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Islamic First FinanceAMM:FFCO 49 5-Year Yield-on-Cost % is 0.00 as of Sep. 15, 2026. GuruFocus rates AMM:FFCO with a GF Score™ of 49/100 and a GF Value™ of JOD0.52 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 206 Credit Services companies, Islamic First Finance ranks worse than 485436.41% on this metric.
Islamic First Finance's yield on cost for the quarter that ended in Jun. 2026 was 0.00.
The historical rank and industry rank for Islamic First Finance's 5-Year Yield-on-Cost % or its related term are showing as below:
During the past 13 years, Islamic First Finance's highest Yield on Cost was 8.70. The lowest was 1.35. And the median was 7.06.
AMM:FFCO's 5-Year Yield-on-Cost % is not ranked *
in the Credit Services industry.
Industry Median: 4.575 * Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
Islamic First Finance (AMM:FFCO) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Islamic First Finance 5-Year Yield-on-Cost % Related Terms
AMM:FFCO vs V, MA, AXP: 5-Year Yield-on-Cost % Comparison
For the Credit Services subindustry, Islamic First Finance's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Islamic First Finance 5-Year Yield-on-Cost % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Islamic First Finance's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Islamic First Finance's 5-Year Yield-on-Cost % falls into.
Islamic First Finance 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Islamic First Finance (AMM:FFCO) has a 5-Year Yield-on-Cost % of 0.00 as of Sep. 15, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Islamic First Finance and its competitors. Over the past decade, Islamic First Finance's 5-Year Yield-on-Cost % has ranged from 1.35 to 8.70. According to the industry distribution chart, Islamic First Finance ranks #999999 out of 206 companies in the Credit Services industry.
Is Islamic First Finance's 5-Year Yield-on-Cost % too high?
Islamic First Finance's current 5-Year Yield-on-Cost % is 0.00. Over the past 10 years, this metric has ranged from a low of 1.35 to a high of 8.70. Based on the distribution chart, Islamic First Finance ranks #999999 out of 206 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Islamic First Finance has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Islamic First Finance's 5-Year Yield-on-Cost % compare to V and MA?
According to the Credit Services industry distribution chart, Islamic First Finance ranks #999999 out of 206 companies for 5-Year Yield-on-Cost %. This places Islamic First Finance in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 4.58. Historically, Islamic First Finance's own 5-Year Yield-on-Cost % has ranged from 1.35 to 8.70 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.58, based on 206 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Islamic First Finance and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Islamic First Finance's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islamic First Finance stock overvalued right now?
Based on GuruFocus' analysis, Islamic First Finance (AMM:FFCO) is currently considered Significantly Overvalued. The stock's GF Value™ is JOD0.52, compared to a current price of JOD0.68 — trading 30.8% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. Islamic First Finance's overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Islamic First Finance (AMM:FFCO), the current 5-Year Yield-on-Cost % is 0.00 as of Sep. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Islamic First Finance (AMM:FFCO) Overvalued in 2026?
Based on GuruFocus' analysis, Islamic First Finance stock appears to be overvalued.
The current stock price of JOD0.68 is trading 30.8% above its estimated GF Value™ of JOD0.52.
GuruFocus considers Islamic First Finance to be Significantly Overvalued.
Key valuation signals for AMM:FFCO:
5-Year Yield-on-Cost %: 0.00
GF Value™: JOD0.52 vs. price of JOD0.68 (30.8% above fair value)
No single metric tells the full story. See the AMM:FFCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Finance Co is engaged in providing finances. The company provides Direct financing for consumer and durable goods, Real estate financing, Corporate project financing, Financing and leasing of transportation vehicles, equipment, and machinery, and other related activities.
49GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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