Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Islamic First FinanceAMM:FFCO +1.56%51 Current Ratio is 37.21 as of Jun. 2026, which is 170% above its 10-year median of 13.79. GuruFocus rates AMM:FFCO with a GF Score™ of 51/100 and a GF Value™ of JOD0.52 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 400 Credit Services companies, Islamic First Finance ranks better than 71.5% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Islamic First Finance's current ratio for the quarter that ended in Jun. 2026 was 37.21.
Islamic First Finance has a current ratio of 37.21. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for Islamic First Finance's Current Ratio or its related term are showing as below:
AMM:FFCO'
s Current Ratio Range Over the Past 10 Years
Min: 1.87 Med: 13.79 Max: 62.21
Current: 37.21
During the past 13 years, Islamic First Finance's highest Current Ratio was 62.21. The lowest was 1.87. And the median was 13.79.
AMM:FFCO's Current Ratio is ranked better than 71.5% of 400
companies
in the Credit Services industry
Industry Median: 3.8
vs AMM:FFCO: 37.21
Islamic First Finance (AMM:FFCO) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Islamic First Finance Current Ratio Related Terms
Islamic First Finance Current Ratio Historical Data
* Premium members only.
The historical data trend for Islamic First Finance's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Islamic First Finance's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Islamic First Finance Current Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Islamic First Finance's Current Ratio distribution charts can be found below:
* The bar in red indicates where Islamic First Finance's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Islamic First Finance (AMM:FFCO) has a Current Ratio of 37.21 as of Jun. 2026. This is 170% above median its historical median of 13.79. Over the past decade, Islamic First Finance's Current Ratio has ranged from 1.87 to 62.21. According to the industry distribution chart, Islamic First Finance ranks #114 out of 400 companies in the Credit Services industry, placing it in the top 28.5%.
Is Islamic First Finance's Current Ratio too high?
Islamic First Finance's current Current Ratio of 37.21 is 170% above median its 10-year median of 13.79. Over the past 10 years, this metric has ranged from a low of 1.87 to a high of 62.21. The Credit Services industry median Current Ratio is 3.80. Islamic First Finance's value of 37.21 is 879.2% above this industry median. Based on the distribution chart, Islamic First Finance ranks #114 out of 400 companies in the Credit Services industry, which is above the industry midpoint. Overall, Islamic First Finance has a GF Score™ of 51/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Islamic First Finance's Current Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Islamic First Finance ranks #114 out of 400 companies for Current Ratio. This puts Islamic First Finance in the upper half of its industry. The industry median Current Ratio is 3.80. Islamic First Finance's value of 37.21 is 879.2% above this benchmark. Historically, Islamic First Finance's own Current Ratio has ranged from 1.87 to 62.21 over the past decade. While the company's 10-year median is 13.79 vs. the industry median of 3.80, Islamic First Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Credit Services company?
The median Current Ratio among Credit Services companies is 3.80, based on 400 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Islamic First Finance's current Current Ratio of 37.21 is 879.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Current Ratio is 3.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Islamic First Finance's current Current Ratio is 37.21, which is 170% above median its own 10-year median of 13.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islamic First Finance stock overvalued right now?
Based on GuruFocus' analysis, Islamic First Finance (AMM:FFCO) is currently considered Modestly Overvalued. The stock's GF Value™ is JOD0.52, compared to a current price of JOD0.65 — trading 25% above its estimated fair value. The current Current Ratio is 37.21, which is 170% above median its 10-year median of 13.79 and 879.2% above the Credit Services industry median of 3.80. Islamic First Finance's overall GF Score™ is 51/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Islamic First Finance (AMM:FFCO), the current Current Ratio is 37.21 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Islamic First Finance (AMM:FFCO) Overvalued in 2026?
Based on GuruFocus' analysis, Islamic First Finance stock appears to be overvalued.
The current stock price of JOD0.65 is trading 25% above its estimated GF Value™ of JOD0.52.
GuruFocus considers Islamic First Finance to be Modestly Overvalued.
Key valuation signals for AMM:FFCO:
Current Ratio: 37.21 (170% above median its 10-year median of 13.79)
GF Value™: JOD0.52 vs. price of JOD0.65 (25% above fair value)
Industry Position: 879.2% above the Credit Services median (#114 of 400)
No single metric tells the full story. See the AMM:FFCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Finance Co is engaged in providing finances. The company provides Direct financing for consumer and durable goods, Real estate financing, Corporate project financing, Financing and leasing of transportation vehicles, equipment, and machinery, and other related activities.
51GF Score
Get the complete analysis for AMM:FFCO
Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
AMM:FFCO has been successfully added to your 
