OVBC (Ohio Valley Banc) Cyclically Adjusted PS Ratio: 3.09 (As of Jul. 02, 2026) — 26% Above Median


OVBC Ohio Valley Banc Corporation OVBC
45 GF Score
Price $42.43
GF Value $30.35
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Ohio Valley Banc Cyclically Adjusted PS Ratio?

Ohio Valley Banc OVBC -3.12% 45 Cyclically Adjusted PS Ratio is 3.09 as of Jul. 02, 2026, which is 26% above its 10-year median of 2.46. GuruFocus rates OVBC with a GF Score™ of 45/100 and a GF Value™ of $30.35 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,303 Banks companies, Ohio Valley Banc ranks better than 52.57% on this metric.

As of today (2026-07-02), Ohio Valley Banc's current share price is $42.425. Ohio Valley Banc's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $13.75. Ohio Valley Banc's Cyclically Adjusted PS Ratio for today is 3.09.

The historical rank and industry rank for Ohio Valley Banc's Cyclically Adjusted PS Ratio or its related term are showing as below:

OVBC' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.5   Med: 2.46   Max: 5.06
Current: 3.19

During the past years, Ohio Valley Banc's highest Cyclically Adjusted PS Ratio was 5.06. The lowest was 1.50. And the median was 2.46.

OVBC's Cyclically Adjusted PS Ratio is ranked better than
52.57% of 1303 companies
in the Banks industry
Industry Median: 3.3 vs OVBC: 3.19

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Ohio Valley Banc's adjusted revenue per share data for the three months ended in Mar. 2026 was $3.858. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $13.75 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Ohio Valley Banc  (NAS:OVBC) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Ohio Valley Banc Cyclically Adjusted PS Ratio Related Terms


Ohio Valley Banc Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Ohio Valley Banc's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ohio Valley Banc Cyclically Adjusted PS Ratio Chart

Ohio Valley Banc Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.49 2.11 1.79 1.84 2.96

Ohio Valley Banc Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.96 2.40 2.73 2.96 3.19

OVBC vs CBTN, FOTB, FINW: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Ohio Valley Banc's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ohio Valley Banc Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Ohio Valley Banc's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Ohio Valley Banc's Cyclically Adjusted PS Ratio falls into.


OVBC
45GF Score
Ohio Valley Banc Corporation OVBC
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Ohio Valley Banc Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Ohio Valley Banc's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=42.425/13.75
=3.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ohio Valley Banc's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Ohio Valley Banc's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=3.858/330.2130*330.2130
=3.858

Current CPI (Mar. 2026) = 330.2130.

Ohio Valley Banc Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 2.430 241.018 3.329
201609 2.390 241.428 3.269
201612 2.460 241.432 3.365
201703 2.992 243.801 4.052
201706 2.602 244.955 3.508
201709 2.677 246.819 3.581
201712 2.652 246.524 3.552
201803 3.096 249.554 4.097
201806 2.790 251.989 3.656
201809 2.682 252.439 3.508
201812 2.576 251.233 3.386
201903 2.787 254.202 3.620
201906 2.657 256.143 3.425
201909 2.668 256.759 3.431
201912 2.578 256.974 3.313
202003 2.600 258.115 3.326
202006 2.516 257.797 3.223
202009 2.615 260.280 3.318
202012 2.593 260.474 3.287
202103 2.797 264.877 3.487
202106 2.657 271.696 3.229
202109 2.711 274.310 3.263
202112 2.476 278.802 2.933
202203 2.880 287.504 3.308
202206 2.764 296.311 3.080
202209 3.030 296.808 3.371
202212 2.846 296.797 3.166
202303 3.245 301.836 3.550
202306 2.999 305.109 3.246
202309 2.920 307.789 3.133
202312 3.121 306.746 3.360
202403 3.110 312.332 3.288
202406 3.094 314.175 3.252
202409 3.276 315.301 3.431
202412 3.606 315.605 3.773
202503 3.563 319.799 3.679
202506 3.690 322.561 3.778
202509 3.470 324.800 3.528
202512 3.439 324.054 3.504
202603 3.858 330.213 3.858

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 3.09 mean?
Ohio Valley Banc (OVBC) has a Cyclically Adjusted PS Ratio of 3.09 as of Jul. 02, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Ohio Valley Banc and its competitors. This is 26% above median its historical median of 2.46. Over the past decade, Ohio Valley Banc's Cyclically Adjusted PS Ratio has ranged from 1.50 to 5.06. According to the industry distribution chart, Ohio Valley Banc ranks #618 out of 1303 companies in the Banks industry, placing it in the top 47.4%.
Is Ohio Valley Banc's Cyclically Adjusted PS Ratio too high?
Ohio Valley Banc's current Cyclically Adjusted PS Ratio of 3.09 is 26% above median its 10-year median of 2.46. Over the past 10 years, this metric has ranged from a low of 1.50 to a high of 5.06. The Banks industry median Cyclically Adjusted PS Ratio is 3.30. Ohio Valley Banc's value of 3.09 is 6.4% below this industry median. Based on the distribution chart, Ohio Valley Banc ranks #618 out of 1303 companies in the Banks industry, which is above the industry midpoint. Overall, Ohio Valley Banc has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ohio Valley Banc's Cyclically Adjusted PS Ratio compare to CBTN and FOTB?
According to the Banks industry distribution chart, Ohio Valley Banc ranks #618 out of 1303 companies for Cyclically Adjusted PS Ratio. This puts Ohio Valley Banc in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.30. Ohio Valley Banc's value of 3.09 is 6.4% below this benchmark. Historically, Ohio Valley Banc's own Cyclically Adjusted PS Ratio has ranged from 1.50 to 5.06 over the past decade. While the company's 10-year median is 2.46 vs. the industry median of 3.30, Ohio Valley Banc has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.30, based on 1,303 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ohio Valley Banc's current Cyclically Adjusted PS Ratio of 3.09 is 6.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Ohio Valley Banc and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ohio Valley Banc's current Cyclically Adjusted PS Ratio is 3.09, which is 26% above median its own 10-year median of 2.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ohio Valley Banc stock overvalued right now?
Based on GuruFocus' analysis, Ohio Valley Banc (OVBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.35, compared to a current price of $42.43 — trading 39.8% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 3.09, which is 26% above median its 10-year median of 2.46 and 6.4% below the Banks industry median of 3.30. Ohio Valley Banc's overall GF Score™ is 45/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Ohio Valley Banc (OVBC), the current Cyclically Adjusted PS Ratio is 3.09 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ohio Valley Banc (OVBC) Overvalued in 2026?

Based on GuruFocus' analysis, Ohio Valley Banc stock appears to be overvalued. The current stock price of $42.43 is trading 39.8% above its estimated GF Value™ of $30.35. GuruFocus considers Ohio Valley Banc to be Significantly Overvalued.

Key valuation signals for OVBC:

  • Cyclically Adjusted PS Ratio: 3.09 (26% above median its 10-year median of 2.46)
  • GF Value™: $30.35 vs. price of $42.43 (39.8% above fair value)
  • GF Score™: 45/100 with 2 warning signs
  • Industry Position: 6.4% below the Banks median (#618 of 1303)

No single metric tells the full story. See the OVBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ohio Valley Banc Business Description

Address 420 Third Avenue, PO Box 240, Gallipolis, OH, USA, 45631
Ohio Valley Banc Corporation is a financial holding company. The bank is a full-service financial institution offering a blend of commercial and consumer banking services in Southeastern Ohio and western West Virginia. The banking services offered by the bank include the acceptance of deposits in checking, savings, time and money market accounts; the making and servicing of personal, commercial, and student loans; and the making of construction and real estate loans. It also offers individual retirement accounts, safe deposit boxes, wire transfers, and other standard banking products and services.
45GF Score

Get the complete analysis for OVBC

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.43
Price
$30.35
GF Value