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Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Islamic First Finance's current 3-Year Share Buyback Ratio was 1.30%.
The historical rank and industry rank for Islamic First Finance's 3-Year Share Buyback Ratio or its related term are showing as below:
AMM:FFCO'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: 0 Med: 0 Max: 1.3
Current: 1.3
During the past 13 years, Islamic First Finance's highest 3-Year Share Buyback Ratio was 1.30%. The lowest was 0.00%. And the median was 0.00%.
AMM:FFCO's 3-Year Share Buyback Ratio is ranked better than 84.86% of 284
companies
in the Credit Services industry
Industry Median: -3.1
vs AMM:FFCO: 1.30
Islamic First Finance (AMM:FFCO) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Islamic First Finance 3-Year Share Buyback Ratio Related Terms
AMM:FFCO vs V, MA, AXP: 3-Year Share Buyback Ratio Comparison
For the Credit Services subindustry, Islamic First Finance's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Islamic First Finance 3-Year Share Buyback Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Islamic First Finance's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Islamic First Finance's 3-Year Share Buyback Ratio falls into.
Islamic First Finance 3-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of 1.30 mean?
Islamic First Finance (AMM:FFCO) has a 3-Year Share Buyback Ratio of 1.30 as of Jun. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Islamic First Finance and its competitors. According to the industry distribution chart, Islamic First Finance ranks #43 out of 284 companies in the Credit Services industry, placing it in the top 15.1%.
Is Islamic First Finance's 3-Year Share Buyback Ratio too high?
Islamic First Finance's current 3-Year Share Buyback Ratio is 1.30. Based on the distribution chart, Islamic First Finance ranks #43 out of 284 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Islamic First Finance has a GF Score™ of 51/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Islamic First Finance's 3-Year Share Buyback Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Islamic First Finance ranks #43 out of 284 companies for 3-Year Share Buyback Ratio. This places Islamic First Finance in the top 15% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Credit Services company?
A good 3-Year Share Buyback Ratio depends on the Credit Services industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Islamic First Finance and its competitors. Islamic First Finance's current 3-Year Share Buyback Ratio is 1.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islamic First Finance stock overvalued right now?
Based on GuruFocus' analysis, Islamic First Finance (AMM:FFCO) is currently considered Modestly Overvalued. The stock's GF Value™ is JOD0.52, compared to a current price of JOD0.67 — trading 28.8% above its estimated fair value. The current 3-Year Share Buyback Ratio is 1.30. Islamic First Finance's overall GF Score™ is 51/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Islamic First Finance (AMM:FFCO), the current 3-Year Share Buyback Ratio is 1.30 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Islamic First Finance (AMM:FFCO) Overvalued in 2026?
Based on GuruFocus' analysis, Islamic First Finance stock appears to be overvalued.
The current stock price of JOD0.67 is trading 28.8% above its estimated GF Value™ of JOD0.52.
GuruFocus considers Islamic First Finance to be Modestly Overvalued.
Key valuation signals for AMM:FFCO:
3-Year Share Buyback Ratio: 1.30
GF Value™: JOD0.52 vs. price of JOD0.67 (28.8% above fair value)
No single metric tells the full story. See the AMM:FFCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Finance Co is engaged in providing finances. The company provides Direct financing for consumer and durable goods, Real estate financing, Corporate project financing, Financing and leasing of transportation vehicles, equipment, and machinery, and other related activities.
51GF Score
Get the complete analysis for AMM:FFCO
3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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