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Ohio Valley BancOVBC -2.58%45 EV-to-OCF is 5.38 as of Jul. 17, 2026, which is 9% below its 10-year median of 5.88. GuruFocus rates OVBC with a GF Score™ of 45/100 and a GF Value™ of $30.43 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,502 Banks companies, Ohio Valley Banc ranks worse than 57.12% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Ohio Valley Banc's Enterprise Value is $133.26 Mil.
Ohio Valley Banc's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $24.78 Mil. Therefore, Ohio Valley Banc's EV-to-OCF for today is 5.38.
The historical rank and industry rank for Ohio Valley Banc's EV-to-OCF or its related term are showing as below:
OVBC'
s EV-to-OCF Range Over the Past 10 Years
Min: -3.1 Med: 5.88 Max: 20.2
Current: 5.38
During the past 13 years, the highest EV-to-OCF of Ohio Valley Banc was 20.20. The lowest was -3.10. And the median was 5.88.
OVBC's EV-to-OCF is ranked worse than 57.12% of 1502
companies
in the Banks industry
Industry Median: 3.72
vs OVBC: 5.38
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Ohio Valley Banc's PE Ratio (TTM) for today is calculated as:
Ohio Valley Banc's share price for today is $43.73.
Ohio Valley Banc's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.280.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Ohio Valley Banc EV-to-OCF Related Terms
Ohio Valley Banc EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Ohio Valley Banc's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Ohio Valley Banc's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ohio Valley Banc EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Ohio Valley Banc's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Ohio Valley Banc's EV-to-OCF falls into.
Ohio Valley Banc's current Enterprise Value is $133.26 Mil.
Ohio Valley Banc's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $24.78 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ohio Valley Banc (OVBC) has a EV-to-OCF of 5.38 as of Jul. 17, 2026. This is near median its historical median of 5.88. According to the industry distribution chart, Ohio Valley Banc ranks #858 out of 1502 companies in the Banks industry, placing it in the top 57.1%.
Is Ohio Valley Banc's EV-to-OCF too high?
Ohio Valley Banc's current EV-to-OCF of 5.38 is near median its 10-year median of 5.88. The Banks industry median EV-to-OCF is 3.72. Ohio Valley Banc's value of 5.38 is 44.6% above this industry median. Based on the distribution chart, Ohio Valley Banc ranks #858 out of 1502 companies in the Banks industry, which is below the industry midpoint. Overall, Ohio Valley Banc has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ohio Valley Banc's EV-to-OCF compare to CBTN and FOTB?
According to the Banks industry distribution chart, Ohio Valley Banc ranks #858 out of 1502 companies for EV-to-OCF. This places Ohio Valley Banc in the lower half of its industry. The industry median EV-to-OCF is 3.72. Ohio Valley Banc's value of 5.38 is 44.6% above this benchmark. While the company's 10-year median is 5.88 vs. the industry median of 3.72, Ohio Valley Banc has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.72, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ohio Valley Banc's current EV-to-OCF of 5.38 is 44.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ohio Valley Banc's current EV-to-OCF is 5.38, which is near median its own 10-year median of 5.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ohio Valley Banc stock overvalued right now?
Based on GuruFocus' analysis, Ohio Valley Banc (OVBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.43, compared to a current price of $43.73 — trading 43.7% above its estimated fair value. The current EV-to-OCF is 5.38, which is near median its 10-year median of 5.88 and 44.6% above the Banks industry median of 3.72. Ohio Valley Banc's overall GF Score™ is 45/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Ohio Valley Banc (OVBC), the current EV-to-OCF is 5.38 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ohio Valley Banc (OVBC) Overvalued in 2026?
Based on GuruFocus' analysis, Ohio Valley Banc stock appears to be overvalued.
The current stock price of $43.73 is trading 43.7% above its estimated GF Value™ of $30.43.
GuruFocus considers Ohio Valley Banc to be Significantly Overvalued.
Key valuation signals for OVBC:
EV-to-OCF: 5.38 (near median its 10-year median of 5.88)
GF Value™: $30.43 vs. price of $43.73 (43.7% above fair value)
Industry Position: 44.6% above the Banks median (#858 of 1502)
No single metric tells the full story. See the OVBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ohio Valley Banc Corporation is a financial holding company. The bank is a full-service financial institution offering a blend of commercial and consumer banking services in Southeastern Ohio and western West Virginia. The banking services offered by the bank include the acceptance of deposits in checking, savings, time and money market accounts; the making and servicing of personal, commercial, and student loans; and the making of construction and real estate loans. It also offers individual retirement accounts, safe deposit boxes, wire transfers, and other standard banking products and services.
45GF Score
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