Ohio Valley BancOVBC -0.38%45 PEG Ratio is 3.15 as of Jun. 25, 2026, which is 8% below its 10-year median of 3.42. GuruFocus rates OVBC with a GF Score™ of 45/100 and a GF Value™ of $30.31 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,229 Banks companies, Ohio Valley Banc ranks worse than 75.67% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Ohio Valley Banc's PEG Ratio or its related term are showing as below:
OVBC'
s PEG Ratio Range Over the Past 10 Years
Min: 1.54 Med: 3.42 Max: 7.79
Current: 3.15
During the past 13 years, Ohio Valley Banc's highest PEG Ratio was 7.79. The lowest was 1.54. And the median was 3.42.
OVBC's PEG Ratio is ranked worse than 75.67% of 1229
companies
in the Banks industry
Industry Median: 1.51
vs OVBC: 3.15
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Ohio Valley Banc (NAS:OVBC) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Ohio Valley Banc PEG Ratio Related Terms
Ohio Valley Banc PEG Ratio Historical Data
* Premium members only.
The historical data trend for Ohio Valley Banc's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Ohio Valley Banc's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ohio Valley Banc PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Ohio Valley Banc's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Ohio Valley Banc's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Ohio Valley Banc (OVBC) has a PEG Ratio of 3.15 as of Jun. 25, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Ohio Valley Banc and its competitors. This is near median its historical median of 3.42. Over the past decade, Ohio Valley Banc's PEG Ratio has ranged from 1.54 to 7.79. According to the industry distribution chart, Ohio Valley Banc ranks #930 out of 1229 companies in the Banks industry, placing it in the top 75.7%.
Is Ohio Valley Banc's PEG Ratio too high?
Ohio Valley Banc's current PEG Ratio of 3.15 is near median its 10-year median of 3.42. Over the past 10 years, this metric has ranged from a low of 1.54 to a high of 7.79. The Banks industry median PEG Ratio is 1.51. Ohio Valley Banc's value of 3.15 is 108.6% above this industry median. Based on the distribution chart, Ohio Valley Banc ranks #930 out of 1229 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Ohio Valley Banc has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ohio Valley Banc's PEG Ratio compare to FBLA and NKSH?
According to the Banks industry distribution chart, Ohio Valley Banc ranks #930 out of 1229 companies for PEG Ratio. This places Ohio Valley Banc in the lower half of its industry. The industry median PEG Ratio is 1.51. Ohio Valley Banc's value of 3.15 is 108.6% above this benchmark. Historically, Ohio Valley Banc's own PEG Ratio has ranged from 1.54 to 7.79 over the past decade. While the company's 10-year median is 3.42 vs. the industry median of 1.51, Ohio Valley Banc has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.51, based on 1,229 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ohio Valley Banc's current PEG Ratio of 3.15 is 108.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Ohio Valley Banc and its competitors. For the Banks industry, the median PEG Ratio is 1.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ohio Valley Banc's current PEG Ratio is 3.15, which is near median its own 10-year median of 3.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ohio Valley Banc stock overvalued right now?
Based on GuruFocus' analysis, Ohio Valley Banc (OVBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.31, compared to a current price of $44.42 — trading 46.6% above its estimated fair value. The current PEG Ratio is 3.15, which is near median its 10-year median of 3.42 and 108.6% above the Banks industry median of 1.51. Ohio Valley Banc's overall GF Score™ is 45/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Ohio Valley Banc (OVBC), the current PEG Ratio is 3.15 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ohio Valley Banc (OVBC) Overvalued in 2026?
Based on GuruFocus' analysis, Ohio Valley Banc stock appears to be overvalued.
The current stock price of $44.42 is trading 46.6% above its estimated GF Value™ of $30.31.
GuruFocus considers Ohio Valley Banc to be Significantly Overvalued.
Key valuation signals for OVBC:
PEG Ratio: 3.15 (near median its 10-year median of 3.42)
GF Value™: $30.31 vs. price of $44.42 (46.6% above fair value)
Industry Position: 108.6% above the Banks median (#930 of 1229)
No single metric tells the full story. See the OVBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ohio Valley Banc Corporation is a financial holding company. The bank is a full-service financial institution offering a blend of commercial and consumer banking services in Southeastern Ohio and western West Virginia. The banking services offered by the bank include the acceptance of deposits in checking, savings, time and money market accounts; the making and servicing of personal, commercial, and student loans; and the making of construction and real estate loans. It also offers individual retirement accounts, safe deposit boxes, wire transfers, and other standard banking products and services.
45GF Score
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