5.10)
  • GF Value™: $30.58 vs. price of $44.30 (44.9% above fair value)
  • GF Score™: 47/100 with 2 warning signs
  • Industry Position: 23% below the Banks median (#765 of 1411)

No single metric tells the full story. See the OVBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ohio Valley Banc Business Description

Address 420 Third Avenue, PO Box 240, Gallipolis, OH, USA, 45631
Ohio Valley Banc Corporation is a financial holding company. The bank is a full-service financial institution offering a blend of commercial and consumer banking services in Southeastern Ohio and western West Virginia. The banking services offered by the bank include the acceptance of deposits in checking, savings, time and money market accounts; the making and servicing of personal, commercial, and student loans; and the making of construction and real estate loans. It also offers individual retirement accounts, safe deposit boxes, wire transfers, and other standard banking products and services.
47GF Score

Get the complete analysis for OVBC

3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$44.30
Price
$30.58
GF Value