Islamic First Finance (AMM:FFCO) Debt-to-Asset : 0.01 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

AMM:FFCO Islamic First Finance AMM:FFCO
47 GF Score
Price JOD0.70
GF Value JOD0.52
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Islamic First Finance Debt-to-Asset?

Islamic First Finance AMM:FFCO -1.41% 47 Debt-to-Asset is 0.01 as of Jun. 2026. GuruFocus rates AMM:FFCO with a GF Score™ of 47/100 and a GF Value™ of JOD0.52 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Islamic First Finance's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was JOD0.00 Mil. Islamic First Finance's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was JOD0.53 Mil. Islamic First Finance's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was JOD44.06 Mil. Islamic First Finance's debt to asset for the quarter that ended in Jun. 2026 was 0.01.

Islamic First Finance  (AMM:FFCO) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Islamic First Finance Debt-to-Asset Related Terms

Islamic First Finance Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Islamic First Finance's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Islamic First Finance Debt-to-Asset Chart

Islamic First Finance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.01 0.01 0.01 0.00 0.00

Islamic First Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 0.02 0.00 0.00 0.01

AMM:FFCO vs V, MA, AXP: Debt-to-Asset Comparison

For the Credit Services subindustry, Islamic First Finance's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Islamic First Finance Debt-to-Asset vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Islamic First Finance's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Islamic First Finance's Debt-to-Asset falls into.


AMM:FFCO
47GF Score
Islamic First Finance AMM:FFCO
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Islamic First Finance Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Islamic First Finance's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 0) / 43.899
=0.00

Islamic First Finance's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 0.534) / 44.064
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.01 mean?
Islamic First Finance (AMM:FFCO) has a Debt-to-Asset of 0.01 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Islamic First Finance and its competitors.
Is Islamic First Finance's Debt-to-Asset too high?
Islamic First Finance's current Debt-to-Asset is 0.01. Overall, Islamic First Finance has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Islamic First Finance's Debt-to-Asset compare to V and MA?
Islamic First Finance's Debt-to-Asset of 0.01 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Credit Services company?
A good Debt-to-Asset depends on the Credit Services industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Islamic First Finance and its competitors. Islamic First Finance's current Debt-to-Asset is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islamic First Finance stock overvalued right now?
Based on GuruFocus' analysis, Islamic First Finance (AMM:FFCO) is currently considered Significantly Overvalued. The stock's GF Value™ is JOD0.52, compared to a current price of JOD0.70 — trading 34.6% above its estimated fair value. The current Debt-to-Asset is 0.01. Islamic First Finance's overall GF Score™ is 47/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Islamic First Finance (AMM:FFCO), the current Debt-to-Asset is 0.01 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Islamic First Finance (AMM:FFCO) Overvalued in 2026?

Based on GuruFocus' analysis, Islamic First Finance stock appears to be overvalued. The current stock price of JOD0.70 is trading 34.6% above its estimated GF Value™ of JOD0.52. GuruFocus considers Islamic First Finance to be Significantly Overvalued.

Key valuation signals for AMM:FFCO:

  • Debt-to-Asset: 0.01
  • GF Value™: JOD0.52 vs. price of JOD0.70 (34.6% above fair value)
  • GF Score™: 47/100 with 4 warning signs

No single metric tells the full story. See the AMM:FFCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Islamic First Finance Business Description

Address King Abdullah II street, Building no. 172, Khalda, P.O. Box 144596, Amman, JOR, 11814
First Finance Co is engaged in providing finances. The company provides Direct financing for consumer and durable goods, Real estate financing, Corporate project financing, Financing and leasing of transportation vehicles, equipment, and machinery, and other related activities.
47GF Score

Get the complete analysis for AMM:FFCO

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD0.70
Price
JOD0.52
GF Value