First Finance Co (AMM:FFCO) Moat Score: 0/10 (As of Jul. 01, 2026)


AMM:FFCO First Finance Co AMM:FFCO
51 GF Score
Price JOD0.61
GF Value JOD0.53
Valuation Modestly Overvalued
! 4 Warning Signs
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What is First Finance Co Moat Score?

First Finance Co has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

First Finance Co has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes First Finance Co might have No Moat - No discernible moat.

First Finance Co  (AMM:FFCO) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

First Finance Co Moat Score Related Terms

AMM:FFCO
51GF Score
First Finance Co AMM:FFCO
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is First Finance Co (AMM:FFCO) Overvalued in 2026?

Based on GuruFocus' analysis, First Finance Co stock appears to be overvalued. The current stock price of JOD0.61 is trading 15.1% above its estimated GF Value™ of JOD0.53. GuruFocus considers First Finance Co to be Modestly Overvalued.

Key valuation signals for AMM:FFCO:

  • Moat Score: 0
  • GF Value™: JOD0.53 vs. price of JOD0.61 (15.1% above fair value)
  • GF Score™: 51/100 with 4 warning signs

No single metric tells the full story. See the AMM:FFCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Finance Co Business Description

Address King Abdullah II street, Building no. 172, Khalda, P.O. Box 144596, Amman, JOR, 11814
First Finance Co is engaged in providing finances. The company provides Direct financing for consumer and durable goods, Real estate financing, Corporate project financing, Financing and leasing of transportation vehicles, equipment, and machinery, and other related activities.
51GF Score

Get the complete analysis for AMM:FFCO

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD0.61
Price
JOD0.53
GF Value