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Islamic First Finance (AMM:FFCO) Net Cash per Share Explanation
Ben Graham invested in situations where the company's stock price was lower than its net-cash. He assigned some value to the company's other current asset. The value is called Net Current Asset Value (NCAV). One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.
You can find companies that are traded below their Net Current Asset Value (NCAV) with our Net-Net screener.
Islamic First Finance Net Cash per Share Related Terms
Islamic First Finance Net Cash per Share Historical Data
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The historical data trend for Islamic First Finance's Net Cash per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AMM:FFCO vs V, MA, AXP: Net Cash per Share Comparison
For the Credit Services subindustry, Islamic First Finance's Price-to-Net-Cash, along with its competitors' market caps and Price-to-Net-Cash data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Islamic First Finance Price-to-Net-Cash vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Islamic First Finance's Price-to-Net-Cash distribution charts can be found below:
* The bar in red indicates where Islamic First Finance's Price-to-Net-Cash falls into.
Islamic First Finance Net Cash per Share Calculation
In the calculation of a company's Net Cash per Share, assets other than cash and short term investments are considered to be worth nothing. But the company has to pay its debt and other liabilities in full. This is an extremely conservative way of valuation. Most companies have negative Net Cash per Share. But sometimes a company's price may be lower than its net-cash.
Islamic First Finance's Net Cash per Share for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Islamic First Finance (AMM:FFCO) has a Net Cash per Share of JOD0.16 as of Jun. 2026. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on Islamic First Finance and its competitors. According to the industry distribution chart, Islamic First Finance ranks #27 out of 68 companies in the Credit Services industry, placing it in the top 39.7%.
Is Islamic First Finance's Net Cash per Share too high?
Islamic First Finance's current Net Cash per Share is JOD0.16. Based on the distribution chart, Islamic First Finance ranks #27 out of 68 companies in the Credit Services industry, which is above the industry midpoint. Overall, Islamic First Finance has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Islamic First Finance's Net Cash per Share compare to V and MA?
According to the Credit Services industry distribution chart, Islamic First Finance ranks #27 out of 68 companies for Net Cash per Share. This puts Islamic First Finance in the upper half of its industry. The industry median Net Cash per Share is 8.00. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Cash per Share for a Credit Services company?
The median Net Cash per Share among Credit Services companies is 8.00, based on 68 companies in the industry. Companies in the top quartile (top 25%) have a Net Cash per Share significantly above this median, while those in the bottom quartile fall well below. However, Net Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Cash per Share mean?
A high Net Cash per Share can signal that a stock is expensive relative to its fundamentals. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on Islamic First Finance and its competitors. For the Credit Services industry, the median Net Cash per Share is 8.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Islamic First Finance's current Net Cash per Share is JOD0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islamic First Finance stock overvalued right now?
Based on GuruFocus' analysis, Islamic First Finance (AMM:FFCO) is currently considered Significantly Overvalued. The stock's GF Value™ is JOD0.52, compared to a current price of JOD0.70 — trading 34.6% above its estimated fair value. The current Net Cash per Share is JOD0.16. Islamic First Finance's overall GF Score™ is 48/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Cash per Share calculated?
Net Cash per Share is calculated from a company's financial statements. For Islamic First Finance (AMM:FFCO), the current Net Cash per Share is JOD0.16 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Islamic First Finance (AMM:FFCO) Overvalued in 2026?
Based on GuruFocus' analysis, Islamic First Finance stock appears to be overvalued.
The current stock price of JOD0.70 is trading 34.6% above its estimated GF Value™ of JOD0.52.
GuruFocus considers Islamic First Finance to be Significantly Overvalued.
Key valuation signals for AMM:FFCO:
Net Cash per Share: JOD0.16
GF Value™: JOD0.52 vs. price of JOD0.70 (34.6% above fair value)
No single metric tells the full story. See the AMM:FFCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Finance Co is engaged in providing finances. The company provides Direct financing for consumer and durable goods, Real estate financing, Corporate project financing, Financing and leasing of transportation vehicles, equipment, and machinery, and other related activities.
48GF Score
Get the complete analysis for AMM:FFCO
Net Cash per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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